As of July 01, 2026, the average salary for an IRA Specialist in the United States is $55,887 per year, which breaks down to an hourly rate of $27.
However, an IRA Specialist's salary can vary significantly. Here’s a look at the typical salary range:
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An IRA Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
Experience is a primary driver of an IRA Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level IRA Specialist | $54,977 |
| Intermediate Level IRA Specialist | $55,735 |
| Senior Level IRA Specialist | $57,030 |
| Specialist Level IRA Specialist | $58,105 |
| Expert Level IRA Specialist | $58,239 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract IRA Specialists. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Problem Solving | 6.66% |
| SQL | 1.53% |
| PowerPoint | 0.91% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Data Analytics
|
$90,537 |
62%
|
|
Client Relationship
|
$89,419 |
60%
|
|
Quality Assurance
|
$77,683 |
39%
|
|
Presentation
|
$76,565 |
37%
|
|
Interpersonal Communication
|
$75,447 |
35%
|
|
Initiative
|
$75,447 |
35%
|
IRA Specialist salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $60,841. While startup companies pay approximate $51,392.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $51,392 |
| Growth Stage | 51~500 | $54,376 |
| Established | 501~5000 | $58,747 |
| Enterprise | 5000+ | $60,841 |
Your level of education can impact your salary potential. While many IRA Specialists enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for an IRA Specialist with a Associate's Degree is between $52,466 and $55,912).
IRA Specialist Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 18.4% |
| High School | 18.4% |
| Associates | 12.2% |
| Bachelors | 61.2% |
| Masters | 8.2% |
| Doctorate | 0.0% |
Understanding how an IRA Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on July 01, 2026Promotions are the fastest way to increase your earnings. As an IRA Specialist, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Card Services Manager | $87,695 | 57% |
| Online Banking Manager | $77,538 | 39% |
| Senior Foreclosure Specialist | $63,015 | 13% |
| ATM Service and Operations Manager | $99,283 | 78% |
Salaries for an IRA Specialist can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $46,087 in 2023 to around $45,420 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of IRA Specialist salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $46,087 |
| 2024 | $45,690 |
| 2025 | $45,420 |
| 2026 |
View More
|
| 2027 |
View More
|
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Compensation PlanningHere are companies hiring for IRA Specialist and their salaries, click below for more details.
Ready to take the next step in your career? Browse thousands of current IRA Specialist job openings on our job board. Use the search bar below to find your perfect match.
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An IRA Specialist's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, an IRA Specialist earns the most in San Jose, CA, where the annual salary of an IRA Specialist is $70,490.
The highest pay for IRA Specialist is $64,490.
The lowest pay for IRA Specialist is $46,184.
Responsible for the opening, maintenance, and compliance of Individual Retirement Accounts (IRAs). Works with clients to manage rollovers, distributions, transfers, conversions, beneficiary designations, and all other account activities. Acts as a technical resource for clients regarding tax rules and penalties. Ensures all transactions adhere to IRS regulations. Requires a bachelor's degree. Typically reports to a manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
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