Total Finance Salary

Total Finance Salary

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As of August 2026, the average annual salary for employees at Total Finance in the United States is $82,211. This translates to an approximate hourly wage of $40. Salaries at Total Finance typically range from $72,117 to $93,161 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Total Finance Pay for Different Roles?

Explore detailed salary information for specific jobs at Total Finance. Based on our data, the highest paying job is the Sales Associate, with an annual salary of $76,961. The table below outlines the annual salary ranges for most popular roles within the company.
How accurate does the salary look to you?

Current Job Openings at Total Finance

Ready for your next career move? Explore current job openings at Total Finance. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Total Finance’s Pay Competitive? Salary Benchmarking Analysis

How does Total Finance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Efectivo LLC $98,877
+20.3%
Data suggests Efectivo LLC's workforce skews heavily towards veteran, high-tenure roles.
American Capital Express LLC $90,607
+10.2%
Driven by niche technical certifications required for American Capital Express LLC's specialized projects.
Wick Capital Partners $96,261
+17.1%
Reflects a supply-demand imbalance for the specific talent Wick Capital Partners targets.
Covered Bridge Advisors $94,816
+15.3%
Adjusted for higher cost-of-living indices in Covered Bridge Advisors's primary metro hubs.
Financial Services Industry $121,514
+47.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

How Total Finance's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Total Finance. Click a company name to learn more.

Employee Reviews: Working at Total Finance

Considering a career at Total Finance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The organization offers clear growth tracks and continuous investment in training and development. Quality matters more than rigid policies. Stable company with strong financial performance and future growth. Thoughtful placement reduces daily stress. The onboarding process was smooth, and mentorship programs helped me adapt quickly.
Commented in March 19, 2025
33
3
Coworkers are encouraging, and the energy here is positive. Vendor partnerships are high-quality and stable. It’s inspiring to work alongside such talented individuals. There’s an impressive balance of challenge and support. Leadership is present but doesn’t engage often with junior staff. It’s fulfilling to contribute to impactful financial solutions in such a supportive environment. Managers are...
Commented in November 15, 2024
31
1
Transparent goals align with employee efforts. We’re trusted to manage our time, and the flexibility helps balance personal and professional demands. One of the best aspects of this financial company is its collaborative culture. Leadership is honest, goals are clear, and feedback is welcomed.
Commented in October 28, 2024
26
0

Total Finance Overview

Website
www.totalfinancearuba.com
Founded In
1966
Employees
<25 employees
Industry
Financial Services
Headquarter Address
6731 Millers Pond Cir Memphis Tennessee TN 38118
Revenue
<$5 Million
Phone Number
-
Social Media
About Total Finance
Total Finance (HJ Ruiz N.V.) was established in 1966 by its founder Mr. Herbert J. Ruiz. Mr. Ruiz started the business which back then was the first of its kind on the island of Aruba. Many were helped financially during the course of years and with the support of its members, the company has grown to be one of the leading Personal Financing organizations. The Total Finance of today is a more mode

What Benefits Does Total Finance Offer Beyond Salary?

A competitive compensation package is more than just a salary. Total Finance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
Work at Total Finance?
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What Is the Cost of Living Near Memphis?

Understanding the cost of living near Memphis is key to truly evaluating a salary offer or your current compensation at Total Finance.
Memphis' Cost of Living Index is approximately 79.8 (20.2% less expensive than US average; 11.5% less than TN average). Blues/BBQ, FedEx hub, very affordable housing. MATA bus/trolley. When planning your budget based on a salary from Total Finance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $850 - $1,300+ A significant portion of Total Finance salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $50 (MATA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $370 - $550 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $660+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,130 - $3,410+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Total Finance

1. What is the typical salary range (low to high) for most roles at Total Finance?

The typical annual salary range for most roles at Total Finance is approximately from $72,117 to $93,161. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Total Finance pay compared to Efectivo LLC?

The average annual salary at Total Finance is $82,211, or an hourly wage of $40, in comparison to Efectivo LLC which pays $98,877 per year or $48 per hour.

3. How does experience level affect salary at Total Finance?

Experience level is a significant factor in determining salary at Total Finance, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from Total Finance in Memphis is fair given the local cost of living?

To determine if a salary offer from Total Finance in Memphis is fair, first compare the gross salary to our data for similar roles at Total Finance and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Memphis" to understand its purchasing power.

5. What factors influence salary increases at Total Finance?

Salary increases at Total Finance are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.

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