How Much Does a Debt Specialist Make in Virginia?

Updated March 01, 2025
As of March 01, 2025, the average annual pay of Debt Specialist in Virginia is $82,358. While Salary.com is seeing that Debt Specialist salary in VA can go up to $104,555 or down to $60,857, but most earn between $71,104 and $93,977. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Debt Specialist
Certified Debt Specialist
$72,126
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Debt Relief Specialist
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Debt Collection Specialist
$43,104
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Debt Recovery Specialist
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Similar Job Salaries to Debt Specialist by Company

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Company average base salary in (usd) range
Paragon Financial Corp
Debt Specialist
$71,512/yr
$63,160
$79,865
RANGE: $63,160 - $79,865
Paragon Financial Services
Debt Specialist
$70,910/yr
$62,628
$79,193
RANGE: $62,628 - $79,193

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Top 10 Highest Paying Cities For Debt Specialist Jobs in Virginia

It is important to understand how location impacts your career prospects in the United States. There are some cities where a Debt Specialist can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Debt Specialist job salaries in Virginia. Some cities can pay higher salaries for Debt Specialist jobs, which can indicate that there is a large demand for Debt Specialist positions in this city.
The following table shows top 10 cities where the Debt Specialist salary is higher than other cities in Virginia. Arlington takes first place in this list, followed by Alexandria, Annandale. The Debt Specialist salary is $91,390 in Arlington, which is higher than the national average. There are 5 cities' Debt Specialist salary higher than national average in Virginia.
The average salary for a Debt Specialist in Virginia is $82,358, but we found that the city with the highest salary for Debt Specialist jobs is Arlington, VA, and it is higher than Alexandria. Debt Specialist jobs in Arlington can have the opportunity to earn higher salaries than in other cities in Virginia.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
Arlington $91,390 $7,616 $1,758 $44
Alexandria $91,390 $7,616 $1,758 $44
Annandale $91,390 $7,616 $1,758 $44
Reston $91,226 $7,602 $1,754 $44
Centreville $91,062 $7,589 $1,751 $44
Richmond $79,895 $6,658 $1,536 $38
Petersburg $79,648 $6,637 $1,532 $38
Virginia State University $79,648 $6,637 $1,532 $38
Virginia Beach $78,499 $6,542 $1,510 $38
Newport News $77,760 $6,480 $1,495 $37

What Does a Debt Specialist Do?

In some cases, the payment could be 50% less than what you originally owed! Their expertise and ongoing relationships with creditors is why you should work with a debt specialist or debt consultant, instead of trying to complete these negotiations on your own.
Updated October 11, 2021
It starts potential clients with a free consultation with a certified debt specialist who can help them talk over their situation and options.
Updated December 17, 2021
Consulting a certified consumer debt specialist is something you may consider if you're looking for an alternative to filing bankruptcy.
Updated December 08, 2021
Retain the title of “Certified Consumer Debt Specialist (CCDS)”, which they receive upon passing the CCDS exam from the Center for Financial Certifications.
Updated November 25, 2021
Certified Consumer Debt Specialist is a professional designation awarded to debt settlement professionals who pass a certification exam.
Updated October 21, 2021

Frequently Asked Questions About a Debt Specialist Salaries

What is the average of a Debt Specialist in Virginia?

The Debt Specialist salary range is from $71,104 to $93,977, and the average Debt Specialist salary is $82,358/year in Virginia. The Debt Specialist's salary will change in different locations.

Which location pays the highest Debt Specialist salary in the United States?

The Debt Specialist salary in San Jose, CA is $103,050 which is the highest in the US.

What kinds of reasons will influence the Debt Specialist's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Debt Specialist.

What is the growth rate of the Debt Specialist's salary?

If you are thinking of becoming a Debt Specialist or planning the next step in your career, find the detailed salary report of a Debt Specialist.