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Subrogation Specialist III Salary in the United States

How much does a Subrogation Specialist III make in the United States?

As of September 01, 2026, the average salary for a Subrogation Specialist III in the United States is $66,927 per year, which breaks down to an hourly rate of $32.

However, a Subrogation Specialist III's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $74,299
  • Majority Range (25th-75th percentile): $62,116 to $70,786
  • Entry-Level (10th percentile): $57,736
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Subrogation Specialist III Salaries

A Subrogation Specialist III's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Subrogation Specialist III Salaries?

Experience is a primary driver of a Subrogation Specialist III's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Subrogation Specialist (2-4 years): $59,300
  • Subrogation Specialist III (4-7 years): $66,927
  • Subrogation Supervisor (7+ years): $68,433
  • Subrogation Manager (7+ years): $126,635
Job Role Years of Experience Average Salary
Subrogation Specialist2-4 years$59,300
Subrogation Specialist III4-7 years$66,927
Subrogation Supervisor7+ years$68,433
Subrogation Manager7+ years$126,635
View as Graph

How Do Subrogation Specialist III Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Subrogation Specialist IIIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $74,102.
  • California: $73,820.
  • Massachusetts: $72,837.

Top Paying Cities for Subrogation Specialist IIIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $84,415
  • San Francisco: $83,491
  • Oakland: $81,731

What Skills Can Increase a Subrogation Specialist III's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 2.89% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Claim Reviews (Mentioned in 1.05% Job Postings): A claims review is the process in which the underwriter reviews a claim to assure that it meets a set of standards.
  • Due Diligence (Mentioned in 0.52% Job Postings): Due diligence is the investigation or exercise of care that a reasonable business or person is expected to take before entering into an agreement or contract with another party, or an act with a certain standard of care. It can be a legal obligation, but the term will more commonly apply to voluntary investigations. A common example of due diligence in various industries is the process through which a potential acquirer evaluates a target company or its assets for an acquisition. The theory behind due diligence holds that performing this type of investigation contributes significantly to informed decision making by enhancing the amount and quality of information available to decision makers and by ensuring that this information is systematically used to deliberate in a reflexive manner on the decision at hand and all its costs, benefits, and risks.
Skills Demand Percentage
Customer Service 2.89%
Claim Reviews 1.05%
Due Diligence 0.52%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Subrogation Specialist III's salary.

  • Attention to Detail: Can increase your salary by up to 31%.
  • Claim Processing: Can increase your salary by up to 26%.
  • Analysis: Can increase your salary by up to 25%.
Skill Salary Salary % Increase
Attention to Detail $87,674
31%
Claim Processing $84,328
26%
Analysis $83,659
25%
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Subrogation Specialist III Salary by Company Size: Startups vs. Enterprise

Subrogation Specialist III salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $72,667. While startup companies pay approximate $61,561.

Subrogation Specialist III Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $61,561
Growth Stage 51~500 $65,090
Established 501~5000 $70,186
Enterprise 5000+ $72,667

Subrogation Specialist III Salary by Industry: Top Paying Sectors

For Subrogation Specialist III roles, the industry you choose can affect earning potential by as much as 45% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Healthcare sectors offer the strongest compensation, at 25% above the average. In contrast, Subrogation Specialist positions in Business Services or Transportation typically offer lower base pay, as these industries often view Subrogation Specialist III as a support function rather than a direct revenue driver.

The top paying industries for a Subrogation Specialist III

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$83,659$40.025%
Healthcare$76,966$37.015%
Edu., Gov't. & Nonprofit$70,273$34.05%

How Education impacts a Subrogation Specialist III's Salary?

Your level of education can impact your salary potential. While many Subrogation Specialist III enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Subrogation Specialist III with a Bachelor's Degree is between $55,260 and $58,469.

Subrogation Specialist III Salaries by Degree Level

Typical Education for Subrogation Specialist III
Degree Level % of user with this level of education
No Diploma 100.0%
High School 100.0%
Associates 0.0%
Bachelors 0.0%
Masters 0.0%
Doctorate 0.0%
View as Graph

Subrogation Specialist III Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Subrogation Specialist III's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$62,116
Average $66,927/year
$70,786
$5,176
Average $5,577/month
$5,899
$1,195
Average $1,287/week
$1,361
$30
Average $32/hour
$34
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $70,786 $5,899 $1,361 $34
Average $66,927 $5,577 $1,287 $32
25th Percentile $62,116 $5,176 $1,195 $30

Subrogation Specialist III Salary Growth & Career Path

Subrogation Specialist III

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As a Subrogation Specialist III, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Reimbursement Services Manager $96,466 44%
Subrogation Supervisor $68,433 2%

Most common benefits for Subrogation Specialist III

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Subrogation Specialist III

Here are companies hiring for Subrogation Specialist III and their salaries, click below for more details.

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FAQ about Subrogation Specialist III

1. Where can a Subrogation Specialist III earn the most?

A Subrogation Specialist III's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Subrogation Specialist III earns the most in San Jose, CA, where the annual salary of a Subrogation Specialist III is $84,415.

2. What is the highest pay for Subrogation Specialist III?

The highest pay for Subrogation Specialist III is $74,299.

3. What is the lowest pay for Subrogation Specialist III?

The lowest pay for Subrogation Specialist III is $57,736.

4. What are the responsibilities of Subrogation Specialist III?

Pursues recovery of paid claims from responsible third parties and their insurers to reduce overall loss costs. Reviews claim files to identify subrogation potential and establish liability and recovery opportunities. Investigates facts, gathers documentation, and determines recoverable damages. Prepares and submits demands and negotiates settlements with third parties and outside insurers. Accurately documents recovery activities, negotiations, and outcomes within the claims system. Ensures compliance with applicable laws, regulations, and company guidelines. May require a bachelor's degree. Typically reports to a manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4-7 years of related experience.

5. What industry pays the highest salary for Subrogation Specialist III?

The Financial Services industry offers the highest average compensation for Subrogation Specialist III roles, with salaries approximately 25% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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