Lead Credit Analyst Salary in Columbia, South Carolina

How much does a Lead Credit Analyst make in Columbia, SC?

As of March 01, 2025, the average annual salary for a Lead Credit Analyst in Columbia, SC is $81,499. According to Salary.com, salaries can range from a low of $64,609 to a high of $99,966, with most professionals earning between $72,658 and $91,165.

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Salary range for a Lead Credit Analyst

$72,658 to $91,165

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What is a Lead Credit Analyst?

As a Lead Credit Analyst, your primary responsibility will be to oversee and manage a team of credit analysts in evaluating and assessing the creditworthiness of potential borrowers. You will be responsible for developing and implementing credit policies and procedures, conducting thorough financial analysis, and making recommendations for credit decisions. Additionally, you will be expected to provide guidance and mentorship to junior analysts, as well as collaborate with other departments to ensure compliance with regulatory requirements and company standards. Strong analytical skills, attention to detail, and the ability to effectively communicate and present findings are essential for success in this role.

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Job Openings for Lead Credit Analyst in Columbia, SC

What does a Lead Credit Analyst do?

Common responsibilities of a Lead Credit Analyst

Identify and escalate potential credit issues or concerns to management, and recommend strategies for mitigating risk.

September 02, 2023

Collaborate with loan officers and other stakeholders to gather necessary information and documentation for credit evaluations.

September 13, 2023

Monitor and assess the ongoing credit risk of existing borrowers, including conducting periodic reviews and updating credit ratings as needed.

September 13, 2023

Develop and implement credit policies and procedures to ensure compliance with regulatory requirements and company standards.

September 17, 2023

Prepare detailed credit reports and presentations for senior management and credit committees to support lending decisions.

September 26, 2023

Foster relationships with external auditors, regulators, and credit rating agencies to ensure transparency and compliance in credit assessment processes.

October 09, 2023

Lead a team of credit analysts in conducting thorough credit risk assessments and making recommendations for loan approvals or denials.

October 12, 2023

Analyze and evaluate the creditworthiness of potential borrowers by reviewing financial statements, credit reports, and other relevant information.

November 04, 2023

Provide guidance and training to junior credit analysts on best practices for credit analysis and underwriting.

November 09, 2023

Stay informed about industry trends, economic conditions, and regulatory changes that may impact credit risk and lending practices.

November 16, 2023

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Lead Credit Analyst Salary By Experience Levels in Columbia, SC

How much should you be earning in Lead Credit Analyst in Columbia, SC based on your current experience?

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Lead Credit Analyst Salary By Level of Education in Columbia, SC

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LEVEL OF EDUCATION

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Average Salary Range for Lead Credit Analyst in Columbia, SC

Average Base Salary

Core compensation

72658

91165

81499

Average Total Cash Compensation

Includes base and annual incentives

75537

98403

86127

What is the average salary for Lead Credit Analyst in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Lead Credit Analyst in Columbia, SC. The base salary for Lead Credit Analyst ranges from $72,658 to $91,165 with the average base salary of $81,499. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $75,537 to $98,403 with the average total cash compensation of $86,127.

View Average Salary for Lead Credit Analyst as table

	Average Salary	Average Salary Range
Base Salary	$81,499	$72,658 - $91,165
Bonus	$4,629	$2,878 - $7,238
Total Pay	$86,127	$75,537 - $98,403

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Lead Credit Analyst Salary Near Columbia, SC

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Columbia, SC
CITY, STATE Sumter, SC	AVERAGE SALARY RANGE $70,087 - $87,939	COMPARE TO Columbia, SC
CITY, STATE Aiken, SC	AVERAGE SALARY RANGE $73,129 - $91,755	COMPARE TO Columbia, SC
CITY, STATE Rock Hill, SC	AVERAGE SALARY RANGE $77,149 - $96,800	COMPARE TO Columbia, SC
CITY, STATE Florence, SC	AVERAGE SALARY RANGE $70,652 - $88,647	COMPARE TO Columbia, SC
CITY, STATE Augusta, GA	AVERAGE SALARY RANGE $73,348 - $92,031	COMPARE TO Columbia, SC
CITY, STATE Summerville, SC	AVERAGE SALARY RANGE $74,104 - $92,979	COMPARE TO Columbia, SC

See salaries for Lead Credit Analyst in locations close to Columbia, SC. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Columbia, South Carolina

One of Columbia's more prominent geographical features is its fall line, the boundary between the upland Piedmont region and the Atlantic Coastal Plain, across which rivers drop as falls or rapids. Columbia grew up at the fall line of the Congaree River, which is formed by the convergence of the Broad River and the Saluda River. The Congaree was the farthest inland point of river navigation. The energy of falling water also powered Columbia's early mills. The city has capitalized on this location which includes three rivers by christening itself "The Columbia Riverbanks Region". Columbia is lo...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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JOB TITLE Commercial Credit Analyst IV	LOCATION Columbia, SC	MINIMUM SALARY $87,535	MAXIMUM SALARY $125,238
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JOB TITLE Credit Analyst IV - Lending	LOCATION Columbia, SC	MINIMUM SALARY $83,170	MAXIMUM SALARY $110,130
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JOB TITLE Consumer Loan Credit Analyst IV	LOCATION Columbia, SC	MINIMUM SALARY $83,200	MAXIMUM SALARY $110,200
JOB TITLE Credit and Collections Analyst I	LOCATION Columbia, SC	MINIMUM SALARY $51,202	MAXIMUM SALARY $65,149

The Lead Credit Analyst job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Columbia, SC that might be a good fit for the type of job and salary you are looking for.

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