Insurance Representative Salary in Foothill Ranch, CA

How much does an Insurance Representative make in Foothill Ranch, CA?

As of February 01, 2026, the average salary for an Insurance Representative in Foothill Ranch, CA is $94,316 per year, which breaks down to an hourly rate of $45.

However, an Insurance Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $117,493
  • Majority Range (25th-75th percentile): $83,032 to $106,448
  • Entry-Level (10th percentile): $72,759
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View as table View as graph 25% $83,032 10% $72,759 90% $117,493 75% $106,448 $94,316 50%(Median) Didn’t find job title? Click

Insurance Representative Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $106,448 $8,871 $2,047 $51
Average $94,316 $7,860 $1,814 $45
25th Percentile $83,032 $6,919 $1,597 $40
Check out Insurance Representative Job Openings in Foothill Ranch, CA
Insurance Representative

Enrique Morales - Farmers Insurance - Irvine, CA

Insurance Representative

Medium - San Francisco, CA

Insurance Representative

Global Elite Empire Consultants - San Francisco, CA

Commercial Insurance Sales Representative

The Juris Agency - Culver City, CA

Search More Insurance Representative Jobs in Foothill Ranch, CA

Key Factors That Influence Insurance Representative Salaries

An Insurance Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Insurance Representative Salaries?

Experience is a primary driver of an Insurance Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $69,249
  • Early Career (1-2 years): $95,100
  • Mid-Level (2-4 years): $168,040
  • Senior-Level (5-8 years): $227,482
  • Expert (over 8 years): $273,794
Levels Salary
Insurance... Level Insurance Representative$69,249
Insurance... Level Insurance Representative$95,100
Insurance... Level Insurance Representative$168,040
Insurance... Level Insurance Representative$227,482
Insurance... Level Insurance Representative$273,794
$69,249 0 yr
$95,100 < 2 yrs
$168,040 2-4 yrs
$227,482 5-8 yrs
$273,794 > 8 yrs
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What Am I Worth?

Top Paying Cities for Insurance Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $108,284
  • San Francisco: $107,219
  • Oakland: $104,841

What Skills Can Increase an Insurance Representative's Salary?

Demanded Skills for the Role:

  • Presentation (Mentioned in 6.24% Job Postings): Presentation conveys information from a speaker to an audience. Presentations are typically demonstrations, introduction, lecture, or speech meant to inform, persuade, inspire, motivate, build goodwill, or present a new idea/product.
  • Prospecting (Mentioned in 2.75% Job Postings): Prospecting is the first stage of the geological analysis (second – exploration) of a territory. It is the physical search for minerals, fossils, precious metals or mineral specimens, and is also known as fossicking. Prospecting is a small-scale form of mineral exploration which is an organised, large scale effort undertaken by commercial mineral companies to find commercially viable ore deposits. Prospecting is physical labour, involving traversing (traditionally on foot or on horseback), panning, sifting and outcrop investigation, looking for signs of mineralisation. In some areas a prospector must also make claims, meaning they must erect posts with the appropriate placards on all four corners of a desired land they wish to prospect and register this claim before they may take samples. In other areas publicly held lands are open to prospecting without staking a mining claim.
  • Work Ethic (Mentioned in 2.01% Job Postings): A belief that work and diligence have a moral benefit and an inherent ability, virtue or value to strengthen character and individual abilities. A set of values centered on importance of work and manifested by determination or desire to work hard.
See More Skills
Skills Demand Percentage
Presentation 6.24%
Prospecting 2.75%
Work Ethic 2.01%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Insurance Representative's salary.
  • Customer Relationship: Can increase your salary by up to 7%.
  • Telemarketing: Can increase your salary by up to 7%.
  • Product Marketing: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
Customer Relationship
$100,918
7%
Telemarketing
$100,918
7%
Product Marketing
$100,918
7%
Listening
$99,975
6%
Outside Sales
$99,032
5%
Billing
$99,032
5%
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Insurance Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on February 01, 2026

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Cost of Living In Foothill Ranch, CA

Cost of Living in Foothill Ranch, CA is
42.5% Higher
than the National Average

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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