upper level job

Lending Officer II Salary in Mobile, AL

How much does a Lending Officer II make in Mobile, AL?

As of January 01, 2026, the average salary for a Lending Officer II in Mobile, AL is $67,611 per year, which breaks down to an hourly rate of $33.

However, a Lending Officer II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $84,096
  • Majority Range (25th-75th percentile): $58,728 to $76,240
  • Entry-Level (10th percentile): $50,640
Compensation Planning
Develop a Job Description
Pay Equity
2025 Compensation Trend
Recruit with AI
AI Onboarding
View as table View as graph 25% $58,728 10% $50,640 90% $84,096 75% $76,240 $67,611 50%(Median) Didn’t find job title? Click

Lending Officer II Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $76,240 $6,353 $1,466 $37
Average $67,611 $5,634 $1,300 $33
25th Percentile $58,728 $4,894 $1,129 $28
Check out Lending Officer II Job Openings in Mobile, AL
Mortgage Lending Officer

River Bank & Trust - Montgomery, AL

Mortgage Lending Officer

River Bank & Trust - Vestavia Hills, AL

Mortgage Loan Officer Grow Your Home Lending Impact

Regions Bank - Huntsville, AL

BUSINESS OFFICER II

University of Alabama at Birmingham - Birmingham, AL

Search More Lending Officer II Jobs in Mobile, AL

Key Factors That Influence Lending Officer II Salaries

A Lending Officer II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Lending Officer Salaries?

Experience is a primary driver of a Lending Officer II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Lending Officer I (0-2 years): $48,283
  • Lending Officer II (2-4 years): $67,611
  • Lending Officer III (4-7 years): $86,988
  • Vice President of Lending (7+ years): $167,034
  • SVP of Lending (7+ years): $196,351
Job Role Years of Experience Average Salary
Lending Officer I0-2 years$48,283
Lending Officer II2-4 years$67,611
Lending Officer III4-7 years$86,988
Vice President of Lending7+ years$167,034
SVP of Lending7+ years$196,351
$48,283 Lending O...
$67,611 Lending O...
$86,988 Lending O...
$167,034 Vice Pres...
$196,351 SVP of Le...
View as Table
View as Graph

What Am I Worth?

Top Paying Cities for Lending Officer IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $93,588
  • San Francisco: $92,668
  • Oakland: $90,613

What Skills Can Increase a Lending Officer II's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 6.61% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Customer Relationship (Mentioned in 2.6% Job Postings): Customer relations is the company-wide process of nurturing positive relationships with your customers . It helps you connect with your customers on a much more personal level and create a sense of mutual understanding with them.
  • Consumer Loans (Mentioned in 1.63% Job Postings): a consumer loan is any type of loan made to a consumer by a creditor. The loan can be secured (backed by the assets of the borrower) or unsecured (not backed by the assets of the borrower).
See More Skills
Skills Demand Percentage
Customer Service 6.61%
Customer Relationship 2.6%
Consumer Loans 1.63%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Lending Officer II's salary.
  • Team Operations: Can increase your salary by up to 26%.
  • Sales Training: Can increase your salary by up to 21%.
  • Leadership: Can increase your salary by up to 8%.
Skill Salary Salary % Increase
Team Operations
$85,190
26%
Sales Training
$81,809
21%
Leadership
$73,020
8%
Lending Products
$73,020
8%
Analysis
$73,020
8%
Purchasing
$72,344
7%
Get Latest Data

Lending Officer II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Lending Officer II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Lending Officer II Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Lending Officer II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Lending Officer II Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Construction Loan Manager $145,617 115%
Community Reinvestment Officer $85,165 26%
Middle Market Lending Manager $103,519 53%
Lending Officer III $86,988 29%

Find Your Next Lending Officer II Job

Ready to take the next step in your career? Browse thousands of current Lending Officer II job openings on our job board. Use the search bar below to find your perfect match.

United States
For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

Cost of Living In Mobile, AL

Cost of Living in Mobile, AL is
-2.7% Lower
than the National Average

Use Salary.com's Cost of Living Calculator to find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.

Explore Cost of Living Calculator
Empower Your Team

Salary.com experts will help you thrive your workplaces.

Find Salary.com Comp Consulting
See Salary Trends in 2025

Salary.com provides salary survey data for thousands of industry Jobs.

Price Your Company Jobs and Make Pay Fair

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst
lower level job