As of March 01, 2026, the average salary for a Mortgage Underwriter II in Java, VA is $65,861 per year, which breaks down to an hourly rate of $32.
However, a Mortgage Underwriter II's salary can vary significantly. Here’s a look at the typical salary range:
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A Mortgage Underwriter II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.
Experience is a primary driver of a Mortgage Underwriter II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Mortgage Underwriter I | 0-2 years | $58,587 |
| Mortgage Underwriter II | 2-4 years | $65,861 |
| Mortgage Underwriter III | 4-7 years | $85,272 |
| Mortgage Underwriter IV | 7+ years | $100,827 |
| Mortgage Underwriting Manager | 7+ years | $99,809 |
What Am I Worth?
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 4.98% |
| Tax Return | 1.71% |
| Financial Services | 1.12% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Consulting
|
$73,765 |
12%
|
|
Insight
|
$72,448 |
10%
|
|
Wholesale
|
$69,813 |
6%
|
|
Regulatory Compliance
|
$69,813 |
6%
|
|
Planning
|
$69,813 |
6%
|
|
Presentation
|
$69,813 |
6%
|
Understanding how a Mortgage Underwriter II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on March 01, 2026For a Mortgage Underwriter II, the most direct path to higher earnings is advancing to the Mortgage Underwriter III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $85,272 - a projected growth of 29% over your current level.
Ready to take the next step in your career? Browse thousands of current Mortgage Underwriter II job openings on our job board. Use the search bar below to find your perfect match.
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