Spectrum Commercial Lending Salary

As of August 2026, the average annual salary for employees at Spectrum Commercial Lending in the United States is $98,149. This translates to an approximate hourly wage of $47. Salaries at Spectrum Commercial Lending typically range from $86,091 to $111,221 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Spectrum Commercial Lending Pay for Different Roles?

Explore detailed salary information for specific jobs at Spectrum Commercial Lending. Based on our data, the highest paying job is the Business Development Officer, with an annual salary of $123,061. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Spectrum Commercial Lending

Ready for your next career move? Explore current job openings at Spectrum Commercial Lending. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Spectrum Commercial Lending’s Pay Competitive? Salary Benchmarking Analysis

How does Spectrum Commercial Lending's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
System Two Advisors LP $101,092
+3.0%
Suggests System Two Advisors LP utilizes a highly similar base-plus-benefits compensation model.
IBO Partners LLC $88,150
-10.2%
Typical compensation structure for smaller regional agencies like IBO Partners LLC.
Premium Cash Offers $103,507
+5.5%
Reflects a supply-demand imbalance for the specific talent Premium Cash Offers targets.
Habibullah Sons( Usa), Inc Corp $94,299
-3.9%
Habibullah Sons( Usa), Inc Corp operates with a leaner overhead structure, impacting base wage offers.
Financial Services Industry $121,514
+23.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Spectrum Commercial Lending

Considering a career at Spectrum Commercial Lending? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
This financial services company offers one of the most attractive compensation packages in the industry. I felt fully integrated within weeks, not months. The company offers strong professional development and competitive benefits. Flexible work arrangements help maintain a healthy work-life balance.
The company balances structure with flexibility, encouraging autonomy within defined goals. Benefits are standard but could be more competitive. Great leadership team. Job expectations are transparent, and tools are adequate for the work. You’re surrounded by experts who are happy to share their knowledge. Career advancement is available but requires time and persistence. It’s not the most excitin...
What makes this financial services firm exceptional is its unwavering commitment to clients and integrity. The inclusive culture fosters teamwork and innovation, making the workplace engaging. The benefits are solid, and the organization embraces diversity and professional integrity. Management recognizes and rewards hard work through various incentives. Upper management is professional it is vis...

Spectrum Commercial Lending Overview

Website
www.spectrumfamilyofcompanies.com
Founded In
Data pending, update soon.
Employees
<25 employees
Industry
Financial Services
Headquarter Address
3636 Birch St Newport Beach California CA 92660
Revenue
<$5 Million
Phone Number
+1 7148415255
Social Media
About Spectrum Commercial Lending
Spectrum Family of Companies, LLC dba Spectrum Commercial Lending (Spectrum) was started in 2006, formed originally with various partners combining experience from non-profit side of SBA, the brokerage community and banking industry. All partners had experience with SBA loans and they formed Spectrum to provide an alternative source of real estate financing. Over the years, the ownership has evolv

What Benefits Does Spectrum Commercial Lending Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spectrum Commercial Lending offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Irvine?

Understanding the cost of living near Irvine is key to truly evaluating a salary offer or your current compensation at Spectrum Commercial Lending.
Irvine's Cost of Living Index is approximately 186.9 (86.9% more expensive than US average; 33.7% more than CA average). Very affluent Orange County city, extremely high housing costs, excellent schools, and high quality of life drive up all expenses. When planning your budget based on a salary from Spectrum Commercial Lending, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,700 - $4,000+ A significant portion of Spectrum Commercial Lending salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $69 (OCTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $480 - $720 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $420 - $800+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,329 - $6,699+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spectrum Commercial Lending

1. What is the typical salary range (low to high) for most roles at Spectrum Commercial Lending?

The typical annual salary range for most roles at Spectrum Commercial Lending is approximately from $86,091 to $111,221. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Spectrum Commercial Lending pay compared to System Two Advisors LP?

The average annual salary at Spectrum Commercial Lending is $98,149, or an hourly wage of $47, in comparison to System Two Advisors LP which pays $101,092 per year or $49 per hour.

3. Do salaries differ significantly between departments at Spectrum Commercial Lending?

Yes, salaries often differ between departments at Spectrum Commercial Lending due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Spectrum Commercial Lending?

Experience level is a significant factor in determining salary at Spectrum Commercial Lending, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Spectrum Commercial Lending in Irvine is fair given the local cost of living?

To determine if a salary offer from Spectrum Commercial Lending in Irvine is fair, first compare the gross salary to our data for similar roles at Spectrum Commercial Lending and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Irvine" to understand its purchasing power.

6. Are the salaries listed for Spectrum Commercial Lending on Salary.com pre-tax or after-tax?

All salary figures displayed for Spectrum Commercial Lending, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.