How Much Does a Debt Specialist Make in Massachusetts?

Updated April 01, 2025
As of April 01, 2025, the average annual pay of Debt Specialist in Massachusetts is $89,665. While Salary.com is seeing that Debt Specialist salary in MA can go up to $113,835 or down to $66,259, but most earn between $77,413 and $102,317. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Debt Specialist
Certified Debt Specialist
$78,961
Massachusetts
Per Year
Debt Relief Specialist
$49,051
Massachusetts
Per Year
Debt Collection Specialist
$46,847
Massachusetts
Per Year
Debt Recovery Specialist
$49,788
Massachusetts
Per Year
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Similar Job Salaries to Debt Specialist by Company

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Company average base salary in (usd) range
ClearPath National
Debt Specialist
$82,937/yr
$72,868
$93,006
RANGE: $72,868 - $93,006
The Caridi Law Firm
Debt Negotiator / Debt Settlement Specialist
$60,844/yr
$53,146
$68,541
RANGE: $53,146 - $68,541
Illapa Search
Debt Finance Attorney
$260,909/yr
$229,930
$291,887
RANGE: $229,930 - $291,887
UMassFive College Federal Credit Union
Debt Solutions Manager (Collections)
$103,263/yr
$85,295
$121,232
RANGE: $85,295 - $121,232
White & Case LLP
Associate: Debt Finance - Americas
$167,563/yr
$138,984
$196,143
RANGE: $138,984 - $196,143
Lowell Group
Debt Purchasing Analyst
$81,832/yr
$69,812
$93,851
RANGE: $69,812 - $93,851
Zwicker & Associates
Customer Service/Debt Collector
$46,957/yr
$41,119
$52,795
RANGE: $41,119 - $52,795
Zwicker & Associates, P.C.
Customer Service/Debt Collector
$95,692/yr
$83,859
$107,526
RANGE: $83,859 - $107,526
Aligned Talent Acquisition
Debt Finance Associate Attorney
$183,164/yr
$153,858
$212,471
RANGE: $153,858 - $212,471
williamson and mckevie llc
Debt Recovery Specialist
$53,862/yr
$47,286
$60,439
RANGE: $47,286 - $60,439

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Top 10 Highest Paying Cities For Debt Specialist Jobs in Massachusetts

It is important to understand how location impacts your career prospects in the United States. There are some cities where a Debt Specialist can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Debt Specialist job salaries in Massachusetts. Some cities can pay higher salaries for Debt Specialist jobs, which can indicate that there is a large demand for Debt Specialist positions in this city.
The following table shows top 10 cities where the Debt Specialist salary is higher than other cities in Massachusetts. Boston takes first place in this list, followed by Cambridge, Waltham. The Debt Specialist salary is $91,889 in Boston, which is higher than the national average. There are 36 cities' Debt Specialist salary higher than national average in Massachusetts.
The average salary for a Debt Specialist in Massachusetts is $89,665, but we found that the city with the highest salary for Debt Specialist jobs is Boston, MA, and it is higher than Cambridge. Debt Specialist jobs in Boston can have the opportunity to earn higher salaries than in other cities in Massachusetts.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
Boston $91,889 $7,657 $1,767 $44
Cambridge $91,889 $7,657 $1,767 $44
Waltham $91,889 $7,657 $1,767 $44
Newton $91,889 $7,657 $1,767 $44
Arlington $91,889 $7,657 $1,767 $44
Brookline $91,889 $7,657 $1,767 $44
Lynn $91,889 $7,657 $1,767 $44
Malden $91,889 $7,657 $1,767 $44
Medford $91,889 $7,657 $1,767 $44
Quincy $91,889 $7,657 $1,767 $44

What Does a Debt Specialist Do?

It starts potential clients with a free consultation with a certified debt specialist who can help them talk over their situation and options.
Updated December 17, 2021
Consulting a certified consumer debt specialist is something you may consider if you're looking for an alternative to filing bankruptcy.
Updated December 08, 2021
Retain the title of “Certified Consumer Debt Specialist (CCDS)”, which they receive upon passing the CCDS exam from the Center for Financial Certifications.
Updated November 25, 2021
Certified Consumer Debt Specialist is a professional designation awarded to debt settlement professionals who pass a certification exam.
Updated October 21, 2021
Successful applicants earn the right to add the Certified Consumer Debt Specialist designation to their names, which can improve job opportunities, professional reputation, and pay.
Updated October 15, 2021

Frequently Asked Questions About a Debt Specialist Salaries

What is the average of a Debt Specialist in Massachusetts?

The Debt Specialist salary range is from $77,413 to $102,317, and the average Debt Specialist salary is $89,665/year in Massachusetts. The Debt Specialist's salary will change in different locations.

Which location pays the highest Debt Specialist salary in the United States?

The Debt Specialist salary in San Jose, CA is $103,918 which is the highest in the US.

What kinds of reasons will influence the Debt Specialist's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Debt Specialist.

What is the growth rate of the Debt Specialist's salary?

If you are thinking of becoming a Debt Specialist or planning the next step in your career, find the detailed salary report of a Debt Specialist.