Lead Credit Analyst Salary in Schenectady, NY

How much does a Lead Credit Analyst make in Schenectady, NY?

As of April 01, 2025, the average annual salary for a Lead Credit Analyst in Schenectady, NY is $89,215. According to Salary.com, salaries can range from a low of $70,728 to a high of $109,436, with most professionals earning between $79,539 and $99,799.

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Salary range for a Lead Credit Analyst

$79,539 to $99,799

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What is a Lead Credit Analyst?

As a Lead Credit Analyst, your primary responsibility will be to oversee and manage a team of credit analysts in evaluating and assessing the creditworthiness of potential borrowers. You will be responsible for developing and implementing credit policies and procedures, conducting thorough financial analysis, and making recommendations for credit decisions. Additionally, you will be expected to provide guidance and mentorship to junior analysts, as well as collaborate with other departments to ensure compliance with regulatory requirements and company standards. Strong analytical skills, attention to detail, and the ability to effectively communicate and present findings are essential for success in this role.

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Job Openings for Lead Credit Analyst in Schenectady, NY

What does a Lead Credit Analyst do?

Common responsibilities of a Lead Credit Analyst

Identify and escalate potential credit issues or concerns to management, and recommend strategies for mitigating risk.

September 02, 2023

Collaborate with loan officers and other stakeholders to gather necessary information and documentation for credit evaluations.

September 13, 2023

Monitor and assess the ongoing credit risk of existing borrowers, including conducting periodic reviews and updating credit ratings as needed.

September 13, 2023

Develop and implement credit policies and procedures to ensure compliance with regulatory requirements and company standards.

September 17, 2023

Prepare detailed credit reports and presentations for senior management and credit committees to support lending decisions.

September 26, 2023

Foster relationships with external auditors, regulators, and credit rating agencies to ensure transparency and compliance in credit assessment processes.

October 09, 2023

Lead a team of credit analysts in conducting thorough credit risk assessments and making recommendations for loan approvals or denials.

October 12, 2023

Analyze and evaluate the creditworthiness of potential borrowers by reviewing financial statements, credit reports, and other relevant information.

November 04, 2023

Provide guidance and training to junior credit analysts on best practices for credit analysis and underwriting.

November 09, 2023

Stay informed about industry trends, economic conditions, and regulatory changes that may impact credit risk and lending practices.

November 16, 2023

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Lead Credit Analyst Salary By Experience Levels in Schenectady, NY

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Lead Credit Analyst Salary By Level of Education in Schenectady, NY

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LEVEL OF EDUCATION

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Average Salary Range for Lead Credit Analyst in Schenectady, NY

Average Base Salary

Core compensation

79539

99799

89215

Average Total Cash Compensation

Includes base and annual incentives

82689

107722

94280

What is the average salary for Lead Credit Analyst in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Lead Credit Analyst in Schenectady, NY. The base salary for Lead Credit Analyst ranges from $79,539 to $99,799 with the average base salary of $89,215. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $82,689 to $107,722 with the average total cash compensation of $94,280.

View Average Salary for Lead Credit Analyst as table

	Average Salary	Average Salary Range
Base Salary	$89,215	$79,539 - $99,799
Bonus	$5,065	$3,150 - $7,923
Total Pay	$94,280	$82,689 - $107,722

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Lead Credit Analyst Salary Near Schenectady, NY

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Schenectady, NY
CITY, STATE Albany, NY	AVERAGE SALARY RANGE $79,735 - $100,046	COMPARE TO Schenectady, NY
CITY, STATE Troy, NY	AVERAGE SALARY RANGE $79,704 - $100,006	COMPARE TO Schenectady, NY
CITY, STATE Nassau, NY	AVERAGE SALARY RANGE $85,989 - $107,893	COMPARE TO Schenectady, NY
CITY, STATE Bennington, VT	AVERAGE SALARY RANGE $79,562 - $99,829	COMPARE TO Schenectady, NY
CITY, STATE Pittsfield, MA	AVERAGE SALARY RANGE $80,607 - $101,140	COMPARE TO Schenectady, NY
CITY, STATE Rutland, VT	AVERAGE SALARY RANGE $78,989 - $99,109	COMPARE TO Schenectady, NY

See salaries for Lead Credit Analyst in locations close to Schenectady, NY. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Schenectady, New York

Schenectady (/skəˈnɛktədi/) is a city in Schenectady County, New York, United States, of which it is the county seat. As of the 2010 census, the city had a population of 66,135. The name "Schenectady" is derived from a Mohawk word, skahnéhtati, meaning "beyond the pines". Schenectady was founded on the south side of the Mohawk River by Dutch colonists in the 17th century, many from the Albany area. They were prohibited from the fur trade by the Albany monopoly, which kept its control after the English takeover in 1664. Residents of the new village developed farms on strip plots along the rive...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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The Lead Credit Analyst job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Schenectady, NY that might be a good fit for the type of job and salary you are looking for.

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79539

99799

About Schenectady, New York Schenectady (/skəˈnɛktədi/) is a city in Schenectady County, New York, United States, of which it is the county seat. As of the 2010 census, the city....More

Schenectady, New York area prices were up 1.5% from a year ago

Lead Credit Analyst Salary in popular cities: New York, Buffalo, Rochester

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