Smith & Thomas Insurance Salary

As of September 2026, the average annual salary for employees at Smith & Thomas Insurance in the United States is $86,051. This translates to an approximate hourly wage of $41. Salaries at Smith & Thomas Insurance typically range from $75,709 to $97,295 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Smith & Thomas Insurance Pay for Different Roles?

Explore detailed salary information for specific jobs at Smith & Thomas Insurance. Based on our data, the highest paying job is the Director, Marketing, with an annual salary of $147,990. The table below outlines the annual salary ranges for most popular roles within the company.
How accurate does the salary look to you?

Is Smith & Thomas Insurance’s Pay Competitive? Salary Benchmarking Analysis

How does Smith & Thomas Insurance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
The Stark Agency $88,540
+2.9%
Indicates identical technical requirements and experience levels between the two firms.
Altura Benefits' Co $85,629
-0.5%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Bay Agency Insurance Group Inc $102,991
+19.7%
Reflects structural premiums typical of Bay Agency Insurance Group Inc's large-cap national operations.
Moggan Insurance $108,486
+26.1%
Supported by Moggan Insurance's high-margin contracts allowing higher overhead.
Insurance Industry $123,858
+43.9%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Smith & Thomas Insurance

Considering a career at Smith & Thomas Insurance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The office environment is modern, and remote work options add flexibility. The company follows standard industry practices, and processes are well-structured. This company stands out for its employee-centric approach. It’s a suitable environment for those who prefer structure and stability in their work.
It’s a great place to build a long-term career while feeling valued. The culture is positive, with recognition programs that motivate staff. Leadership is approachable and invests in staff development through continuous learning programs. A great employer for those passionate about insurance. I joined this company a year ago and have no regrets. Team collaboration is strong, and managers are suppo...
Compensation is competitive, and recognition programs keep morale high. Team collaboration is encouraged, making it easy to seek help or share ideas. While not the most exciting workplace, it’s a dependable option for insurance professionals. Managers are approachable, and the team dynamic is strong.

Smith & Thomas Insurance Overview

Website
www.smiththomasinsurance.com
Founded In
1960
Employees
<25 employees
Industry
Insurance
Headquarter Address
115 Rogers Ter Lakeland Florida FL 33803
Revenue
<$5 Million
Phone Number
+1 8636881141
Social Media
About Smith & Thomas Insurance
Welcome to Smith & Thomas Insurance. Weve been helping Florida families and businesses to safeguard their futures for over fifty years. Originally founded in 1960 by Harvey Smith, joined by Son-in-Law Bill Thomas in 1971, we remain a family operated business to this day.Initially operated out of a converted house at 1927 South Florida Ave., Smith & Thomas has expanded to a larger facility at 115 R

What Benefits Does Smith & Thomas Insurance Offer Beyond Salary?

A competitive compensation package is more than just a salary. Smith & Thomas Insurance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Tampa?

Understanding the cost of living near Tampa is key to truly evaluating a salary offer or your current compensation at Smith & Thomas Insurance.
Tampa's Cost of Living Index is approximately 100.1 (0.1% more expensive than US average; 2.9% less than FL average). Growing Gulf Coast city, housing costs near US average but have risen. HART bus/streetcar. When planning your budget based on a salary from Smith & Thomas Insurance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,400 - $2,100+ A significant portion of Smith & Thomas Insurance salary. Location choices impact this heavily.
Utilities (Basic) $160 - $260 Electricity, Heating, Cooling, Water etc.
Public Transportation $65 (HART monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,775 - $4,345+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Smith & Thomas Insurance

1. What is the typical salary range (low to high) for most roles at Smith & Thomas Insurance?

The typical annual salary range for most roles at Smith & Thomas Insurance is approximately from $75,709 to $97,295. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Smith & Thomas Insurance pay compared to The Stark Agency?

The average annual salary at Smith & Thomas Insurance is $86,051, or an hourly wage of $41, in comparison to The Stark Agency which pays $88,540 per year or $43 per hour.

3. How does experience level affect salary at Smith & Thomas Insurance?

Experience level is a significant factor in determining salary at Smith & Thomas Insurance, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from Smith & Thomas Insurance in Tampa is fair given the local cost of living?

To determine if a salary offer from Smith & Thomas Insurance in Tampa is fair, first compare the gross salary to our data for similar roles at Smith & Thomas Insurance and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Tampa" to understand its purchasing power.

5. What factors influence salary increases at Smith & Thomas Insurance?

Salary increases at Smith & Thomas Insurance are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.