What are the main factors that influence an Insurance Agent's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What are the highest paying states for an Insurance Agent?

Insurance Agent salary varies significantly by state. The top 3 highest paying states for Insurance Agent roles are District of Columbia $64,052, California $63,810, Massachusetts $62,959. These tech hubs typically pay 10-15% above the national average.

How much do different types of Insurance Agent roles make?

Salaries for Insurance Agent level roles vary by specialization: Insurance Agent/ Insurance Professional: $150,500; Crop Insurance Agent: $101,373; Auto Insurance Agent: $88,774; CSR Agent Insurance: $86,885; Business Insurance Agent: $85,801.

Insurance Agent Salary in Rhode Island

How much does an Insurance Agent make in Rhode Island?

As of January 01, 2026, the average salary for an Insurance Agent in Rhode Island is $59,980 per year, which breaks down to an hourly rate of $29.

However, an Insurance Agent's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $74,653
Majority Range (25th-75th percentile): $54,780 to $67,660
Entry-Level (10th percentile): $50,045

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Insurance Agent Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$67,660	$5,638	$1,301	$33
Average	$59,980	$4,998	$1,153	$29
25th Percentile	$54,780	$4,565	$1,053	$26

You may get higher pay by adjusting the following factors:

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Key Factors That Influence Insurance Agent Salaries

An Insurance Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how geographic location and company size can directly affect your earning potential.

How Do Insurance Agent Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Agents. For example, consider the average annual salaries in these key locations:

District of Columbia: $64,052.
California: $63,810.
Massachusetts: $62,959.

District of Columbia $64,052 California $63,810 Massachusetts $62,959 Washington $62,728 New Jersey $62,705 Alaska $62,624 Connecticut $61,825 New York $61,501

Hawaii $60,466 Rhode Island $59,980 Maryland $59,650 Minnesota $59,199 Colorado $59,025 Illinois $58,967 Oregon $58,748 Delaware $58,586

New Hampshire $58,484 Virginia $58,256 Pennsylvania $57,591 Nevada $57,255 North Dakota $57,145 Michigan $56,972 Wisconsin $56,908 Vermont $56,781

Texas $56,428 Maine $56,405 Arizona $56,370 Ohio $56,329 Georgia $55,797 Indiana $55,531 Wyoming $55,479 Utah $55,398

Iowa $55,363 Kansas $55,086 Louisiana $55,005 North Carolina $54,976 Missouri $54,964 Florida $54,738 Montana $54,617 Nebraska $54,501

Kentucky $54,438 South Carolina $54,206 Tennessee $54,062 Idaho $54,004 New Mexico $53,581 Oklahoma $53,489 Alabama $53,148 South Dakota $52,575

Arkansas $52,262 West Virginia $52,095 Mississippi $51,591

Top Paying Cities for Insurance Agents

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Adamsville: $60,963
Albion: $59,951
Ashaway: $61,195

Adamsville, RI $60,963 Albion, RI $59,951 Ashaway, RI $61,195 Barrington, RI $59,951 Block Island, RI $60,876 Bradford, RI $61,154 Bristol, RI $59,893 Carolina, RI $60,657

Charlestown, RI $60,720 Chepachet, RI $59,835 Clayville, RI $59,893 Coventry, RI $59,835 West Greenwich, RI $59,795 East Greenwich, RI $59,876 Exeter, RI $61,154 Fiskeville, RI $59,951

Forestdale, RI $59,893 Foster, RI $59,795 Glendale, RI $59,795 Greene, RI $60,466 Greenville, RI $59,951 Harmony, RI $59,933 Harrisville, RI $59,835 Hope, RI $59,951

Hope Valley, RI $61,195 Hopkinton, RI $61,212 Jamestown, RI $60,599 Kenyon, RI $61,137 Little Compton, RI $60,940 Manville, RI $59,951 Mapleville, RI $59,795 Newport, RI $60,610

Middletown, RI $60,865 North Kingstown, RI $59,777 North Scituate, RI $59,933 Oakland, RI $59,853 Pascoag, RI $59,818 Pawtucket, RI $59,951 Central Falls, RI $59,951 Cumberland, RI $59,951

Lincoln, RI $59,951 Portsmouth, RI $60,367 Prudence Island, RI $59,835 Rockville, RI $61,212 Saunderstown, RI $60,633 Shannock, RI $61,119 Slatersville, RI $59,893 Slocum, RI $60,633

Tiverton, RI $60,981 Wakefield, RI $60,570 Kingston, RI $60,581 Narragansett, RI $60,593 Peace Dale, RI $60,570 Warren, RI $59,933 Warwick, RI $59,951 Westerly, RI $61,229

West Kingston, RI $60,616 West Warwick, RI $59,951 Wood River Junction, RI $61,154 Woonsocket, RI $59,893 North Smithfield, RI $59,933 Wyoming, RI $61,137 Providence, RI $59,951 Cranston, RI $59,951

North Providence, RI $59,951 East Providence, RI $59,951 Riverside, RI $59,951 Rumford, RI $59,951 Smithfield, RI $59,951 Johnston, RI $59,951

Insurance Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

$54,780

Average $59,980/year

$67,660

$4,565

Average $4,998/month

$5,638

$1,053

Average $1,153/week

$1,301

$26

Average $29/hour

$33

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$67,660	$5,638	$1,301	$33
Average	$59,980	$4,998	$1,153	$29
25th Percentile	$54,780	$4,565	$1,053	$26

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