First National Merchant Salary

As of August 2026, the average annual salary for employees at First National Merchant in the United States is $95,333. This translates to an approximate hourly wage of $46. Salaries at First National Merchant typically range from $83,599 to $108,075 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at First National Merchant

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Is First National Merchant’s Pay Competitive? Salary Benchmarking Analysis

How does First National Merchant's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Ac Power Financial Corp $90,122
-5.5%
Ac Power Financial Corp likely leverages performance bonuses over the high base salary shown here.
Bancard Payment Systems $87,685
-8.0%
Bancard Payment Systems may offer non-monetary perks in lieu of competitive base salaries.
Settlement Funding Associates Inc $94,278
-1.1%
Indicates identical technical requirements and experience levels between the two firms.
Tnt Re Holdings LLC $81,726
-14.3%
Tnt Re Holdings LLC focuses strategically on recruiting and training entry-level apprentices.
Financial Services Industry $121,514
+27.5%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at First National Merchant

Considering a career at First National Merchant? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Annual reviews include market benchmarking. Management is polite but often distant from frontline employees. Pet insurance was a welcome surprise. Working has been an exceptional experience.
The company provides excellent resources and mentorship for career development. The focus on sustainable productivity prevents burnout. Employees globally, there’s a strong sense of professionalism and collaboration. Internal mobility is actively encouraged. Communication and collaboration vary significantly between teams.
The work environment is dynamic, with cutting-edge tools and technologies that streamline processes. The leadership is strategic and open to employee feedback, which fosters a positive atmosphere. I’ve been able to advance my skills and take on new challenges thanks to their supportive environment. A great workplace for professionals looking to grow. Employees are empowered to learn, lead, and gro...
Policies are clear, but some processes feel bureaucratic. Job security and company stability make this an excellent place for long-term careers. Compliance training is thorough but engaging. Town halls include Q&A time. There’s a healthy balance between independence and teamwork.
Employee resource groups provide support and connection. I’ve appreciated how structured the organization is. The office environment is positive and energetic.

First National Merchant Overview

Website
Data pending, update soon.
Founded In
Data pending, update soon.
Employees
25 - 50 employees
Industry
Financial Services
Headquarter Address
1124 Holly Ct Naperville Illinois IL 60540
Revenue
<$5 Million
Phone Number
+1 6307179447
Social Media
About First National Merchant
First National Merchant is a company that operates in the Financial Services industry. It employs 21-50 people and has $1M-$5M of revenue. The company is headquartered in Naperville, Illinois.

What Benefits Does First National Merchant Offer Beyond Salary?

A competitive compensation package is more than just a salary. First National Merchant offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Naperville?

Understanding the cost of living near Naperville is key to truly evaluating a salary offer or your current compensation at First National Merchant.
Naperville's Cost of Living Index is approximately 129.8 (29.8% more expensive than US average; 38.4% more than IL average). Affluent Chicago suburb, excellent schools, very high housing costs. Pace bus, Metra rail. When planning your budget based on a salary from First National Merchant, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,800 - $2,700+ A significant portion of First National Merchant salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation Pace/Metra (varies by zone) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $450 - $670 Can be higher with more dining out or specialty stores.
Personal & Leisure $450 - $800+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $410 - $760+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,260 - $5,180+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of First National Merchant

1. What is the average salary for employees at First National Merchant?

The average annual total compensation for employees at First National Merchant is approximately $95,333. However, this is an aggregate figure, actual salaries can range significantly, typically from $83,599 to $108,075, depending on factors like job role, experience, and location.

2. How much does First National Merchant pay compared to Ac Power Financial Corp?

The average annual salary at First National Merchant is $95,333, or an hourly wage of $46, in comparison to Ac Power Financial Corp which pays $90,122 per year or $43 per hour.

3. How does having a professional certification impact salary for relevant roles at First National Merchant?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at First National Merchant for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

4. Does First National Merchant offer cost-of-living adjustments (COLA) for employees in high-cost areas like Naperville?

While some companies offer formal COLA, many, including potentially First National Merchant, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

5. What's the typical process for salary reviews and raises at First National Merchant?

Most companies, likely including First National Merchant, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.