Heritage Mutual Insurance Salary

As of August 2026, the average annual salary for employees at Heritage Mutual Insurance in the United States is $84,637. This translates to an approximate hourly wage of $41. Salaries at Heritage Mutual Insurance typically range from $74,463 to $95,698 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Heritage Mutual Insurance Pay for Different Roles?

Explore detailed salary information for specific jobs at Heritage Mutual Insurance. Based on our data, the highest paying job is the Underwriter, with an annual salary of $73,237. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Heritage Mutual Insurance

Ready for your next career move? Explore current job openings at Heritage Mutual Insurance. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Heritage Mutual Insurance’s Pay Competitive? Salary Benchmarking Analysis

How does Heritage Mutual Insurance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Baldrica & Company Inc $89,953
+6.3%
Data suggests Baldrica & Company Inc's workforce skews heavily towards veteran, high-tenure roles.
Highview National Insurance Co $104,921
+24.0%
Supported by Highview National Insurance Co's high-margin contracts allowing higher overhead.
Altamont Insurance Brokers Inc $100,870
+19.2%
Reflects a supply-demand imbalance for the specific talent Altamont Insurance Brokers Inc targets.
Sentinel Casualty Insurance Inc $86,768
+2.5%
Confirms Sentinel Casualty Insurance Inc is a direct competitor vying for the exact same talent pool.
Insurance Industry $123,858
+46.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Heritage Mutual Insurance

Considering a career at Heritage Mutual Insurance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Leadership is strong and approachable, fostering a positive work environment. The insurance products are well-regarded, making it easier to serve clients. Supportive managers and clear career progression. Flexible schedules and good training programs.
The work is challenging but rewarding, with clear performance metrics. Professional development is a priority, with regular training sessions. The company also gives back to the community through volunteer programs, which I find fulfilling. I’m happy with my career progression and the supportive culture. It’s a typical corporate insurance job—nothing extraordinary, but nothing problematic either. ...
The work environment is positive, and management is transparent about company goals. This insurance company provides a structured work environment with clear processes, which can be helpful for those who prefer routine. Compensation is in line with industry standards, and the benefits are decent. It’s a great place to grow professionally while maintaining a healthy work-life balance.

Heritage Mutual Insurance Overview

Website
www.heritagemutual.net
Founded In
1874
Employees
<25 employees
Industry
Insurance
Headquarter Address
162 W Gillet St Preston Iowa IA 52069
Revenue
<$5 Million
Phone Number
+1 5634123066
Social Media
About Heritage Mutual Insurance
Heritage Mutual provides homeowner insurance and farm insurance in a twenty-four county area covering Northeast Iowa.

What Benefits Does Heritage Mutual Insurance Offer Beyond Salary?

A competitive compensation package is more than just a salary. Heritage Mutual Insurance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Des Moines?

Understanding the cost of living near Des Moines is key to truly evaluating a salary offer or your current compensation at Heritage Mutual Insurance.
Des Moines' Cost of Living Index is approximately 80.8 (19.2% less expensive than US average; 10.1% less than IA average). State capital, affordable housing, growing. DART bus. When planning your budget based on a salary from Heritage Mutual Insurance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $850 - $1,300+ A significant portion of Heritage Mutual Insurance salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $48 (DART monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $370 - $550 Can be higher with more dining out or specialty stores.
Personal & Leisure $330 - $600+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $350 - $650+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,078 - $3,328+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Heritage Mutual Insurance

1. What is the typical salary range (low to high) for most roles at Heritage Mutual Insurance?

The typical annual salary range for most roles at Heritage Mutual Insurance is approximately from $74,463 to $95,698. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Heritage Mutual Insurance pay compared to Baldrica & Company Inc?

The average annual salary at Heritage Mutual Insurance is $84,637, or an hourly wage of $41, in comparison to Baldrica & Company Inc which pays $89,953 per year or $43 per hour.

3. Do salaries differ significantly between departments at Heritage Mutual Insurance?

Yes, salaries often differ between departments at Heritage Mutual Insurance due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Heritage Mutual Insurance?

Experience level is a significant factor in determining salary at Heritage Mutual Insurance, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Heritage Mutual Insurance in Des Moines is fair given the local cost of living?

To determine if a salary offer from Heritage Mutual Insurance in Des Moines is fair, first compare the gross salary to our data for similar roles at Heritage Mutual Insurance and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Des Moines" to understand its purchasing power.

6. Why might an individual's actual salary at Heritage Mutual Insurance differ from the ranges shown here?

An individual's actual salary at Heritage Mutual Insurance can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.