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Lending Officer I Salary in Java, SD

How much does a Lending Officer I make in Java, SD?

As of February 01, 2026, the average salary for a Lending Officer I in Java, SD is $43,848 per year, which breaks down to an hourly rate of $21.

However, a Lending Officer I's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $56,556
  • Majority Range (25th-75th percentile): $38,317 to $50,500
  • Entry-Level (10th percentile): $33,281
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View as table View as graph 25% $38,317 10% $33,281 90% $56,556 75% $50,500 $43,848 50%(Median) Didn’t find job title? Click

Lending Officer I Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $50,500 $4,208 $971 $24
Average $43,848 $3,654 $843 $21
25th Percentile $38,317 $3,193 $737 $18
Check out Lending Officer I Job Openings in Java, SD
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Key Factors That Influence Lending Officer I Salaries

A Lending Officer I's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Lending Officer Salaries?

Experience is a primary driver of a Lending Officer I's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Lending Officer I (0-2 years): $43,848
  • Lending Officer II (2-4 years): $61,400
  • Lending Officer III (4-7 years): $78,999
  • Vice President of Lending (7+ years): $151,691
  • SVP of Lending (7+ years): $178,316
Job Role Years of Experience Average Salary
Lending Officer I0-2 years$43,848
Lending Officer II2-4 years$61,400
Lending Officer III4-7 years$78,999
Vice President of Lending7+ years$151,691
SVP of Lending7+ years$178,316
$43,848 Lending O...
$61,400 Lending O...
$78,999 Lending O...
$151,691 Vice Pres...
$178,316 SVP of Le...
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What Am I Worth?

Top Paying Cities for Lending Officer Is

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $66,834
  • San Francisco: $66,177
  • Oakland: $64,709

What Skills Can Increase a Lending Officer I's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 8.13% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Customer Satisfaction (Mentioned in 2.05% Job Postings): Customer satisfaction (often abbreviated as CSAT, more correctly CSat) is a term frequently used in marketing. It is a measure of how products and services supplied by a company meet or surpass customer expectation. Customer satisfaction is defined as "the number of customers, or percentage of total customers, whose reported experience with a firm, its products, or its services (ratings) exceeds specified satisfaction goals." The Marketing Accountability Standards Board (MASB) endorses the definitions, purposes, and constructs of classes of measures that appear in Marketing Metrics as part of its ongoing Common Language in Marketing Project. In a survey of nearly 200 senior marketing managers, 71 percent responded that they found a customer satisfaction metric very useful in managing and monitoring their businesses. It is seen as a key performance indicator within business and is often part of a Balanced Scorecard. In a competitive marketplace where businesses compete for customers, customer satisfaction is seen as a key differentiator and increasingly has become a key element of business strategy.
  • Microsoft Office (Mentioned in 1.37% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
See More Skills
Skills Demand Percentage
Customer Service 8.13%
Customer Satisfaction 2.05%
Microsoft Office 1.37%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Lending Officer I's salary.
  • Mortgage Banking: Can increase your salary by up to 16%.
  • Business Development: Can increase your salary by up to 11%.
  • Commitment: Can increase your salary by up to 9%.
Skill Salary Salary % Increase
Mortgage Banking
$50,863
16%
Business Development
$48,671
11%
Commitment
$47,794
9%
Lending Products
$47,355
8%
Presentation
$46,478
6%
Analysis
$46,478
6%
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Lending Officer I Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Lending Officer I's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on February 01, 2026

Lending Officer I Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Lending Officer I, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Lending Officer I Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Agricultural Loan Officer $83,866 91%
Construction Loan Officer $92,600 111%
Community Reinvestment Officer $77,342 76%
Middle Market Lending Specialist $46,941 7%

Find Your Next Lending Officer I Job

Ready to take the next step in your career? Browse thousands of current Lending Officer I job openings on our job board. Use the search bar below to find your perfect match.

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Cost of Living In Java, SD

Cost of Living in Java, SD is
-6.1% Lower
than the National Average

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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