How Much Does an Independent Agent Make in California?

Updated April 01, 2025
As of April 01, 2025, the average annual pay of Independent Agent in California is $103,506. While Salary.com is seeing that Independent Agent salary in CA can go up to $143,888 or down to $74,404, but most earn between $88,273 and $124,643. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
25% $88,273 10% $74,404 90% $143,888 75% $124,643 $103,506 50%(Median)
Related Job Titles to Independent Agent
Independent Insurance Agent
$103,506
California
Per Year
Independent Sales Agent
$54,347
California
Per Year
Independent Real Estate Agent
$108,760
California
Per Year
Independent Life Insurance Agent
$101,390
California
Per Year
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Similar Job Salaries to Independent Agent by Company

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Company average base salary in (usd) range
Connie Health Inc
Independent Medicare Agent-Sacramento
$81,239/yr
$72,963
$89,514
RANGE: $72,963 - $89,514
Landstar
Independent Sales Agent
$67,260/yr
$59,553
$74,967
RANGE: $59,553 - $74,967
Combined Insurance
Independent Agent Roles
$124,206/yr
$107,094
$141,317
RANGE: $107,094 - $141,317
ALMA1938
Independent Sales Agent
$74,873/yr
$66,221
$83,525
RANGE: $66,221 - $83,525
Ted Anderson Insurance
Independent Insurance Agent
$124,840/yr
$107,641
$142,039
RANGE: $107,641 - $142,039
Navigate New Horizons
Remote- Independent Travel Agent
$92,238/yr
$79,254
$105,221
RANGE: $79,254 - $105,221
Thomas Talent Network LLC
Referral Agent 1099 Independent Contractor
$79,396/yr
$70,630
$88,161
RANGE: $70,630 - $88,161
Rizonet Consulting
Independent Manufacturing Sales Agent - Westcoast
$88,339/yr
$78,566
$98,111
RANGE: $78,566 - $98,111
3GC Group
Independent Technology Consulting Agent/Broker
$113,144/yr
$104,484
$121,804
RANGE: $104,484 - $121,804

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Top 10 Highest Paying Cities For Independent Agent Jobs in California

It is important to understand how location impacts your career prospects in the United States. There are some cities where an Independent Agent can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Independent Agent job salaries in California. Some cities can pay higher salaries for Independent Agent jobs, which can indicate that there is a large demand for Independent Agent positions in this city.
The following table shows top 10 cities where the Independent Agent salary is higher than other cities in California. San Jose takes first place in this list, followed by Santa Clara, Fremont. The Independent Agent salary is $118,361 in San Jose, which is higher than the national average. There are 76 cities' Independent Agent salary higher than national average in California.
The average salary for an Independent Agent in California is $103,506, but we found that the city with the highest salary for Independent Agent jobs is San Jose, CA, and it is higher than Santa Clara. Independent Agent jobs in San Jose can have the opportunity to earn higher salaries than in other cities in California.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
San Jose $118,361 $9,863 $2,276 $57
Santa Clara $118,361 $9,863 $2,276 $57
Fremont $118,135 $9,845 $2,272 $57
San Francisco $117,197 $9,766 $2,254 $56
Daly City $117,197 $9,766 $2,254 $56
Berkeley $114,598 $9,550 $2,204 $55
Oakland $114,598 $9,550 $2,204 $55
Hayward $114,410 $9,534 $2,200 $55
Antioch $108,123 $9,010 $2,079 $52
Vallejo $105,570 $8,798 $2,030 $51

What Does an Independent Agent Do?

While the policies offered by a captive agent may be less expensive than those offered by an independent agent, it will be difficult for the client to know whether they are getting the best deal if only one option is made available.
Updated November 11, 2021
Multiple homes in different states, a small business, or high-net-worth assets, an independent agent may be able to find you coverage more efficiently than you would on your own.
Updated November 02, 2021
Depending on where you live, there could be several local independent agents eager to help you buy insurance.
Updated October 26, 2021
Yet, Progressive is the country’s largest writer of private passenger auto insurance through the independent agent distribution channel.
Updated October 18, 2021
An independent insurance agent is approved to sell policies from multiple carriers, while both direct agents and captive agents only sell one insurer’s policies.
Updated October 15, 2021

Frequently Asked Questions About an Independent Agent Salaries

What is the average of an Independent Agent in California?

The Independent Agent salary range is from $88,273 to $124,643, and the average Independent Agent salary is $103,506/year in California. The Independent Agent's salary will change in different locations.

Which location pays the highest Independent Agent salary in the United States?

The Independent Agent salary in San Jose, CA is $118,361 which is the highest in the US.

What kinds of reasons will influence the Independent Agent's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Independent Agent.

What is the growth rate of the Independent Agent's salary?

If you are thinking of becoming an Independent Agent or planning the next step in your career, find the detailed salary report of an Independent Agent.