Hwcf Salary

Hwcf Salary

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As of July 2026, the average annual salary for employees at Hwcf in the United States is $82,084. This translates to an approximate hourly wage of $39. Salaries at Hwcf typically range from $72,218 to $92,808 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at Hwcf

Ready for your next career move? Explore current job openings at Hwcf. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Hwcf’s Pay Competitive? Salary Benchmarking Analysis

How does Hwcf's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Freedom Benefit Solutions LLC $93,424
+13.8%
Reflects a supply-demand imbalance for the specific talent Freedom Benefit Solutions LLC targets.
AWG Dewar Inc $102,326
+24.7%
Adjusted for higher cost-of-living indices in AWG Dewar Inc's primary metro hubs.
Central Co-operative Insurance Co $88,920
+8.3%
Data suggests Central Co-operative Insurance Co's workforce skews heavily towards veteran, high-tenure roles.
Missouri Valley Mutual Insurance Company Inc $79,437
-3.2%
Missouri Valley Mutual Insurance Company Inc operates with a leaner overhead structure, impacting base wage offers.
Insurance Industry $123,858
+50.9%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

How Hwcf's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Hwcf. Click a company name to learn more.

Employee Reviews: Working at Hwcf

Considering a career at Hwcf? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
It’s a great place to build a long-term career while feeling valued. Training opportunities are abundant, helping employees stay updated on industry trends. The insurance industry is competitive, but the company provides the tools for success. The office space is well-maintained, and flexible scheduling is available.
Commented in March 27, 2025
9
3
Working at this insurance firm offers stability and a predictable workflow. This insurance company provides a structured work environment with clear processes, which can be helpful for those who prefer routine. The organization runs smoothly with clear expectations. Benefits are standard for the industry, and the team is cooperative. Processes are efficient but predictable. Communication from lead...
Commented in March 07, 2025
17
3
I’ve had the chance to work on meaningful projects that impact clients positively. Proud to be part of this team. Stable job with routine tasks.
Commented in March 29, 2024
37
2

Hwcf Overview

Website
www.hwcf.net
Founded In
Data pending, update soon.
Employees
<25 employees
Industry
Insurance
Headquarter Address
PO Box 211359 Montgomery Alabama AL 36121
Revenue
$5 Million - $10 Million
Phone Number
+1 8008219605
Social Media
About Hwcf
HWCF is a group self-insurance fund sponsored by the Alabama Hospital Association and performs in accordance with regulations of the Department of Labor, Workers' Compensation Division. HWCF does one thing: Workers' Compensation Coverage in the State of Alabama. We do this for one line of business: Healthcare. This specialization allows us to understand what is required to control the real cost as

What Benefits Does Hwcf Offer Beyond Salary?

A competitive compensation package is more than just a salary. Hwcf offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Montgomery?

Understanding the cost of living near Montgomery is key to truly evaluating a salary offer or your current compensation at Hwcf.
Montgomery's Cost of Living Index is approximately 77.4 (22.6% less expensive than US average; 5.9% less than AL average). Primary driver is very low housing costs. When planning your budget based on a salary from Hwcf, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $800 - $1,300+ A significant portion of Hwcf salary. Location choices impact this heavily.
Utilities (Basic) $140 - $240 Electricity, Heating, Cooling, Water etc.
Public Transportation $40 - $50 (The M Pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $350 - $500 Can be higher with more dining out or specialty stores.
Personal & Leisure $250 - $550+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $300 - $600+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $1,880 - $3,240+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Hwcf

1. What is the average salary for employees at Hwcf?

The average annual total compensation for employees at Hwcf is approximately $82,084. However, this is an aggregate figure, actual salaries can range significantly, typically from $72,218 to $92,808, depending on factors like job role, experience, and location.

2. How much does Hwcf pay compared to Freedom Benefit Solutions LLC?

The average annual salary at Hwcf is $82,084, or an hourly wage of $39, in comparison to Freedom Benefit Solutions LLC which pays $93,424 per year or $45 per hour.

3. What is the lowest salary at Hwcf?

The lowest-paying job at Hwcf is an Adjuster with a salary of $41,195 per year. The lowest- paying job depends heavily on the specific role, location, whether it's an hourly or salaried position, and if it's full-time, part-time, or an internship. Generally, entry-level positions might represent the lower end of the pay scale.

4. How does having a professional certification impact salary for relevant roles at Hwcf?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at Hwcf for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

5. Does Hwcf offer cost-of-living adjustments (COLA) for employees in high-cost areas like Montgomery?

While some companies offer formal COLA, many, including potentially Hwcf, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

6. What's the typical process for salary reviews and raises at Hwcf?

Most companies, likely including Hwcf, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.

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