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Merchant Chargeback /Fraud Detection Senior Analyst Salary in the United States

How much does a Merchant Chargeback /Fraud Detection Senior Analyst make in the United States?

As of January 01, 2026, the average salary for a Merchant Chargeback /Fraud Detection Senior Analyst in the United States is $54,000 per year, which breaks down to an hourly rate of $26.

However, a Merchant Chargeback /Fraud Detection Senior Analyst's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $62,597
  • Majority Range (25th-75th percentile): $48,100 to $58,500
  • Entry-Level (10th percentile): $42,728
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View as table View as graph 25% $48,100 10% $42,728 90% $62,597 75% $58,500 $54,000 50%(Median) Didn’t find job title? Click

Merchant Chargeback /Fraud Detection Senior Analyst Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $58,500 $4,875 $1,125 $28
Average $54,000 $4,500 $1,038 $26
25th Percentile $48,100 $4,008 $925 $23
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Key Factors That Influence Merchant Chargeback /Fraud Detection Senior Analyst Salaries

A Merchant Chargeback /Fraud Detection Senior Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Merchant Chargeback /Fraud Detection Senior Analyst Salaries?

Experience is a primary driver of a Merchant Chargeback /Fraud Detection Senior Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Merchant Chargeback/Fraud Detection Analyst (0-2 years): $47,141
  • Merchant Chargeback /Fraud Detection Senior Analyst (2-4 years): $53,937
  • Merchant Chargeback/Fraud Analysis Team Leader (4+ years): $62,762
  • Fraud Monitoring and Detection Supervisor (3-5 years): $69,686
  • Merchant Chargeback/Fraud Analysis Manager (5+ years): $97,970
Job Role Years of Experience Average Salary
Merchant Chargeback/Fraud Detection Analyst0-2 years$47,141
Merchant Chargeback /Fraud Detection Senior Analyst2-4 years$53,937
Merchant Chargeback/Fraud Analysis Team Leader4+ years$62,762
Fraud Monitoring and Detection Supervisor3-5 years$69,686
Merchant Chargeback/Fraud Analysis Manager5+ years$97,970
$47,141 Merchant ...
$53,937 Merchant ...
$62,762 Merchant ...
$69,686 Fraud Mon...
$97,970 Merchant ...
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What Am I Worth?

How Do Merchant Chargeback /Fraud Detection Senior Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Merchant Chargeback /Fraud Detection Senior Analysts. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $59,800.
  • California: $59,500.
  • Massachusetts: $58,700.

Top Paying Cities for Merchant Chargeback /Fraud Detection Senior Analysts

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $68,100
  • San Francisco: $67,400
  • Oakland: $65,900

Merchant Chargeback /Fraud Detection Senior Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Merchant Chargeback /Fraud Detection Senior Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Merchant Chargeback /Fraud Detection Senior Analyst Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Merchant Chargeback /Fraud Detection Senior Analyst, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Merchant Chargeback /Fraud Detection Senior Analyst Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Fraud Analytics Associate III $88,600 64%
Merchant Chargeback/Fraud Analysis Team Leader $62,800 16%

Salary Trends for Merchant Chargeback /Fraud Detection Senior Analyst

Salaries for a Merchant Chargeback /Fraud Detection Senior Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $64,794 in 2023 to around $63,781 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Merchant Chargeback /Fraud Detection Senior Analyst salary trends, .

Average Annual Salary of Merchant Chargeback /Fraud Detection Senior Analyst Over Time

2022
$???
2023
$64,794
2024
$64,224
2025
$63,781
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $64,794
2024 $64,224
2025 $63,781
2026
View More
2027
View More

Most common benefits for Merchant Chargeback /Fraud Detection Senior Analyst

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Merchant Chargeback /Fraud Detection Senior Analyst

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FAQ about Merchant Chargeback /Fraud Detection Senior Analyst

1. How much do fraud analysts earn?

Fraud Analysts, specifically in the role of Merchant Chargeback/Fraud Detection Senior Analyst, earn between £46,200 and £55,200 annually. The midpoint salary for this position is approximately £50,300, reflecting the expertise and responsibilities associated with fraud detection and chargeback management.

2. What is the salary of fraud specialist in Bank of America?

The salary for a Merchant Chargeback/Fraud Detection Senior Analyst at Bank of America ranges from $46,200 to $55,200, with a midpoint of $50,300. This reflects the competitive compensation for professionals in fraud detection within the banking sector.

3. What is the highest salary of risk analyst?

The highest salary for a Merchant Chargeback/Fraud Detection Senior Analyst is approximately ₹55,200 annually. The average salary ranges from ₹46,200 to ₹55,200, with a midpoint of ₹50,300. This role typically requires some experience in fraud detection and risk analysis.

4. What is the career progression for a fraud analyst?

The career progression for a Fraud Analyst typically starts as a Junior Fraud Analyst (0-2 years experience) with a salary around $46,200. As analysts gain experience, they can advance to Senior Analyst roles (3-7 years) earning approximately $50,300, and eventually to Director of Fraud Prevention (8+ years) with salaries reaching up to $55,200, reflecting increased responsibilities and expertise.

5. How do I become a fraud detection analyst?

To become a fraud detection analyst, pursue a bachelor's degree in fields like criminal justice or computer science, focusing on data analysis and fraud detection. Gaining relevant experience through internships or entry-level positions is beneficial. Salaries for this role typically range from $46,200 to $55,200, with a midpoint around $50,300.

6. What is the highest senior analyst salary?

The highest salary for a Merchant Chargeback/Fraud Detection Senior Analyst is $55,200 per year. In comparison, other senior analyst roles can earn between $122K and $198K annually, while principal analysts may see salaries ranging from $150K to $239K, and senior managers of analysis can earn between $201K and $290K per year.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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