PhinanceUS Salary

PhinanceUS Salary

How much does the PhinanceUS Pay for employees?

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As of August 2026, the average monthly salary for employees at PhinanceUS in the United States is $8,677. This translates to an approximate annual wage of $104,130. Salaries at PhinanceUS typically range from $7,612 to $9,833 monthly, reflecting the diverse roles and experience levels within the company. PhinanceUS’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does PhinanceUS Pay for Different Roles?

Explore detailed salary information for specific jobs at PhinanceUS. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
How accurate does the salary look to you?

Current Job Openings at PhinanceUS

Ready for your next career move? Explore current job openings at PhinanceUS. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is PhinanceUS’s Pay Competitive? Salary Benchmarking Analysis

How does PhinanceUS’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
PhinanceUS
Financial Services
Tempo Financial US Corp
CrossCountry Mortgage LLC
Industry Comparison
Our data shows that, on average, compensation at PhinanceUS is below the average for the U.S. Financial Services industry by approximately 14%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared PhinanceUS average annual salary with several similar companies. PhinanceUS average salary of $104,130 is higher than Tempo Financial US Corp, which has an average salary of $81,009. It is higher than CrossCountry Mortgage LLC, with their average salary at $87,327. This places PhinanceUS in a competitive position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

How PhinanceUS's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at PhinanceUS. Click a company name to learn more.

Employee Reviews: Working at PhinanceUS

Considering a career at PhinanceUS? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Leadership is professional but distant, limiting employee engagement. Management is formal and reserved. I’ve never felt more included or respected. I appreciate how leadership values input from all levels. The company supports ethical practices but doesn’t always recognize individual achievements.
Commented in April 16, 2025
26
0
However, the company doesn’t take many risks, and employee ideas often get stuck in layers of review. While compensation is fair, the work environment can suit those seeking rapid career progression or dynamic innovation. I feel empowered to make decisions in my role.
Commented in April 03, 2025
26
0
Training is provided but sometimes lacks relevance or follow-through. Leaders provide direction while giving teams space to solve problems. Management trusts us with significant responsibilities, providing the autonomy to innovate while offering support when needed. Action items are documented and followed up. This constructive mindset makes tough situations manageable. Every decision and strategy...
Commented in October 22, 2024
22
0

PhinanceUS Overview

Website
www.phinanceus.com
Founded In
2019
Employees
<25 employees
Industry
Financial Services
Headquarter Address
1999 Harrison St Oakland California CA 94612
Revenue
<$5 Million
Phone Number
+1 5105199055
Social Media
About PhinanceUS
Established in 2019. PhinanceUS is one of the top mortgage brokers in the bay area. We can finance your residential and commercial business with conventional or private money loans. From first time home buyers to move-up buyers, we can assist you with your purchase transaction. Low costs, help us pass along the savings to your rate for refinances. In the era of Covid-19, it is essential to choose

What Benefits Does PhinanceUS Offer Beyond Salary?

A competitive compensation package is more than just a salary. PhinanceUS offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Oakland?

Understanding the cost of living near Oakland is key to truly evaluating a salary offer or your current compensation at PhinanceUS.
Oakland's Cost of Living Index is approximately 174.4 (74.4% more expensive than US average; 24.7% more than CA average). Major Bay Area city, extremely high housing costs, significant gentrification, high overall expenses. BART hub. When planning your budget based on a salary from PhinanceUS, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,400 - $3,500+ A significant portion of PhinanceUS salary. Location choices impact this heavily.
Utilities (Basic) $190 - $300 Electricity, Heating, Cooling, Water etc.
Public Transportation $90 (AC Transit/BART varies) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $490 - $730 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $420 - $790+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,090 - $6,220+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of PhinanceUS

1. What is the typical salary range (low to high) for most roles at PhinanceUS?

The typical annual salary range for most roles at PhinanceUS is approximately from $91,342 to $118,000. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does PhinanceUS pay compared to Tempo Financial US Corp?

The average annual salary at PhinanceUS is $104,130, or an hourly wage of $50, in comparison to Tempo Financial US Corp which pays $81,009 per year or $39 per hour.

3. Do salaries differ significantly between departments at PhinanceUS?

Yes, salaries often differ between departments at PhinanceUS due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at PhinanceUS?

Experience level is a significant factor in determining salary at PhinanceUS, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from PhinanceUS in Oakland is fair given the local cost of living?

To determine if a salary offer from PhinanceUS in Oakland is fair, first compare the gross salary to our data for similar roles at PhinanceUS and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Oakland" to understand its purchasing power.

6. Why might an individual's actual salary at PhinanceUS differ from the ranges shown here?

An individual's actual salary at PhinanceUS can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.

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