Cove & Hogarth Salary

As of October 2026, the average annual salary for employees at Cove & Hogarth in the United States is $95,059. This translates to an approximate hourly wage of $46. Salaries at Cove & Hogarth typically range from $83,636 to $107,477 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Cove & Hogarth Pay for Different Roles?

Explore detailed salary information for specific jobs at Cove & Hogarth. Based on our data, the highest paying job is the Product Development Consultant, with an annual salary of $121,776. The table below outlines the annual salary ranges for most popular roles within the company.
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Is Cove & Hogarth’s Pay Competitive? Salary Benchmarking Analysis

How does Cove & Hogarth's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Belltown Insurance Group Inc $98,297
+3.4%
Reflects a supply-demand imbalance for the specific talent Belltown Insurance Group Inc targets.
JBN United Insurance Services $99,520
+4.7%
Driven by niche technical certifications required for JBN United Insurance Services's specialized projects.
Hipson Benefits $91,789
-3.4%
Hipson Benefits operates with a leaner overhead structure, impacting base wage offers.
The DeLuca Agency $91,092
-4.2%
Typical compensation structure for smaller regional agencies like The DeLuca Agency.
Insurance Industry $123,858
+30.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Cove & Hogarth

Considering a career at Cove & Hogarth? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The team is professional, and management is approachable. The company operates smoothly with clear expectations. Standard corporate setup. While not groundbreaking, it’s a reliable place to work. Work feels meaningful here.
The company fosters a positive and collaborative work environment. The office atmosphere is welcoming, and remote work flexibility is a plus. The work environment is professional, and expectations are clearly communicated. Management is supportive, and the team works well together. The company provides a balanced work environment with growth opportunities. Working here has been a balanced experien...
Satisfied with my job. Training programs are thorough, helping new hires adjust quickly. The company maintains a professional and efficient work environment.

Cove & Hogarth Overview

Website
www.thecoveinsuranceagency.com
Founded In
1935
Employees
<25 employees
Industry
Insurance
Headquarter Address
9 N Main St Uxbridge Massachusetts MA 01569
Revenue
<$5 Million
Phone Number
+1 5082786711
Social Media
About Cove & Hogarth
The J.F. Cove Insurance agency was founded in 1935 by my grandfather James Francis Cove. Since our inception, we have grown to become a full service insurance agency, servicing the needs to thousands of individuals, families and businesses in Southern Worcester County. The goal of office is to not only provide our customers with the best insurance products available at a great rate, but also to gi

What Benefits Does Cove & Hogarth Offer Beyond Salary?

A competitive compensation package is more than just a salary. Cove & Hogarth offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Worcester?

Understanding the cost of living near Worcester is key to truly evaluating a salary offer or your current compensation at Cove & Hogarth.
Worcester's Cost of Living Index is approximately 112.7 (12.7% more expensive than US average; 15.0% less than MA average). Central MA city, growing, more affordable than Boston area. WRTA bus, Commuter Rail. When planning your budget based on a salary from Cove & Hogarth, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,500 - $2,200+ A significant portion of Cove & Hogarth salary. Location choices impact this heavily.
Utilities (Basic) $170 - $280 Electricity, Heating, Cooling, Water etc.
Public Transportation $50 (WRTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $440 - $650 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $730+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $400 - $750+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,960 - $4,610+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Cove & Hogarth

1. What is the typical salary range (low to high) for most roles at Cove & Hogarth?

The typical annual salary range for most roles at Cove & Hogarth is approximately from $83,636 to $107,477. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Cove & Hogarth pay compared to Belltown Insurance Group Inc?

The average annual salary at Cove & Hogarth is $95,059, or an hourly wage of $46, in comparison to Belltown Insurance Group Inc which pays $98,297 per year or $47 per hour.

3. How does experience level affect salary at Cove & Hogarth?

Experience level is a significant factor in determining salary at Cove & Hogarth, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from Cove & Hogarth in Worcester is fair given the local cost of living?

To determine if a salary offer from Cove & Hogarth in Worcester is fair, first compare the gross salary to our data for similar roles at Cove & Hogarth and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Worcester" to understand its purchasing power.

5. What factors influence salary increases at Cove & Hogarth?

Salary increases at Cove & Hogarth are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.