How Much Does a Debt Specialist Make in New Jersey?

Updated April 01, 2025
As of April 01, 2025, the average annual pay of Debt Specialist in New Jersey is $89,302. While Salary.com is seeing that Debt Specialist salary in NJ can go up to $113,375 or down to $65,991, but most earn between $77,100 and $101,903. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Debt Specialist
Certified Debt Specialist
$78,642
New Jersey
Per Year
Debt Relief Specialist
$48,852
New Jersey
Per Year
Debt Collection Specialist
$46,657
New Jersey
Per Year
Debt Recovery Specialist
$49,587
New Jersey
Per Year
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Similar Job Salaries to Debt Specialist by Company

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Company average base salary in (usd) range
ClearPath National
Debt Specialist
$82,937/yr
$72,868
$93,006
RANGE: $72,868 - $93,006
ORIX
Director, Debt Capital Markets
$172,905/yr
$141,291
$204,520
RANGE: $141,291 - $204,520
Lument
Director, Debt Capital Markets
$189,870/yr
$153,674
$226,066
RANGE: $153,674 - $226,066
ORIX Corporation USA
Director, Debt Capital Markets
$189,870/yr
$153,674
$226,066
RANGE: $153,674 - $226,066
Rausch Sturm LLP
Debt Resolution Specialist
$59,107/yr
$51,539
$66,674
RANGE: $51,539 - $66,674
Servpro
Debt Recovery Specialist
$59,963/yr
$52,641
$67,284
RANGE: $52,641 - $67,284
Funding Futures LLC
Debt Recovery Specialist
$60,199/yr
$52,849
$67,549
RANGE: $52,849 - $67,549
williamson and mckevie llc
Debt Recovery Specialist
$53,862/yr
$47,286
$60,439
RANGE: $47,286 - $60,439
Ascendo Resources
Debt Recovery and Credit Specialist
$74,735/yr
$63,429
$86,041
RANGE: $63,429 - $86,041
22nd Century Technologies
Healthcare Debt Recovery Specialist
$60,755/yr
$53,337
$68,173
RANGE: $53,337 - $68,173

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Top 10 Highest Paying Cities For Debt Specialist Jobs in New Jersey

It is important to understand how location impacts your career prospects in the United States. There are some cities where a Debt Specialist can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Debt Specialist job salaries in New Jersey. Some cities can pay higher salaries for Debt Specialist jobs, which can indicate that there is a large demand for Debt Specialist positions in this city.
The following table shows top 10 cities where the Debt Specialist salary is higher than other cities in New Jersey. Jersey City takes first place in this list, followed by Union City, Hoboken. The Debt Specialist salary is $95,482 in Jersey City, which is higher than the national average. There are 33 cities' Debt Specialist salary higher than national average in New Jersey.
The average salary for a Debt Specialist in New Jersey is $89,302, but we found that the city with the highest salary for Debt Specialist jobs is Jersey City, NJ, and it is higher than Union City. Debt Specialist jobs in Jersey City can have the opportunity to earn higher salaries than in other cities in New Jersey.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
Jersey City $95,482 $7,957 $1,836 $46
Union City $95,482 $7,957 $1,836 $46
Hoboken $95,482 $7,957 $1,836 $46
West New York $95,482 $7,957 $1,836 $46
Paramus $94,205 $7,850 $1,812 $45
Paterson $94,122 $7,844 $1,810 $45
Clifton $94,122 $7,844 $1,810 $45
Passaic $94,122 $7,844 $1,810 $45
Bloomfield $94,122 $7,844 $1,810 $45
Wayne $94,122 $7,844 $1,810 $45

What Does a Debt Specialist Do?

It starts potential clients with a free consultation with a certified debt specialist who can help them talk over their situation and options.
Updated December 17, 2021
Consulting a certified consumer debt specialist is something you may consider if you're looking for an alternative to filing bankruptcy.
Updated December 08, 2021
Retain the title of “Certified Consumer Debt Specialist (CCDS)”, which they receive upon passing the CCDS exam from the Center for Financial Certifications.
Updated November 25, 2021
Certified Consumer Debt Specialist is a professional designation awarded to debt settlement professionals who pass a certification exam.
Updated October 21, 2021
Successful applicants earn the right to add the Certified Consumer Debt Specialist designation to their names, which can improve job opportunities, professional reputation, and pay.
Updated October 15, 2021

Frequently Asked Questions About a Debt Specialist Salaries

What is the average of a Debt Specialist in New Jersey?

The Debt Specialist salary range is from $77,100 to $101,903, and the average Debt Specialist salary is $89,302/year in New Jersey. The Debt Specialist's salary will change in different locations.

Which location pays the highest Debt Specialist salary in the United States?

The Debt Specialist salary in San Jose, CA is $103,918 which is the highest in the US.

What kinds of reasons will influence the Debt Specialist's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Debt Specialist.

What is the growth rate of the Debt Specialist's salary?

If you are thinking of becoming a Debt Specialist or planning the next step in your career, find the detailed salary report of a Debt Specialist.