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As of September 01, 2026, the average salary for an Insurance Representative in California is $94,749 per year, which breaks down to an hourly rate of $46.
However, an Insurance Representative's salary can vary significantly. Here’s a look at the typical salary range:
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Insurance Representative Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $106,894 | $8,908 | $2,056 | $51 |
| Average | $94,749 | $7,896 | $1,822 | $46 |
| 25th Percentile | $83,386 | $6,949 | $1,604 | $40 |
Redwood Credit Union - Napa, CA
Transamerica Premier Life Insurance Company - San Diego, CA
HealthMarkets - San Jose, CA
HealthMarkets - Moraga, CA
An Insurance Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of an Insurance Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Insurance... Level Insurance Representative | $86,040 |
| Insurance... Level Insurance Representative | $95,538 |
| Insurance... Level Insurance Representative | $169,033 |
| Insurance... Level Insurance Representative | $228,806 |
| Insurance... Level Insurance Representative | $250,080 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Representatives. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Insurance Representative roles, the industry you choose can impact your earning potential by as much as 25% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 10% above the average. Conversely, Insurance Representative positions in Business Services typically offer lower base pay, as this sector often view Insurance Representative as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $104,224 | $50.0 | 10% |
| Financial Services | $99,486 | $48.0 | 5% |
Understanding how an Insurance Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $106,894 | $8,908 | $2,056 | $51 |
| Average | $94,749 | $7,896 | $1,822 | $46 |
| 25th Percentile | $83,386 | $6,949 | $1,604 | $40 |
Ready to take the next step in your career? Browse thousands of current Insurance Representative job openings on our job board. Use the search bar below to find your perfect match.
Family Heritage Life
San Francisco, CA
Family Heritage Life | San Francisco, CA
Job Description. Job Description. We are currently seeking to hire a Sales/Sales Management to join our team. You will be responsible for overseeing and de... more
3 Days Ago
Transamerica Premier Life Insurance Company
West Covina, CA
Transamerica Premier Life Insurance Company | West Covina, CA
Insurance Representative. The Insurance Representative is directly responsible for writing new quality business, conserving existing business, providing on... more
4 Days Ago
Transamerica Premier Life Insurance Company
San Jose, CA
Transamerica Premier Life Insurance Company | San Jose, CA
Insurance Representative. The Insurance Representative is directly responsible for writing new quality business, conserving existing business, providing on... more
4 Days Ago
Sirak "Sonny" Tegbaru Farmers Insurance Agency
El Cerrito, CA
Sirak "Sonny" Tegbaru Farmers Insurance Agency | El Cerrito, CA
Licensed Insurance Sales Representatives Immediate opening for an insurance sales & service representative in a fun and successful Farmers Agency.If you ar... more
3 Days Ago
Spieldenner Financial Group
Sacramento, CA
Spieldenner Financial Group | Sacramento, CA
Spieldenner Financial Group is a financial services company serving mid-market families that work hard to provide a life and lifestyle worth protecting fro... more
3 Days Ago
Spieldenner Group
Sacramento, CA
Spieldenner Group | Sacramento, CA
Insurance Enrollment SpecialistSpieldenner Financial Group is a financial services company serving mid-market families that work hard to provide a life and... more
3 Days Ago
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