What are the main factors that influence a Junior Underwriter's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Junior Underwriter?

The Insurance industry offers the highest average compensation for Junior Underwriter roles, with salaries approximately 30% above the market median.

How does experience change A Junior Underwriter's salary?

A Junior Underwriter's salary grows with experience: a Junior Underwriter (0-2 years)earns $66,099, a Mortgage Underwriter II (2-4 years)earns $74,265, a Mortgage Underwriter III (4-7 years)earns $96,157, a Mortgage Underwriter IV (7+ years)earns $113,724, a Mortgage Underwriting Manager (7+ years)earns $112,531,

What are the highest paying states for a Junior Underwriter?

Junior Underwriter salary varies significantly by state. The top 3 highest paying states for Junior Underwriter roles are District of Columbia $73,147, California $72,870, Massachusetts $71,899. These tech hubs typically pay 10-15% above the national average.

How much do different types of Junior Underwriter roles make?

Salaries for Junior Underwriter level roles vary by specialization: Underwriter V: $133,433; Underwriter IV: $108,282; Underwriter: $93,941; Underwriter III: $92,694; Associate Underwriter: $89,683.

Junior Underwriter Salary in Delaware

How much does a Junior Underwriter make in Delaware?

As of July 01, 2026, the average salary for a Junior Underwriter in Delaware is $66,904 per year, which breaks down to an hourly rate of $32.

However, a Junior Underwriter's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $87,824
Majority Range (25th-75th percentile): $59,902 to $77,854
Entry-Level (10th percentile): $53,527

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Junior Underwriter Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$77,854	$6,488	$1,497	$37
Average	$66,904	$5,575	$1,287	$32
25th Percentile	$59,902	$4,992	$1,152	$29

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Key Factors That Influence Junior Underwriter Salaries

A Junior Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Junior Underwriter Salaries?

Experience is a primary driver of a Junior Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $66,099
Early Career (1-2 years): $74,265
Mid-Level (2-4 years): $96,157
Senior-Level (5-8 years): $113,724
Expert (over 8 years): $112,531

Levels	Salary
Junior Un... Level Junior Underwriter	$66,099
Mortgage ... Level Junior Underwriter	$74,265
Mortgage ... Level Junior Underwriter	$96,157
Mortgage ... Level Junior Underwriter	$113,724
Mortgage ... Level Junior Underwriter	$112,531

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What Am I Worth?

How Do Junior Underwriter Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Junior Underwriters. For example, consider the average annual salaries in these key locations:

District of Columbia: $73,147.
California: $72,870.
Massachusetts: $71,899.

District of Columbia $73,147 California $72,870 Massachusetts $71,899 Washington $71,634 New Jersey $71,608 Alaska $71,515 Connecticut $70,604 New York $70,234

Hawaii $69,051 Rhode Island $68,496 Maryland $68,120 Minnesota $67,604 Colorado $67,406 Illinois $67,340 Oregon $67,089 Delaware $66,904

New Hampshire $66,788 Virginia $66,528 Pennsylvania $65,768 Nevada $65,385 North Dakota $65,259 Michigan $65,061 Wisconsin $64,988 Vermont $64,843

Texas $64,440 Maine $64,413 Arizona $64,374 Ohio $64,328 Georgia $63,720 Indiana $63,416 Wyoming $63,356 Utah $63,264

Iowa $63,224 Kansas $62,907 Louisiana $62,815 North Carolina $62,782 Missouri $62,768 Florida $62,511 Montana $62,372 Nebraska $62,240

Kentucky $62,167 South Carolina $61,903 Tennessee $61,738 Idaho $61,672 New Mexico $61,189 Oklahoma $61,084 Alabama $60,694 South Dakota $60,040

Arkansas $59,683 West Virginia $59,492 Mississippi $58,917

Top Paying Cities for Junior Underwriters

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Lincoln: $66,603
Little Creek: $67,090
Magnolia: $66,994

Lincoln, DE $66,603 Little Creek, DE $67,090 Magnolia, DE $66,994 Milford, DE $66,772 Marydel, DE $66,882 Millsboro, DE $66,323 Millville, DE $66,426 Milton, DE $66,541

Nassau, DE $66,589 Ocean View, DE $66,415 Rehoboth Beach, DE $66,542 Seaford, DE $66,580 Selbyville, DE $66,304 Smyrna, DE $67,137 Viola, DE $66,827 Woodside, DE $67,007

Bear, DE $66,853 Newark, DE $66,827 Claymont, DE $66,964 Delaware City, DE $66,894 Hockessin, DE $66,822 Kirkwood, DE $66,882 Middletown, DE $66,907 Montchanin, DE $66,837

New Castle, DE $66,847 Odessa, DE $66,940 Port Penn, DE $66,985 Rockland, DE $66,843 Saint Georges, DE $66,886 Townsend, DE $66,989 Winterthur, DE $66,851 Lewes, DE $66,567

Wilmington, DE $66,825 Dover, DE $67,090 Dover Afb, DE $66,737 Bethany Beach, DE $66,345 Bethel, DE $66,413 Bridgeville, DE $66,570 Camden Wyoming, DE $66,901 Cheswold, DE $67,069

Clayton, DE $67,071 Dagsboro, DE $66,298 Delmar, DE $66,192 Ellendale, DE $66,393 Felton, DE $66,767 Fenwick Island, DE $66,313 Frankford, DE $66,197 Frederica, DE $66,833

Georgetown, DE $66,273 Greenwood, DE $66,580 Harbeson, DE $66,344 Harrington, DE $66,682 Hartly, DE $66,890 Houston, DE $66,587 Kenton, DE $67,074 Laurel, DE $66,234

Yorklyn, DE $66,841

Junior Underwriter Salary by Industry: Top Paying Sectors

For Junior Underwriter roles, the industry you choose can impact your earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 30% above the average. Conversely, Junior Underwriter positions in Business Services typically offer lower base pay, as this sector often view Junior Underwriter as a support function rather than a direct revenue driver.

The top paying industry for a Junior Underwriter

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Insurance	$86,975	$42.0	30%

Junior Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Junior Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on July 01, 2026

$59,902

Average $66,904/year

$77,854

$4,992

Average $5,575/month

$6,488

$1,152

Average $1,287/week

$1,497

$29

Average $32/hour

$37

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$77,854	$6,488	$1,497	$37
Average	$66,904	$5,575	$1,287	$32
25th Percentile	$59,902	$4,992	$1,152	$29

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