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Trust Officer III Salary in the United States

How much does a Trust Officer III make in the United States?

As of September 01, 2026, the average salary for a Trust Officer III in the United States is $117,813 per year, which breaks down to an hourly rate of $57.

However, a Trust Officer III's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $135,378
  • Majority Range (25th-75th percentile): $105,950 to $127,007
  • Entry-Level (10th percentile): $95,149
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Trust Officer III Salaries

A Trust Officer III's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Trust Officer III Salaries?

Experience is a primary driver of a Trust Officer III's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Trust Officer I (0-2 years): $65,523
  • Trust Officer II (2-4 years): $84,266
  • Trust Officer III (4-7 years): $117,813
  • Trust Administration Manager (7+ years): $150,056
Job Role Years of Experience Average Salary
Trust Officer I0-2 years$65,523
Trust Officer II2-4 years$84,266
Trust Officer III4-7 years$117,813
Trust Administration Manager7+ years$150,056
View as Graph

How Do Trust Officer III Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Trust Officer IIIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $130,443.
  • California: $129,948.
  • Massachusetts: $128,216.

Top Paying Cities for Trust Officer IIIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $148,598
  • San Francisco: $146,971
  • Oakland: $143,873

What Skills Can Increase a Trust Officer III's Salary?

Demanded Skills for the Role:

  • Planning (Mentioned in 8.38% Job Postings): An act or process of making or carrying out plans. Establishment of goals, policies, and procedures for a social or economic unit city planning business planning.
  • Tax Return (Mentioned in 4.02% Job Postings): Calculating an entity’s income earned with the amount of tax payable to the government, organizations, or potential taxpayers.
  • Financial Planning (Mentioned in 2.3% Job Postings): In general usage, a financial plan is a comprehensive evaluation of an individual's current pay and future financial state by using current known variables to predict future income, asset values and withdrawal plans. This often includes a budget which organizes an individual's finances and sometimes includes a series of steps or specific goals for spending and saving in the future. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan is sometimes referred to as an investment plan, but in personal finance a financial plan can focus on other specific areas such as risk management, estates, college, or retirement.
Skills Demand Percentage
Planning 8.38%
Tax Return 4.02%
Financial Planning 2.3%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Trust Officer III's salary.

  • Document Review: Can increase your salary by up to 32%.
  • Commitment: Can increase your salary by up to 14%.
  • Products and Services: Can increase your salary by up to 13%.
Skill Salary Salary % Increase
Document Review $155,513
32%
Commitment $134,307
14%
Products and Services $133,129
13%
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Trust Officer III Salary by Company Size: Startups vs. Enterprise

Trust Officer III salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $128,683. While startup companies pay approximate $108,720.

Trust Officer III Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $108,720
Growth Stage 51~500 $115,051
Established 501~5000 $124,199
Enterprise 5000+ $128,683

Trust Officer III Salary by Industry: Top Paying Sectors

For Trust Officer III roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 20% above the average. Conversely, Trust Officer positions in Business Services typically offer lower base pay, as this sector often view Trust Officer III as a support function rather than a direct revenue driver.

The top paying industry for a Trust Officer III

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Insurance$141,376$68.020%

Trust Officer III Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Trust Officer III's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$105,950
Average $117,813/year
$127,007
$8,829
Average $9,818/month
$10,584
$2,038
Average $2,266/week
$2,442
$51
Average $57/hour
$61
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $127,007 $10,584 $2,442 $61
Average $117,813 $9,818 $2,266 $57
25th Percentile $105,950 $8,829 $2,038 $51

Trust Officer III Salary Growth & Career Path

Trust Officer III

Next Role

For a Trust Officer III, the most direct path to higher earnings is advancing to the Trust Administration Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $150,056 - a projected growth of 27% over your current level.

Most common benefits for Trust Officer III

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Trust Officer III

Here are companies hiring for Trust Officer III and their salaries, click below for more details.

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FAQ about Trust Officer III

1. Where can a Trust Officer III earn the most?

A Trust Officer III's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Trust Officer III earns the most in San Jose, CA, where the annual salary of a Trust Officer III is $148,598.

2. What is the highest pay for Trust Officer III?

The highest pay for Trust Officer III is $135,378.

3. What is the lowest pay for Trust Officer III?

The lowest pay for Trust Officer III is $95,149.

4. What are the responsibilities of Trust Officer III?

Responsible for the administration and management of trust accounts in accordance with specified terms and applicable regulations. Acts as the personal agent of an estate or trust, upholding fiduciary responsibilities to act in the best interest of the trust. Administers daily trust operations, including asset management, investment oversight, and the coordination of distributions. Maintains relations and communication with beneficiaries to advise clients and communicate changes. Requires a bachelor's degree. Typically reports to a manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4-7 years of related experience.

5. What industry pays the highest salary for Trust Officer III?

The Insurance industry offers the highest average compensation for Trust Officer III roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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