Scratchpay Salary

As of April 2026, the average annual salary for employees at Scratchpay in the United States is $94,532. This translates to an approximate hourly wage of $45. Salaries at Scratchpay typically range from $82,894 to $107,303 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Scratchpay Pay for Different Roles?

Explore detailed salary information for specific jobs at Scratchpay. Based on our data, the highest paying job is the Member Services Representative - Atascocita, with an annual salary of $148,610. The table below outlines the annual salary ranges for most popular roles within the company.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Scratchpay.
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About Scratchpay: Company Profile

Website
www.scratchpay.com
Founded In
2016
Employees
50 - 100 employees
Industry
Financial Services
Headquarter Location
PASADENA
Revenue
<$5 Million
Phone Number
-
Social Media
About SCRATCHPAY
The world's simplest patient financing solution. Higher approval rates, transparent loan terms, fast & easy setup. 60-second patient applications and instant approvals. See why thousands of health & wellness practices around the U.S. and Canada choose Scratchpay as their friendly financing provider. Become a partner in minutes!

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Scratchpay's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Communication varies across departments and teams. Office environment promotes productivity and comfort. There are ample opportunities for career advancement, supported by comprehensive training and mentorship programs. It's exciting to be part of an institution shaping the future of finance. Strengths are recognized alongside growth areas.
The leadership is strategic and open to employee feedback, which fosters a positive atmosphere. Tasks are repetitive but manageable. Training is provided it is aligned with employee needs. The work is steady with clear goals. Fast-paced environment with challenging, meaningful projects. It’s a conventional corporate environment, best suited to those who prefer consistency over fast-paced or innov...
Policies are clear but sometimes overly bureaucratic, hindering swift decision-making. Career advancement is supported by extensive training and mentoring. A reasonable choice for individuals who prefer stable schedules and straightforward duties in a corporate setting. The company is agile and adapts well to market changes.

Is Scratchpay’s Pay Competitive? Salary Benchmarking Analysis

How does Scratchpay's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
SMART CHOICE PAYMENTS $87,696
-7.2%
Reflects market rates for standard general contracting, differing from specialized roles.
SHARESPOST $104,685
+10.7%
Driven by niche technical certifications required for SHARESPOST's specialized projects.
SECURTEST, INC. $71,632
-24.2%
Normalized for lower cost-of-living zones where SECURTEST, INC. primarily operates.
SELF FINANCIAL, INC. $82,507
-12.7%
SELF FINANCIAL, INC. operates with a leaner overhead structure, impacting base wage offers.
Financial Services Industry $121,514
+28.5%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Pasadena?

Understanding the cost of living near Pasadena is key to truly evaluating a salary offer or your current compensation at Scratchpay.
Pasadena's Cost of Living Index is approximately 180.5 (80.5% more expensive than US average; 29.1% more than CA average). LA County city, historic, affluent, Rose Bowl, Caltech. Very high housing costs. Metro Gold Line. When planning your budget based on a salary from Scratchpay, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,500 - $3,700+ A significant portion of Scratchpay salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $75 (Pasadena Transit/Metro) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $480 - $720 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $950+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $420 - $790+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,135 - $6,435+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Scratchpay

FAQ 1: What is the average salary for employees at Scratchpay?
The average annual total compensation for employees at Scratchpay is approximately $94,532. However, this is an aggregate figure, actual salaries can range significantly, typically from $82,894 to $107,303, depending on factors like job role, experience, and location.
FAQ 2: How much does Scratchpay pay compared to SMART CHOICE PAYMENTS?
The average annual salary at Scratchpay is $94,532, or an hourly wage of $45, in comparison to SMART CHOICE PAYMENTS which pays $87,695 per year or $42 per hour.
FAQ 3: How does having a professional certification impact salary for relevant roles at Scratchpay?
Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at Scratchpay for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.
FAQ 4: Does Scratchpay offer cost-of-living adjustments (COLA) for employees in high-cost areas like Pasadena?
While some companies offer formal COLA, many, including potentially Scratchpay, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.
FAQ 5: What's the typical process for salary reviews and raises at Scratchpay?
Most companies, likely including Scratchpay, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.