Credit Processor Salary in the United States

How much does a Credit Processor make in the United States?

As of February 01, 2026, the average salary for a Credit Processor in the United States is $41,076 per year, which breaks down to an hourly rate of $20.

However, a Credit Processor's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $49,922
  • Majority Range (25th-75th percentile): $36,564 to $45,707
  • Entry-Level (10th percentile): $32,456
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View as table View as graph 25% $36,564 10% $32,456 90% $49,922 75% $45,707 $41,076 50%(Median) Didn’t find job title? Click

Credit Processor Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $45,707 $3,809 $879 $22
Average $41,076 $3,423 $790 $20
25th Percentile $36,564 $3,047 $703 $18
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Key Factors That Influence Credit Processor Salaries

A Credit Processor's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Do Credit Processor Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Processors. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $45,479.
  • California: $45,307.
  • Massachusetts: $44,703.

Top Paying Cities for Credit Processors

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $51,809
  • San Francisco: $51,300
  • Oakland: $50,162

What Skills Can Increase a Credit Processor's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 10.88% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Credit Reports (Mentioned in 1.98% Job Postings): Credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts. It allows to check for any delinquency in past and present credit accounts.
  • Data Entry (Mentioned in 1.41% Job Postings): Transcribing information into an electronic medium such as a computer or other electronic device.
See More Skills
Skills Demand Percentage
Customer Service 10.88%
Credit Reports 1.98%
Data Entry 1.41%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit Processor's salary.
  • Risk Management: Can increase your salary by up to 45%.
  • Process Improvement: Can increase your salary by up to 32%.
  • Credit Analysis: Can increase your salary by up to 27%.
Skill Salary Salary % Increase
Risk Management
$59,560
45%
Process Improvement
$54,220
32%
Credit Analysis
$52,167
27%
Underwriting
$51,345
25%
Credit Risk
$50,524
23%
Financial Analysis
$50,113
22%
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How Education impacts a Credit Processor's Salary?

Your level of education can impact your salary potential. While many Credit Processors enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Credit Processor with a High School Diploma or Technical Certificate is between $39,506 and $42,786).

Credit Processor Salaries by Degree Level

Typical Education for Credit Processor
Degree Level % of user with this level of education
No Diploma 45.8%
High School 45.8%
Associates 16.7%
Bachelors 29.2%
Masters 8.3%
Doctorate 0.0%
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Credit Processor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Processor's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on February 01, 2026

Salary Trends for Credit Processor

Salaries for a Credit Processor can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $44,834 in 2023 to around $43,355 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Processor salary trends, .

Average Annual Salary of Credit Processor Over Time

2022
$???
2023
$44,834
2024
$44,225
2025
$43,355
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $44,834
2024 $44,225
2025 $43,355
2026
View More
2027
View More

Most common benefits for Credit Processor

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Credit Processor

Here are companies hiring for Credit Processor and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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