How Much Does an Insurance Investigator Make?

Updated April 01, 2025
As of April 01, 2025, the average annual pay of Insurance Investigator in the United States is $47,881. While Salary.com is seeing that Insurance Investigator salary in the US can go up to $51,504 or down to $43,995, but most earn between $45,847 and $49,777. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Insurance Investigator
Insurance Fraud Investigator
$49,993
US
Per Year
Insurance Claims Investigator
$58,831
US
Per Year
Claims Investigator I
$54,200
US
Per Year
Investigator
$79,507
US
Per Year
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Similar Job Salaries to Insurance Investigator by Company

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Company average base salary in (usd) range
State of Arkansas
INSURANCE INVESTIGATOR
$39,115/yr
$35,859
$42,370
RANGE: $35,859 - $42,370
Data Surveys, Inc.
Insurance Claims Investigator
$69,317/yr
$62,308
$76,327
RANGE: $62,308 - $76,327
State of Maryland
INSURANCE FRAUD INVESTIGATOR
$115,719/yr
$100,203
$131,235
RANGE: $100,203 - $131,235
Command Investigations
SIU Insurance Investigator - Experienced
$65,347/yr
$58,442
$72,252
RANGE: $58,442 - $72,252
Sierra Pacific Industries
Insurance Claims Investigator
$76,664/yr
$68,225
$85,103
RANGE: $68,225 - $85,103
KeySource Investigations
Desktop / Social Media Insurance Investigator (Part-Time) - Private Investigator License Preferred
$78,173/yr
$69,097
$87,249
RANGE: $69,097 - $87,249
Bernalillo County
Investigator
$62,376/yr
$55,659
$69,094
RANGE: $55,659 - $69,094
Ethos Risk Services
Investigator
$60,907/yr
$54,446
$67,368
RANGE: $54,446 - $67,368

Open Insurance Investigator Jobs in the United States

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What Does an Insurance Investigator Do?

Once the investigation is complete, the insurance investigator writes a report of their findings and sends it to legal professionals.
Updated December 22, 2021
Most states require insurance investigators to be licensed as a private investigator, which requires a specific set of education and experience requirements, as well as a written test in some instances.
Updated December 21, 2021
Very often insurance companies and investigators will study medical reports and history to eliminate this possibility, as well as searching for evidence of previous claims or accidents.
Updated December 19, 2021
An insurance investigator is an individual who inspects and researches an insurance claim to ensure no fraud is occurring.
Updated December 12, 2021
Beyond the initial investigation, insurance investigators may be called upon to testify in a court hearing regarding their findings.
Updated December 12, 2021

Frequently Asked Questions About an Insurance Investigator Salaries

What is the average of an Insurance Investigator in the United States?

The Insurance Investigator salary range is from $45,847 to $49,777, and the average Insurance Investigator salary is $47,881/year in the United States. The Insurance Investigator's salary will change in different locations.

Which location pays the highest Insurance Investigator salary in the United States?

The Insurance Investigator salary in San Jose, CA is $60,393 which is the highest in the US.

What kinds of reasons will influence the Insurance Investigator's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Insurance Investigator.

What is the growth rate of the Insurance Investigator's salary?

If you are thinking of becoming an Insurance Investigator or planning the next step in your career, find the detailed salary report of an Insurance Investigator.

Recent Salary Report

Below are the most recent Insurance Investigator salary reports. Employer name has been removed to protect anonymity.

$4,078 Monthly
An Insurance Investigator in Melbourne, FL reported making $4,078 per month
Melbourne, FL
1,000 - 3,000 employees
Full-Time
Company - Public
$25 Hourly
An Insurance Investigator in High Point, NC reported making $25 per hour
High Point, NC
7,6 - 15,000 employees
Part-Time
Company - Public
$49,777 Yearly
An Insurance Investigator in Arlington, VA reported making $49,777 per year
Arlington, VA
6 - 1,000 employees
Full-Time
Company - Private
$23 Hourly
An Insurance Investigator in Clackamas, OR reported making $23 per hour
Clackamas, OR
3,000 - 7,6 employees
Part-Time
Company - Public
$50,231 Yearly
An Insurance Investigator in Houston, TX reported making $50,231 per year
Houston, TX
100 - 200 employees
Full-Time
Company - Private
$45,339 Yearly
An Insurance Investigator in Sioux Falls, SD reported making $45,339 per year
Sioux Falls, SD
200 - 6 employees
Full-Time
Company - Private