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As of August 01, 2026, the average salary for an IRA Representative in New Jersey is $60,590 per year, which breaks down to an hourly rate of $29.
However, an IRA Representative's salary can vary significantly. Here’s a look at the typical salary range:
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IRA Representative Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $65,490 | $5,458 | $1,259 | $31 |
| Average | $60,590 | $5,049 | $1,165 | $29 |
| 25th Percentile | $55,090 | $4,591 | $1,059 | $26 |
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An IRA Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of an IRA Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level IRA Representative | $59,609 |
| Intermediate Level IRA Representative | $60,417 |
| Senior Level IRA Representative | $61,817 |
| Specialist Level IRA Representative | $62,982 |
| Expert Level IRA Representative | $63,127 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract IRA Representatives. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
IRA Representative salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $65,860. While startup companies pay approximate $55,667.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $55,667 |
| Growth Stage | 51~500 | $58,893 |
| Established | 501~5000 | $63,590 |
| Enterprise | 5000+ | $65,860 |
Understanding how an IRA Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $65,490 | $5,458 | $1,259 | $31 |
| Average | $60,590 | $5,049 | $1,165 | $29 |
| 25th Percentile | $55,090 | $4,591 | $1,059 | $26 |
Promotions are the fastest way to increase your earnings. As an IRA Representative, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Bankcard Products Operations Manager | $95,100 | 57% |
| Manager of Digital Banking | $84,100 | 39% |
| Senior Foreclosure Agent | $68,290 | 13% |
| ATM Support and Service Manager | $107,700 | 78% |
Ready to take the next step in your career? Browse thousands of current IRA Representative job openings on our job board. Use the search bar below to find your perfect match.
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