How Much Does a Debt Specialist Make in Texas?

Updated March 01, 2025
As of March 01, 2025, the average annual pay of Debt Specialist in Texas is $80,387. While Salary.com is seeing that Debt Specialist salary in TX can go up to $102,053 or down to $59,401, but most earn between $69,402 and $91,728. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Debt Specialist
Certified Debt Specialist
$70,400
Texas
Per Year
Debt Relief Specialist
$44,017
Texas
Per Year
Debt Collection Specialist
$42,072
Texas
Per Year
Debt Recovery Specialist
$44,766
Texas
Per Year
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Similar Job Salaries to Debt Specialist by Company

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Company average base salary in (usd) range
AAA Debt Solutions
Debt Specialist
$58,139/yr
$51,378
$64,900
RANGE: $51,378 - $64,900
JG Wentworth
Remote Debt Specialist
$64,566/yr
$56,801
$72,331
RANGE: $56,801 - $72,331
Kyyba Inc
Debt Collection Specialist
$41,937/yr
$38,438
$45,436
RANGE: $38,438 - $45,436
ClearPath National
Debt Specialist
$76,992/yr
$69,707
$84,277
RANGE: $69,707 - $84,277
The Caridi Law Firm
Debt Negotiator / Debt Settlement Specialist
$54,276/yr
$48,984
$59,567
RANGE: $48,984 - $59,567
Elevate Recoveries, LLC
Debt Collector
$40,615/yr
$37,169
$44,061
RANGE: $37,169 - $44,061
National Debt Relief, LLC.
Debt Negotiator
$63,955/yr
$57,961
$69,949
RANGE: $57,961 - $69,949
Credit Control LLC
Debt Collection Specialist
$38,883/yr
$35,590
$42,175
RANGE: $35,590 - $42,175
Internet Lending
Debt Collection Specialist
$50,000/yr
$45,012
$54,988
RANGE: $45,012 - $54,988

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Top 10 Highest Paying Cities For Debt Specialist Jobs in Texas

It is important to understand how location impacts your career prospects in the United States. There are some cities where a Debt Specialist can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Debt Specialist job salaries in Texas. Some cities can pay higher salaries for Debt Specialist jobs, which can indicate that there is a large demand for Debt Specialist positions in this city.
The following table shows top 10 cities where the Debt Specialist salary is higher than other cities in Texas. Houston takes first place in this list, followed by Pasadena, Galveston. The Debt Specialist salary is $82,358 in Houston, which is higher than the national average. There is 1 city's Debt Specialist salary higher than national average in Texas.
The average salary for a Debt Specialist in Texas is $80,387, but we found that the city with the highest salary for Debt Specialist jobs is Houston, TX, and it is higher than Pasadena. Debt Specialist jobs in Houston can have the opportunity to earn higher salaries than in other cities in Texas.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
Houston $82,358 $6,863 $1,584 $40
Pasadena $82,030 $6,836 $1,577 $39
Galveston $81,948 $6,829 $1,576 $39
Austin $81,291 $6,774 $1,563 $39
Dallas $81,044 $6,754 $1,559 $39
Plano $81,044 $6,754 $1,559 $39
Carrollton $81,044 $6,754 $1,559 $39
Garland $81,044 $6,754 $1,559 $39
Irving $81,044 $6,754 $1,559 $39
Richardson $81,044 $6,754 $1,559 $39

What Does a Debt Specialist Do?

It starts potential clients with a free consultation with a certified debt specialist who can help them talk over their situation and options.
Updated December 17, 2021
Consulting a certified consumer debt specialist is something you may consider if you're looking for an alternative to filing bankruptcy.
Updated December 08, 2021
Retain the title of “Certified Consumer Debt Specialist (CCDS)”, which they receive upon passing the CCDS exam from the Center for Financial Certifications.
Updated November 25, 2021
Certified Consumer Debt Specialist is a professional designation awarded to debt settlement professionals who pass a certification exam.
Updated October 21, 2021
Successful applicants earn the right to add the Certified Consumer Debt Specialist designation to their names, which can improve job opportunities, professional reputation, and pay.
Updated October 15, 2021

Frequently Asked Questions About a Debt Specialist Salaries

What is the average of a Debt Specialist in Texas?

The Debt Specialist salary range is from $69,402 to $91,728, and the average Debt Specialist salary is $80,387/year in Texas. The Debt Specialist's salary will change in different locations.

Which location pays the highest Debt Specialist salary in the United States?

The Debt Specialist salary in San Jose, CA is $103,050 which is the highest in the US.

What kinds of reasons will influence the Debt Specialist's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Debt Specialist.

What is the growth rate of the Debt Specialist's salary?

If you are thinking of becoming a Debt Specialist or planning the next step in your career, find the detailed salary report of a Debt Specialist.