Where is Universal Merchant Services located?

Universal Merchant Services is headquartered in Tampa, Florida, but may have operations in other locations within the Financial Services sector.

What does Universal Merchant Services do?

According to the company's overview, Universal Merchant Services is a company that operates in the Financial Services industry.

What industry is Universal Merchant Services in?

Universal Merchant Services operates in the Financial Services industry.

Universal Merchant Services Average Salary, Pay Ranges & Benefits

Universal Merchant Services Salary

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Salary at Universal Merchant Services

Current Job Openings at Universal Merchant Services

Ready for your next career move? Explore current job openings at Universal Merchant Services. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Universal Merchant Services’s Pay Competitive? Salary Benchmarking Analysis

How does Universal Merchant Services's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.

Competitor / Benchmark	Avg. Salary	Variance	Primary Market Influence Factor & Explanation
Bell Investments	$90,038	+3.9%	Reflects structural premiums typical of Bell Investments's large-cap national operations.
Bell & Reems Investment LLC	$89,911	+3.7%	Data suggests Bell & Reems Investment LLC's workforce skews heavily towards veteran, high-tenure roles.
Pie Franchising LLC	$89,785	+3.6%	Reflects a supply-demand imbalance for the specific talent Pie Franchising LLC targets.
Met America Mortgage Bankers	$92,232	+6.4%	Supported by Met America Mortgage Bankers's high-margin contracts allowing higher overhead.
Financial Services Industry	$121,514	+40.2%	Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.

Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

How Universal Merchant Services's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Universal Merchant Services. Click a company name to learn more.

Bell Investments

$90,038 / year

Salary Range: $78,962 - $102,075

Phoenix, AZ

Bell & Reems Investment LLC

$89,911 / year

Salary Range: $78,843 - $101,917

Phoenix, AZ

Pie Franchising LLC

$89,785 / year

Salary Range: $78,733 - $101,783

Athens, GA

Met America Mortgage Bankers

$92,232 / year

Salary Range: $80,877 - $104,563

Richmond, VA

Ewm Holdings LLC

$94,457 / year

Salary Range: $82,829 - $107,087

Portland, OR

America East Mortgage LLC

$101,756 / year

Salary Range: $89,234 - $115,354

Fairfax, VA

Dixon Holdings LLC

$102,073 / year

Salary Range: $89,509 - $115,720

Fredericksburg, VA

Us Diversified Financial Services Inc

$86,051 / year

Salary Range: $75,462 - $97,551

Port Saint Lucie, FL

ABLE Accounting Solutions

$107,653 / year

Salary Range: $94,430 - $121,988

New York City, NY

Employee Reviews: Working at Universal Merchant Services

Considering a career at Universal Merchant Services? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.

Decent salary, but long hours can be expected. I genuinely enjoy my work and feel appreciated for the results I help deliver. The ethics hotline ensures accountability without fear of retaliation. This creates a workplace where you feel genuinely valued and looked after, fostering loyalty and engagement. The financial solutions we offer are impactful and relevant.

Commented in May 28, 2025

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Employees are expected to follow procedures closely, and there isn’t much deviation from set protocols. On-site flu shots save time. The company fosters a culture of respect, innovation, and accountability. Fresh fruit in breakrooms. The company fosters a culture of continuous learning through access to industry certifications and workshops. Collaborative culture with strong emphasis on profession...

Commented in January 31, 2025

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Managers are responsive and respectful. Communication is formal and sometimes delayed, impacting collaboration. I’ve had excellent mentorship and space to develop professionally.

Commented in June 27, 2024

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Beyond the financial aspects, the company fosters a high-performance culture balanced with initiatives for employee well-being, demonstrating a holistic approach to staff satisfaction. Career development exists and dependent on seniority. I’m proud to be part of an organization that values both excellence and integrity in financial services.

Commented in January 13, 2024

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What Benefits Does Universal Merchant Services Offer Beyond Salary?

A competitive compensation package is more than just a salary. Universal Merchant Services offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:

Social Security

401(K)

Disability

Healthcare

Pension

Time Off (days)

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How Much Should You Be Earning?

Get an estimated calculation of how much you should be earning and insight into your career options.

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What Is the Cost of Living Near Tampa?

Understanding the cost of living near Tampa is key to truly evaluating a salary offer or your current compensation at Universal Merchant Services.

Tampa's Cost of Living Index is approximately 100.1 (0.1% more expensive than US average; 2.9% less than FL average). Growing Gulf Coast city, housing costs near US average but have risen. HART bus/streetcar. When planning your budget based on a salary from Universal Merchant Services, consider these typical monthly expenses:

Expense Category	Estimated Monthly Cost	Key Considerations / Notes
Housing (1-BR Apt Rent)	$1,400 - $2,100+	A significant portion of Universal Merchant Services salary. Location choices impact this heavily.
Utilities (Basic)	$160 - $260	Electricity, Heating, Cooling, Water etc.
Public Transportation	$65 (HART monthly pass)	Essential for most commuters; car ownership is costly.
Groceries (Single Person)	$400 - $590	Can be higher with more dining out or specialty stores.
Personal & Leisure	$380 - $700+	Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual)	$370 - $690+	Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes)	$2,775 - $4,345+	This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Universal Merchant Services

1. What is the typical salary range (low to high) for most roles at Universal Merchant Services?

The typical annual salary range for most roles at Universal Merchant Services is approximately from $76,021 to $98,271. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Universal Merchant Services pay compared to Bell Investments?

The average annual salary at Universal Merchant Services is $86,694, or an hourly wage of $42, in comparison to Bell Investments which pays $90,038 per year or $43 per hour.

3. How does experience level affect salary at Universal Merchant Services?

Experience level is a significant factor in determining salary at Universal Merchant Services, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from Universal Merchant Services in Tampa is fair given the local cost of living?

To determine if a salary offer from Universal Merchant Services in Tampa is fair, first compare the gross salary to our data for similar roles at Universal Merchant Services and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Tampa" to understand its purchasing power.

5. Are the salaries listed for Universal Merchant Services on Salary.com pre-tax or after-tax?

All salary figures displayed for Universal Merchant Services, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.