What are the main factors that influence an Insurance Examiner's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change An Insurance Examiner's salary?

An Insurance Examiner's salary grows with experience: a Insurance Examiner (0-2 years)earns $54,662, a Claims Examiner II (2-4 years)earns $68,968, a Claims Examiner III (4-7 years)earns $83,687, a Claims Examiner IV (7+ years)earns $95,765, a Claims Examiner V (7-10 years)earns $120,060,

What are the highest paying states for an Insurance Examiner?

Insurance Examiner salary varies significantly by state. The top 3 highest paying states for Insurance Examiner roles are District of Columbia $60,842, California $60,611, Massachusetts $59,803. These tech hubs typically pay 10-15% above the national average.

How much do different types of Insurance Examiner roles make?

Salaries for Insurance Examiner level roles vary by specialization: Insurance Claims Examiner V: $119,820; Insurance Claims Examiner IV: $95,580; Claims Examiner IV: $95,574; Insurance Claims Examiner III: $83,520; Claims Examiner III: $83,520.

How do different companies affect an Insurance Examiner's salary?

Company size, industry, and compensation structure create significant salary variations for Insurance Examiner roles. Large, established industry leaders like Kpmg Us LLP ($114,295) and Warner Bros Discovery ($114,096) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $88,138.

Insurance Examiner Salary in the United States

How much does an Insurance Examiner make in the United States?

As of July 01, 2026, the average salary for an Insurance Examiner in the United States is $54,951 per year, which breaks down to an hourly rate of $26.

However, an Insurance Examiner's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $62,464
Majority Range (25th-75th percentile): $48,542 to $58,884
Entry-Level (10th percentile): $42,706

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Insurance Examiner Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$58,884	$4,907	$1,132	$28
Average	$54,951	$4,579	$1,057	$26
25th Percentile	$48,542	$4,045	$933	$23

You may get higher pay by adjusting the following factors:

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Key Factors That Influence Insurance Examiner Salaries

An Insurance Examiner's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Insurance Examiner Salaries?

Experience is a primary driver of an Insurance Examiner's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $54,662
Early Career (1-2 years): $68,968
Mid-Level (2-4 years): $83,687
Senior-Level (5-8 years): $95,765
Expert (over 8 years): $120,060

Levels	Salary
Insurance... Level Insurance Examiner	$54,662
Claims Ex... Level Insurance Examiner	$68,968
Claims Ex... Level Insurance Examiner	$83,687
Claims Ex... Level Insurance Examiner	$95,765
Claims Ex... Level Insurance Examiner	$120,060

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What Am I Worth?

How Do Insurance Examiner Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Examiners. For example, consider the average annual salaries in these key locations:

District of Columbia: $60,842.
California: $60,611.
Massachusetts: $59,803.

District of Columbia $60,842 California $60,611 Massachusetts $59,803 Washington $59,584 New Jersey $59,562 Alaska $59,485 Connecticut $58,726 New York $58,419

Hawaii $57,435 Rhode Island $56,974 Maryland $56,660 Minnesota $56,232 Colorado $56,067 Illinois $56,012 Oregon $55,803 Delaware $55,649

New Hampshire $55,552 Virginia $55,336 Pennsylvania $54,704 Nevada $54,385 North Dakota $54,281 Michigan $54,116 Wisconsin $54,056 Vermont $53,935

Texas $53,599 Maine $53,578 Arizona $53,545 Ohio $53,506 Georgia $53,001 Indiana $52,748 Wyoming $52,698 Utah $52,621

Iowa $52,588 Kansas $52,325 Louisiana $52,248 North Carolina $52,220 Missouri $52,209 Florida $51,995 Montana $51,880 Nebraska $51,770

Kentucky $51,709 South Carolina $51,489 Tennessee $51,352 Idaho $51,297 New Mexico $50,896 Oklahoma $50,808 Alabama $50,484 South Dakota $49,940

Arkansas $49,643 West Virginia $49,484 Mississippi $49,006

Top Paying Cities for Insurance Examiners

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $69,310
San Francisco: $68,551
Oakland: $67,107

San Jose, CA $69,310

San Francisco, CA $68,551

Oakland, CA $67,107

New York, NY $63,270

Paramus, NJ $62,501

Queens Village, NY $62,498

Passaic, NJ $62,446

Bergenfield, NJ $62,441

Stamford, CT $62,320

Huntington, NY $62,298

Newark, NJ $61,892

Bridgeport, CT $61,776

Vallejo, CA $61,666

New Brunswick, NJ $61,644

Petaluma, CA $61,611

Middlesex, NJ $61,507

Somerset, NJ $61,469

Santa Cruz, CA $61,397

Boston, MA $61,062

Monterey, CA $60,869

Seattle, WA $60,743

Santa Rosa, CA $60,732

Los Angeles, CA $60,716

Juneau, AK $60,573

Washington, DC $60,512

Orange, CA $60,317

Santa Ana, CA $60,172

Long Beach, CA $60,117

Anaheim, CA $60,106

Anchorage, AK $60,078

Santa Maria, CA $59,913

Everett, WA $59,902

Danbury, CT $59,709

Bremerton, WA $59,633

Tacoma, WA $59,435

New Suffolk, NY $59,434

Sacramento, CA $59,419

Santa Barbara, CA $59,358

Trenton, NJ $59,298

San Diego, CA $59,298

Brockton, MA $59,238

Fairbanks, AK $59,103

Lompoc, CA $58,963

Lowell, MA $58,918

Ventura, CA $58,908

Nashua, NH $58,897

Stockton, CA $58,891

Modesto, CA $58,490

Poughkeepsie, NY $58,369

Olympia, WA $58,265

Kennewick, WA $58,265

New Haven, CT $58,243

Lawrence, MA $58,045

Hartford, CT $57,990

Riverside, CA $57,979

New Bedford, MA $57,924

Richland, WA $57,924

Bakersfield, CA $57,847

San Bernardino, CA $57,825

New Britain, CT $57,820

Atlantic City, NJ $57,820

New London, CT $57,798

Norwich, CT $57,781

Portsmouth, NH $57,770

Boulder, CO $57,654

Portland, OR $57,578

Worcester, MA $57,572

Minneapolis, MN $57,402

Philadelphia, PA $57,325

Honolulu, HI $57,144

Saint Paul, MN $57,117

Vineland, NJ $57,105

Providence, RI $56,946

Chicago, IL $56,787

Bellingham, WA $56,721

Springfield, MA $56,677

Baltimore, MD $56,660

Chico, CA $56,523

Pittsfield, MA $56,375

Manchester, NH $56,270

Spokane, WA $56,028

Denver, CO $56,023

Albany, NY $55,765

Troy, NY $55,743

Nassau, NY $55,684

Schenectady, NY $55,627

Wilmington, DE $55,583

Burlington, VT $55,506

Salem, OR $55,484

Portland, ME $55,314

Yakima, WA $55,259

Rochester, MN $55,089

Reno, NV $55,061

Fresno, CA $55,061

Milwaukee, WI $55,012

Detroit, MI $54,957

Ann Arbor, MI $54,947

Allentown, PA $54,940

Colorado Springs, CO $54,847

Syracuse, NY $54,819

Carson City, NV $54,819

Houston, TX $54,742

Eugene, OR $54,715

Gary, IN $54,649

Springfield, OR $54,605

Bismarck, ND $54,594

Galveston, TX $54,556

Medford, OR $54,473

Fort Collins, CO $54,451

Concord, NH $54,424

Austin, TX $54,407

Mesa, AZ $54,292

Reading, PA $54,286

Phoenix, AZ $54,281

Dallas, TX $54,264

Saint Cloud, MN $54,212

Madison, WI $54,138

Utica, NY $53,990

Rochester, NY $53,902

Des Moines, IA $53,896

Raleigh, NC $53,891

Atlanta, GA $53,808

Battle Creek, MI $53,792

Salt Lake City, UT $53,775

Lancaster, PA $53,693

Harrisburg, PA $53,616

Kansas City, MO $53,561

Champaign, IL $53,550

Kansas City, KS $53,550

Fort Worth, TX $53,545

Columbus, OH $53,535

Boca Raton, FL $53,523

Pittsburgh, PA $53,501

Richmond, VA $53,479

Indianapolis, IN $53,468

Cleveland, OH $53,462

Las Vegas, NV $53,396

Cincinnati, OH $53,396

Petersburg, VA $53,314

Huntsville, AL $53,231

Lansing, MI $53,195

Lebanon, PA $53,187

Pueblo, CO $53,182

Appleton, WI $53,165

Buffalo, NY $53,143

Dayton, OH $53,127

Racine, WI $53,116

Charlotte, NC $53,110

Saint Louis, MO $53,094

York, PA $53,061

Elkhart, IN $53,061

Gastonia, NC $53,051

Billings, MT $53,037

Beaumont, TX $53,023

Lorain, OH $53,012

Benton Harbor, MI $53,001

Toledo, OH $52,990

Binghamton, NY $52,962

Rock Hill, SC $52,957

Rockford, IL $52,929

Springfield, IL $52,907

Elyria, OH $52,902

Fargo, ND $52,902

Flagstaff, AZ $52,863

Fort Lauderdale, FL $52,830

Duluth, MN $52,797

Miami, FL $52,797

Cheyenne, WY $52,759

Grand Forks, ND $52,759

Bangor, ME $52,638

Cedar Rapids, IA $52,577

Durham, NC $52,554

Louisville, KY $52,550

Grand Rapids, MI $52,539

Hialeah, FL $52,533

Casper, WY $52,457

Scranton, PA $52,391

New Orleans, LA $52,374

Virginia Beach, VA $52,369

Akron, OH $52,341

Peoria, IL $52,270

Sarasota, FL $52,259

Nashville, TN $52,220

Omaha, NE $52,220

Green Bay, WI $52,220

Baton Rouge, LA $52,193

Charleston, SC $52,182

Jamestown, NY $52,154

Davenport, IA $52,154

Tucson, AZ $52,127

Saint Petersburg, FL $52,094

Tampa, FL $52,083

Evansville, IN $52,050

Port Arthur, TX $52,050

Bradenton, FL $52,028

Santa Fe, NM $51,929

Orlando, FL $51,830

Clearwater, FL $51,814

Canton, OH $51,698

La Crosse, WI $51,698

Albuquerque, NM $51,665

Newport News, VA $51,660

High Point, NC $51,643

Ogden, UT $51,621

Corpus Christi, TX $51,577

Norfolk, VA $51,544

Laramie, WY $51,544

Rock Island, IL $51,511

Saginaw, MI $51,500

Jacksonville, FL $51,495

Salisbury, NC $51,484

Boise, ID $51,473

Moline, IL $51,445

Fort Myers, FL $51,429

Memphis, TN $51,418

Tulsa, OK $51,390

Waterloo, IA $51,357

Spartanburg, SC $51,303

Lincoln, NE $51,275

Fort Wayne, IN $51,264

Provo, UT $51,259

Cedar Falls, IA $51,193

San Antonio, TX $51,171

Greensboro, NC $51,149

South Bend, IN $51,143

Savannah, GA $51,083

Muskegon, MI $51,061

Birmingham, AL $51,055

Winston Salem, NC $51,028

Lake Charles, LA $50,896

Anderson, IN $50,885

Lexington, KY $50,868

Augusta, GA $50,852

Greenville, SC $50,852

Lima, OH $50,808

Wichita, KS $50,802

Tuscaloosa, AL $50,802

Columbia, SC $50,753

Springfield, OH $50,742

Asheville, NC $50,654

Bloomington, IN $50,616

Knoxville, TN $50,418

Shreveport, LA $50,412

Wilmington, NC $50,341

Roanoke, VA $50,341

Topeka, KS $50,242

Frankfort, KY $50,236

Oklahoma City, OK $50,198

Chillicothe, OH $50,176

Longview, TX $50,171

Melbourne, FL $50,165

Sioux Falls, SD $50,077

Mobile, AL $50,072

Terre Haute, IN $50,050

Altoona, PA $50,017

Amarillo, TX $49,978

Killeen, TX $49,962

Fayetteville, AR $49,918

Chattanooga, TN $49,901

Sioux City, IA $49,852

Idaho Falls, ID $49,841

Lynchburg, VA $49,797

Gainesville, FL $49,725

Portsmouth, OH $49,698

Little Rock, AR $49,687

Lafayette, LA $49,665

Youngstown, OH $49,665

Daytona Beach, FL $49,632

Clarksville, TN $49,627

Pensacola, FL $49,621

Temple, TX $49,617

Hopkinsville, KY $49,456

Erie, PA $49,445

Florence, SC $49,423

Charleston, WV $49,335

Great Falls, MT $49,308

Macon, GA $49,231

Tallahassee, FL $49,225

Fayetteville, NC $49,214

Waco, TX $49,203

Helena, MT $49,165

Pine Bluff, AR $49,144

Vincennes, IN $49,077

Lubbock, TX $49,055

Alamogordo, NM $49,022

Twin Falls, ID $48,973

Rapid City, SD $48,956

Jackson, MS $48,857

Huntington, WV $48,853

Greenville, MS $48,852

Parkersburg, WV $48,796

Montgomery, AL $48,786

Wichita Falls, TX $48,731

Springfield, MO $48,731

Biloxi, MS $48,703

Monroe, LA $48,648

Johnstown, PA $48,610

Sumter, SC $48,588

Columbus, GA $48,582

Pascagoula, MS $48,478

Abilene, TX $48,478

Kingsport, TN $48,335

Albany, GA $48,335

Gulfport, MS $48,319

Alexandria, LA $48,137

Fort Smith, AR $48,000

El Paso, TX $47,852

Las Cruces, NM $47,604

Harlingen, TX $47,465

Pocatello, ID $47,456

Florence, AL $47,385

Brownsville, TX $47,374

Mcallen, TX $47,258

Dothan, AL $47,181

Columbus, MS $46,855

Altus, OK $46,599

Lawton, OK $46,494

Pierre, SD $46,296

What Skills Can Increase an Insurance Examiner's Salary?

Demanded Skills for the Role:

Customer Service (Mentioned in 9.47% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Claim Processing (Mentioned in 3.51% Job Postings): Claims processing refers to the insurance company's procedure to check the claim requests for adequate information, validation, justification and authenticity.
Technical Skills (Mentioned in 1.58% Job Postings): Technical skills are the specialized knowledge and expertise required to perform specific tasks and use specific tools and programs in real world situations.

See More Skills

Skills	Demand Percentage
Customer Service	9.47%
Claim Processing	3.51%
Technical Skills	1.58%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Insurance Examiner's salary.

Coordination: Can increase your salary by up to 20%.
Leadership: Can increase your salary by up to 8%.
Agility: Can increase your salary by up to 8%.

Skill	Salary	Salary % Increase
Coordination	$65,942	20%
Leadership	$59,347	8%
Agility	$59,347	8%
Knowledge of Claims	$58,798	7%
Analysis	$58,248	6%
Mediation	$58,248	6%

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Insurance Examiner Salary by Industry: Top Paying Sectors

For Insurance Examiner roles, the industry you choose can affect earning potential by as much as 57% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Energy & Utilities sectors offer the strongest compensation, at 25% above the average. In contrast, Insurance Examiner positions in Retail & Wholesale or MFG Nondurable typically offer lower base pay, as these industries often view Insurance Examiner as a support function rather than a direct revenue driver.

The top paying industries for an Insurance Examiner

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$68,689	$33.0	25%
Energy & Utilities	$63,194	$30.0	15%
Business Services	$61,545	$30.0	12%
Transportation	$61,545	$30.0	12%
Insurance	$57,699	$28.0	5%

How Education impacts an Insurance Examiner's Salary?

Your level of education can impact your salary potential. While many Insurance Examiners enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Insurance Examiner with a Associate's Degree is between $51,203 and $55,001).

Insurance Examiner Salaries by Degree Level

Typical Education for Insurance Examiner

No Diploma 1.1%

High School 18.6%

Associates 14.1%

Bachelors 55.0%

Masters 8.9%

Doctorate 2.2%

view as table

Degree Level	% of user with this level of education
No Diploma	1.1%
High School	18.6%
Associates	14.1%
Bachelors	55.0%
Masters	8.9%
Doctorate	2.2%

view as graph

Insurance Examiner Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Examiner's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on July 01, 2026

$48,542

Average $54,951/year

$58,884

$4,045

Average $4,579/month

$4,907

$933

Average $1,057/week

$1,132

$23

Average $26/hour

$28

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$58,884	$4,907	$1,132	$28
Average	$54,951	$4,579	$1,057	$26
25th Percentile	$48,542	$4,045	$933	$23

Salaries of jobs related to Insurance Examiner

Salary Trends for Insurance Examiner

Salaries for an Insurance Examiner can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $53,715 in 2023 to around $53,557 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Insurance Examiner salary trends, .

Average Annual Salary of Insurance Examiner Over Time

2022

$???

2023

$53,715

2024

$53,934

2025

$53,557

2026

$???

2027

$???

Year	Average Annual Salary
2022	View More
2023	$53,715
2024	$53,934
2025	$53,557
2026	View More
2027	View More

Most common benefits for Insurance Examiner

Social Security

401(k)

Disability

Healthcare

Pension

Time Off (days)

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FAQ about Insurance Examiner

1. What industry pays the highest salary for Insurance Examiner?

The Financial Services industry offers the highest average compensation for Insurance Examiner roles, with salaries approximately 25% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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