Bread Financial Salary

Bread Financial Salary

How much does the Bread Financial Pay for employees?

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As of August 2026, the average annual salary for employees at Bread Financial in the United States is $121,692. This translates to an approximate hourly wage of $59. Salaries at Bread Financial typically range from $106,948 to $137,767 annually, reflecting the diverse roles and experience levels within the company. Bread Financial’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Bread Financial Pay for Different Roles?

Explore detailed salary information for specific jobs at Bread Financial. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Bread Financial

Ready for your next career move? Explore current job openings at Bread Financial. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Bread Financial’s Pay Competitive? Salary Benchmarking Analysis

How does Bread Financial’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Bread Financial
Software & Networking
Heartland Payment Systems, a Global Payments Co
RackSpace US Inc
Industry Comparison
Our data shows that, on average, compensation at Bread Financial is below the average for the U.S. Software & Networking industry by approximately 4%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Bread Financial average annual salary with several similar companies. Bread Financial average salary of $121,692 is higher than Heartland Payment Systems, a Global Payments Co, which has an average salary of $115,174. It is lower than RackSpace US Inc, with their average salary at $122,431. This places Bread Financial in a mid-range position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

How Bread Financial's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Bread Financial. Click a company name to learn more.

Employee Reviews: Working at Bread Financial

Considering a career at Bread Financial? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Overall, it’s a stable and rewarding place to build a career. It’s a reliable employer for those in retail and wholesale. The workload is predictable, which helps in maintaining a steady workflow. The team atmosphere is positive, and there’s always room to learn and grow.
Commented in May 31, 2025
18
0
The Retail & Wholesale industry is competitive, and this company operates efficiently. The company provides a standard benefits. The company offers great work-life balance and solid benefits. The company follows structured processes, making work predictable. There are plenty of learning opportunities, and the company promotes from within. There’s always something new to learn, and the leadership t...
Commented in April 17, 2025
24
0
Working here has been a fantastic experience. The benefits package is good, and the team atmosphere is collaborative. It’s a reliable place to work with standard benefits. The benefits package is robust, and the company promotes from within.
Commented in March 14, 2024
33
2

Bread Financial Overview

Website
www.breadfinancial.com
Founded In
1996
Employees
3,000 - 7,500 employees
Industry
Software & Networking
Headquarter Address
3095 Loyalty Cir Columbus Ohio OH 43219
Revenue
$3B - $5B
Phone Number
+1 6147294000
Social Media
About Bread Financial
Bread Financial is a tech-forward financial services company that offers simple, personalized payment, lending and saving solutions. We create opportunities for our customers and partners through digitally enabled choices that bring ease, empowerment and financial flexibility.

What Benefits Does Bread Financial Offer Beyond Salary?

A competitive compensation package is more than just a salary. Bread Financial offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Columbus?

Understanding the cost of living near Columbus is key to truly evaluating a salary offer or your current compensation at Bread Financial.
Columbus' Cost of Living Index is approximately 86.8 (13.2% less expensive than US average; 4.4% less than OH average). State capital (Ohio State Univ.), growing, affordable. COTA bus. When planning your budget based on a salary from Bread Financial, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,000 - $1,500+ A significant portion of Bread Financial salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $62 (COTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $560 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $670+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,282 - $3,602+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Bread Financial

1. What is the typical salary range (low to high) for most roles at Bread Financial?

The typical annual salary range for most roles at Bread Financial is approximately from $106,948 to $137,767. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Bread Financial pay compared to Heartland Payment Systems, a Global Payments Co?

The average annual salary at Bread Financial is $121,692, or an hourly wage of $59, in comparison to Heartland Payment Systems, a Global Payments Co which pays $115,174 per year or $55 per hour.

3. Do salaries differ significantly between departments at Bread Financial?

Yes, salaries often differ between departments at Bread Financial due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Bread Financial?

Experience level is a significant factor in determining salary at Bread Financial, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Bread Financial in Columbus is fair given the local cost of living?

To determine if a salary offer from Bread Financial in Columbus is fair, first compare the gross salary to our data for similar roles at Bread Financial and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Columbus" to understand its purchasing power.

6. Why might an individual's actual salary at Bread Financial differ from the ranges shown here?

An individual's actual salary at Bread Financial can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.

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