Koefod Agency Salary

As of July 2026, the average annual salary for employees at Koefod Agency in the United States is $76,758. This translates to an approximate hourly wage of $37. Salaries at Koefod Agency typically range from $67,535 to $86,796 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Koefod Agency Pay for Different Roles?

Explore detailed salary information for specific jobs at Koefod Agency. Based on our data, the highest paying job is the Real Estate Agent, with an annual salary of $72,335. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Koefod Agency

Ready for your next career move? Explore current job openings at Koefod Agency. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Koefod Agency’s Pay Competitive? Salary Benchmarking Analysis

How does Koefod Agency's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
McArdle Insurance Agency $93,118
+21.3%
Reflects a supply-demand imbalance for the specific talent McArdle Insurance Agency targets.
Louis A Pullano Inc $92,538
+20.6%
Adjusted for higher cost-of-living indices in Louis A Pullano Inc's primary metro hubs.
Homestead Insurance Group Inc $100,079
+30.4%
Reflects structural premiums typical of Homestead Insurance Group Inc's large-cap national operations.
Commercial Insurance of Texas $87,084
+13.5%
Supported by Commercial Insurance of Texas's high-margin contracts allowing higher overhead.
Insurance Industry $123,858
+61.4%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Koefod Agency

Considering a career at Koefod Agency? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Enjoy the daily challenges. It’s an outstanding place to grow professionally in the insurance sector. Managers are approachable, and the team dynamic is strong. The hybrid work model is a big plus, allowing flexibility without sacrificing productivity.
The benefits package, including dental and vision, is impressive. I highly recommend this employer. My experience here has been steady. The company culture is inclusive, and there’s a strong emphasis on professional development. The company also offers strong retirement benefits. I appreciate the opportunities for growth here.
Reliable employer overall. I’m satisfied with my role and the opportunities available here. The company culture promotes collaboration and innovation in the insurance space. Satisfied with my job.

Koefod Agency Overview

Website
www.koefod.com
Founded In
1946
Employees
<25 employees
Industry
Insurance
Headquarter Address
223 3rd Ave Havre Montana MT 59501
Revenue
<$5 Million
Phone Number
+1 4062656766
Social Media
About Koefod Agency
The Koefod Agency has been a cornerstone business in Central Montana even before it was incorporated in 1946 by the father and son team of Ralph and Don Koefod. Jeff Healy, Owner, is proud to be affiliated with many nationally known insurance companies including Farmers Alliance, Fireman's Fund, Liberty Mutual,, Traveler's Cascade Mutual, Safeco, and Progressive, to name a few. Coverages include p

What Benefits Does Koefod Agency Offer Beyond Salary?

A competitive compensation package is more than just a salary. Koefod Agency offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Billings?

Understanding the cost of living near Billings is key to truly evaluating a salary offer or your current compensation at Koefod Agency.
Billings' Cost of Living Index is approximately 94.9 (5.1% less expensive than US average; 5.8% less than MT average). Largest MT city, affordable housing for MT. MET Transit. When planning your budget based on a salary from Koefod Agency, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $950 - $1,400+ A significant portion of Koefod Agency salary. Location choices impact this heavily.
Utilities (Basic) $100 - $180 Electricity, Heating, Cooling, Water etc.
Public Transportation $30 (MET Transit monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $580 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,210 - $3,510+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Koefod Agency

1. What is the average salary for employees at Koefod Agency?

The average annual total compensation for employees at Koefod Agency is approximately $76,758. However, this is an aggregate figure, actual salaries can range significantly, typically from $67,535 to $86,796, depending on factors like job role, experience, and location.

2. How much does Koefod Agency pay compared to McArdle Insurance Agency?

The average annual salary at Koefod Agency is $76,758, or an hourly wage of $37, in comparison to McArdle Insurance Agency which pays $93,118 per year or $45 per hour.

3. How does having a professional certification impact salary for relevant roles at Koefod Agency?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at Koefod Agency for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

4. Does Koefod Agency offer cost-of-living adjustments (COLA) for employees in high-cost areas like Billings?

While some companies offer formal COLA, many, including potentially Koefod Agency, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

5. What's the typical process for salary reviews and raises at Koefod Agency?

Most companies, likely including Koefod Agency, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.