Commercial Lines Underwriter Trainee Salary in the United States
How much does a Commercial Lines Underwriter Trainee make in the United States?
As of July 01, 2026, the average salary for a Commercial Lines Underwriter Trainee in the United States is $71,275 per year, which breaks down to an hourly rate of $34.
However, a Commercial Lines Underwriter Trainee's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $79,503
Majority Range (25th-75th percentile): $64,692 to $75,582
Key Factors That Influence Commercial Lines Underwriter Trainee Salaries
A Commercial Lines Underwriter Trainee's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
How Experience Level Affects Commercial Lines Underwriter Trainee Salaries?
Experience is a primary driver of a Commercial Lines Underwriter Trainee's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
How Do Commercial Lines Underwriter Trainee Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Commercial Lines Underwriter Trainees.
For example, consider the average annual salaries in these key locations:
District of Columbia: $78,915.
California: $78,616.
Massachusetts: $77,568.
District of Columbia$78,915
California$78,616
Massachusetts$77,568
Washington$77,283
New Jersey$77,255
Alaska$77,155
Connecticut$76,171
New York$75,772
Hawaii$74,496
Rhode Island$73,898
Maryland$73,491
Minnesota$72,935
Colorado$72,722
Illinois$72,650
Oregon$72,379
Delaware$72,180
New Hampshire$72,054
Virginia$71,774
Pennsylvania$70,954
Nevada$70,541
North Dakota$70,405
Michigan$70,191
Wisconsin$70,113
Vermont$69,956
Texas$69,521
Maine$69,493
Arizona$69,450
Ohio$69,400
Georgia$68,744
Indiana$68,417
Wyoming$68,352
Utah$68,253
Iowa$68,210
Kansas$67,868
Louisiana$67,768
North Carolina$67,732
Missouri$67,718
Florida$67,440
Montana$67,290
Nebraska$67,148
Kentucky$67,069
South Carolina$66,784
Tennessee$66,606
Idaho$66,535
New Mexico$66,015
Oklahoma$65,901
Alabama$65,480
South Dakota$64,774
Arkansas$64,390
West Virginia$64,183
Mississippi$63,563
Top Paying Cities for Commercial Lines Underwriter Trainees
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $89,899
San Francisco: $88,914
Oakland: $87,041
San Jose, CA$89,899
San Francisco, CA$88,914
Oakland, CA$87,041
New York, NY$82,065
Paramus, NJ$81,067
Queens Village, NY$81,064
Passaic, NJ$80,996
Bergenfield, NJ$80,989
Stamford, CT$80,833
Huntington, NY$80,803
Newark, NJ$80,277
Bridgeport, CT$80,126
Vallejo, CA$79,984
New Brunswick, NJ$79,956
Petaluma, CA$79,913
Middlesex, NJ$79,778
Somerset, NJ$79,728
Santa Cruz, CA$79,635
Boston, MA$79,200
Monterey, CA$78,950
Seattle, WA$78,787
Santa Rosa, CA$78,773
Los Angeles, CA$78,751
Juneau, AK$78,566
Washington, DC$78,488
Orange, CA$78,234
Santa Ana, CA$78,046
Long Beach, CA$77,975
Anaheim, CA$77,960
Anchorage, AK$77,925
Santa Maria, CA$77,711
Everett, WA$77,697
Danbury, CT$77,446
Bremerton, WA$77,347
Tacoma, WA$77,091
New Suffolk, NY$77,089
Sacramento, CA$77,069
Santa Barbara, CA$76,991
Trenton, NJ$76,913
San Diego, CA$76,913
Brockton, MA$76,834
Fairbanks, AK$76,660
Lompoc, CA$76,478
Lowell, MA$76,420
Ventura, CA$76,406
Nashua, NH$76,392
Stockton, CA$76,385
Modesto, CA$75,865
Poughkeepsie, NY$75,708
Olympia, WA$75,573
Kennewick, WA$75,573
New Haven, CT$75,544
Lawrence, MA$75,287
Hartford, CT$75,216
Riverside, CA$75,202
New Bedford, MA$75,131
Richland, WA$75,131
Bakersfield, CA$75,031
San Bernardino, CA$75,002
New Britain, CT$74,995
Atlantic City, NJ$74,995
New London, CT$74,967
Norwich, CT$74,945
Portsmouth, NH$74,931
Boulder, CO$74,780
Portland, OR$74,682
Worcester, MA$74,675
Minneapolis, MN$74,454
Philadelphia, PA$74,354
Honolulu, HI$74,119
Saint Paul, MN$74,084
Vineland, NJ$74,069
Providence, RI$73,862
Chicago, IL$73,655
Bellingham, WA$73,570
Springfield, MA$73,513
Baltimore, MD$73,491
Chico, CA$73,313
Pittsfield, MA$73,121
Manchester, NH$72,985
Spokane, WA$72,672
Denver, CO$72,665
Albany, NY$72,330
Troy, NY$72,301
Nassau, NY$72,225
Schenectady, NY$72,151
Wilmington, DE$72,094
Burlington, VT$71,995
Salem, OR$71,966
Portland, ME$71,745
Yakima, WA$71,674
Rochester, MN$71,453
Reno, NV$71,417
Fresno, CA$71,417
Milwaukee, WI$71,353
Detroit, MI$71,282
Ann Arbor, MI$71,270
Allentown, PA$71,260
Colorado Springs, CO$71,139
Syracuse, NY$71,104
Carson City, NV$71,104
Houston, TX$71,004
Eugene, OR$70,968
Gary, IN$70,883
Springfield, OR$70,826
Bismarck, ND$70,811
Galveston, TX$70,762
Medford, OR$70,655
Fort Collins, CO$70,626
Concord, NH$70,590
Austin, TX$70,569
Mesa, AZ$70,419
Reading, PA$70,412
Phoenix, AZ$70,405
Dallas, TX$70,384
Saint Cloud, MN$70,315
Madison, WI$70,220
Utica, NY$70,027
Rochester, NY$69,913
Des Moines, IA$69,906
Raleigh, NC$69,899
Atlanta, GA$69,792
Battle Creek, MI$69,771
Salt Lake City, UT$69,749
Lancaster, PA$69,643
Harrisburg, PA$69,543
Kansas City, MO$69,471
Champaign, IL$69,457
Kansas City, KS$69,457
Fort Worth, TX$69,450
Columbus, OH$69,438
Boca Raton, FL$69,422
Pittsburgh, PA$69,393
Richmond, VA$69,365
Indianapolis, IN$69,350
Cleveland, OH$69,343
Las Vegas, NV$69,258
Cincinnati, OH$69,258
Petersburg, VA$69,151
Huntsville, AL$69,044
Lansing, MI$68,996
Lebanon, PA$68,987
Pueblo, CO$68,980
Appleton, WI$68,958
Buffalo, NY$68,930
Dayton, OH$68,908
Racine, WI$68,894
Charlotte, NC$68,887
Saint Louis, MO$68,866
York, PA$68,823
Elkhart, IN$68,823
Gastonia, NC$68,809
Billings, MT$68,792
Beaumont, TX$68,773
Lorain, OH$68,759
Benton Harbor, MI$68,744
Toledo, OH$68,730
Binghamton, NY$68,695
Rock Hill, SC$68,687
Rockford, IL$68,652
Springfield, IL$68,623
Elyria, OH$68,616
Fargo, ND$68,616
Flagstaff, AZ$68,566
Fort Lauderdale, FL$68,523
Duluth, MN$68,481
Miami, FL$68,481
Cheyenne, WY$68,431
Grand Forks, ND$68,431
Bangor, ME$68,274
Cedar Rapids, IA$68,196
Durham, NC$68,166
Louisville, KY$68,160
Grand Rapids, MI$68,146
Hialeah, FL$68,139
Casper, WY$68,039
Scranton, PA$67,953
New Orleans, LA$67,932
Virginia Beach, VA$67,925
Akron, OH$67,889
Peoria, IL$67,796
Sarasota, FL$67,782
Nashville, TN$67,732
Omaha, NE$67,732
Green Bay, WI$67,732
Baton Rouge, LA$67,697
Charleston, SC$67,682
Jamestown, NY$67,647
Davenport, IA$67,647
Tucson, AZ$67,611
Saint Petersburg, FL$67,568
Tampa, FL$67,554
Evansville, IN$67,511
Port Arthur, TX$67,511
Bradenton, FL$67,483
Santa Fe, NM$67,355
Orlando, FL$67,226
Clearwater, FL$67,205
Canton, OH$67,055
La Crosse, WI$67,055
Albuquerque, NM$67,012
Newport News, VA$67,005
High Point, NC$66,984
Ogden, UT$66,955
Corpus Christi, TX$66,898
Norfolk, VA$66,856
Laramie, WY$66,856
Rock Island, IL$66,813
Saginaw, MI$66,799
Jacksonville, FL$66,792
Salisbury, NC$66,777
Boise, ID$66,763
Moline, IL$66,727
Fort Myers, FL$66,706
Memphis, TN$66,692
Tulsa, OK$66,656
Waterloo, IA$66,613
Spartanburg, SC$66,542
Lincoln, NE$66,506
Fort Wayne, IN$66,492
Provo, UT$66,485
Cedar Falls, IA$66,400
San Antonio, TX$66,371
Greensboro, NC$66,342
South Bend, IN$66,335
Savannah, GA$66,257
Muskegon, MI$66,228
Birmingham, AL$66,221
Winston Salem, NC$66,186
Lake Charles, LA$66,015
Anderson, IN$66,000
Lexington, KY$65,979
Augusta, GA$65,958
Greenville, SC$65,958
Lima, OH$65,901
Wichita, KS$65,893
Tuscaloosa, AL$65,893
Columbia, SC$65,829
Springfield, OH$65,815
Asheville, NC$65,701
Bloomington, IN$65,651
Knoxville, TN$65,395
Shreveport, LA$65,387
Wilmington, NC$65,295
Roanoke, VA$65,295
Topeka, KS$65,166
Frankfort, KY$65,159
Oklahoma City, OK$65,109
Chillicothe, OH$65,081
Longview, TX$65,074
Melbourne, FL$65,067
Sioux Falls, SD$64,953
Mobile, AL$64,946
Terre Haute, IN$64,917
Altoona, PA$64,874
Amarillo, TX$64,824
Killeen, TX$64,803
Fayetteville, AR$64,746
Chattanooga, TN$64,725
Sioux City, IA$64,660
Idaho Falls, ID$64,646
Lynchburg, VA$64,589
Gainesville, FL$64,496
Portsmouth, OH$64,461
Little Rock, AR$64,447
Lafayette, LA$64,418
Youngstown, OH$64,418
Daytona Beach, FL$64,375
Clarksville, TN$64,368
Pensacola, FL$64,361
Temple, TX$64,356
Hopkinsville, KY$64,147
Erie, PA$64,133
Florence, SC$64,104
Charleston, WV$63,990
Great Falls, MT$63,955
Macon, GA$63,855
Tallahassee, FL$63,848
Fayetteville, NC$63,834
Waco, TX$63,819
Helena, MT$63,769
Pine Bluff, AR$63,742
Vincennes, IN$63,655
Lubbock, TX$63,627
Alamogordo, NM$63,584
Twin Falls, ID$63,520
Rapid City, SD$63,499
Jackson, MS$63,370
Huntington, WV$63,365
Greenville, MS$63,363
Parkersburg, WV$63,291
Montgomery, AL$63,278
Wichita Falls, TX$63,206
Springfield, MO$63,206
Biloxi, MS$63,171
Monroe, LA$63,099
Johnstown, PA$63,050
Sumter, SC$63,021
Columbus, GA$63,014
Pascagoula, MS$62,879
Abilene, TX$62,879
Kingsport, TN$62,693
Albany, GA$62,693
Gulfport, MS$62,672
Alexandria, LA$62,437
Fort Smith, AR$62,258
El Paso, TX$62,066
Las Cruces, NM$61,745
Harlingen, TX$61,564
Pocatello, ID$61,553
Florence, AL$61,460
Brownsville, TX$61,446
Mcallen, TX$61,296
Dothan, AL$61,196
Columbus, MS$60,773
Altus, OK$60,441
Lawton, OK$60,306
Pierre, SD$60,049
What Skills Can Increase a Commercial Lines Underwriter Trainee's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 7.62% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Accounting (Mentioned in 1.27% Job Postings): Creating financial statements and reports based on the summary of financial and business transactions.
Cash Flow Analysis (Mentioned in 0.95% Job Postings): Cash flow analysis is an integral part of financial reporting. Regular monitoring and analysis of cash flow can ensure that businesses are operating in the most fiscally prudent way, and can plan growth and expansion more strategically.
See More Skills
Skills
Demand Percentage
Analysis
7.62%
Accounting
1.27%
Cash Flow Analysis
0.95%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Commercial Lines Underwriter Trainee's salary.
Credit Administration: Can increase your salary by up to 13%.
Bank Secrecy Act: Can increase your salary by up to 10%.
Collective Bargaining: Can increase your salary by up to 10%.
Skill
Salary
Salary % Increase
Credit Administration
$80,540
13%
Bank Secrecy Act
$78,402
10%
Collective Bargaining
$78,402
10%
Financial Accounting
$77,689
9%
Due Diligence
$75,551
6%
Credit Analysis
$74,838
5%
Get Latest Data
Commercial Lines Underwriter Trainee Salary by Industry: Top Paying Sectors
For Commercial Lines Underwriter Trainee roles, the industry you choose can affect earning potential
by as much as 70% (the gap between the highest and lowest paying industries).
Data shows that the Insurance and Financial Services
sectors offer the strongest compensation, at 30% above the average.
In contrast, Commercial Lines Underwriter Trainee positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay,
as these industries often view Commercial Lines Underwriter Trainee as a support function rather than a direct revenue driver.
The top paying industries for a Commercial Lines Underwriter Trainee
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Insurance
$92,657
$45.0
30%
Financial Services
$85,530
$41.0
20%
Healthcare
$78,402
$38.0
10%
How Education impacts a Commercial Lines Underwriter Trainee's Salary?
Your level of education can impact your salary potential.
While many Commercial Lines Underwriter Trainees enter the field with a Associate's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Commercial Lines Underwriter Trainee with a Associate's Degree is between
$70,451
and $75,103).
Commercial Lines Underwriter Trainee Salaries by Degree Level
Typical Education for Commercial Lines Underwriter Trainee
Understanding how a Commercial Lines Underwriter Trainee's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on July 01, 2026
$64,692
Average$71,275/year
$75,582
$5,391
Average$5,940/month
$6,298
$1,244
Average$1,371/week
$1,453
$31
Average$34/hour
$36
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$75,582
$6,298
$1,453
$36
Average
$71,275
$5,940
$1,371
$34
25th Percentile
$64,692
$5,391
$1,244
$31
Salaries of jobs related to Commercial Lines Underwriter Trainee
Salary Trends for Commercial Lines Underwriter Trainee
Salaries for a Commercial Lines Underwriter Trainee can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $78,849 in 2023
to around $74,477 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Commercial Lines Underwriter Trainee salary trends,
.
Average Annual Salary of Commercial Lines Underwriter Trainee Over Time
2022
$???
2023
$78,849
2024
$76,303
2025
$74,477
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$78,849
2024
$76,303
2025
$74,477
2026
View More
2027
View More
Most common benefits for Commercial Lines Underwriter Trainee
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation Planning
Common company salaries for Commercial Lines Underwriter Trainee
Here are companies hiring for Commercial Lines Underwriter Trainee and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
Find Your Next Commercial Lines Underwriter Trainee Job
Ready to take the next step in your career?
Browse thousands of current Commercial Lines Underwriter Trainee job openings on our job board.
Use the search bar below to find your perfect match.
For Employees
Get a Salary Increase
Analyze the market and your qualifications to negotiate your salary with confidence.
Search Job Openings
Search thousands of open positions to find your next opportunity.
For Employers
Adjust Employee Salary
Individualize employee pay based on unique job requirements and personal qualifications.
Price My Industry Jobs
Get the latest market price for benchmark jobs and jobs in your industry.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
Compensation Planning
Develop a Job Description
Pay Equity
2026 Compensation Trend
AI-Powered HR
Recruit with AI
