Smart Card Merchant Services Salary

How much does the Smart Card Merchant Services Pay for employees?

As of August 2026, the average annual salary for employees at Smart Card Merchant Services in the United States is $87,601. This translates to an approximate hourly wage of $42. Salaries at Smart Card Merchant Services typically range from $76,836 to $99,271 annually, reflecting the diverse roles and experience levels within the company. Smart Card Merchant Services’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Smart Card Merchant Services Pay for Different Roles?

Explore detailed salary information for specific jobs at Smart Card Merchant Services. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
How accurate does the salary look to you?

Current Job Openings at Smart Card Merchant Services

Ready for your next career move? Explore current job openings at Smart Card Merchant Services. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Smart Card Merchant Services’s Pay Competitive? Salary Benchmarking Analysis

How does Smart Card Merchant Services’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
180k
150k
120k
90k
60k
30k
0
Average Salary ($/year)
Smart Card Merchant Services
Financial Services
Xebec Holdings LLC
Cetera Investors
Industry Comparison
Our data shows that, on average, compensation at Smart Card Merchant Services is below the average for the U.S. Financial Services industry by approximately 28%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Smart Card Merchant Services average annual salary with several similar companies. Smart Card Merchant Services average salary of $87,601 is lower than Xebec Holdings LLC, which has an average salary of $87,960. It is higher than Cetera Investors, with their average salary at $84,774. This places Smart Card Merchant Services in a mid-range position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

Employee Reviews: Working at Smart Card Merchant Services

Considering a career at Smart Card Merchant Services? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Performance expectations are reasonable, though not particularly ambitious. The company's commitment extends beyond the workplace through community partnerships. Communication varies across departments and teams. Challenging projects with great learning potential.
Innovative tools and technologies enhance workflows. Growth opportunities are everywhere. That makes it easier to stay motivated and proud of the work we do every day. Leadership invests in employee potential through mentorship and career-path programs. Every team meeting feels purposeful and productive. Transfer requests are considered fairly. The company's strong reputation in the industry makes...
Contracts include strong service level agreements. Job offers stability over excitement. The person workforce represents a rich mix of backgrounds, perspectives, and experiences. Communication is reliable, not frequent.

Smart Card Merchant Services Overview

Website
www.smartcardms.com
Founded In
2013
Employees
<25 employees
Industry
Financial Services
Headquarter Address
3039 W Peoria Ave Phoenix Arizona AZ 85029
Revenue
<$5 Million
Phone Number
+1 8886243213
Social Media
About Smart Card Merchant Services
Smart Card Merchant Services offers 24/7 technical support 365 days per year to all of our merchants. In addition to our 24/7 Tech Support we have a Customer Support Center located in Phoenix, AZ & Chicago, IL which can assist you from 9 am - 7 pm EST.

What Benefits Does Smart Card Merchant Services Offer Beyond Salary?

A competitive compensation package is more than just a salary. Smart Card Merchant Services offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
Work at Smart Card Merchant Services?
Share your experience
How Much Should You Be Earning?

Get an estimated calculation of how much you should be earning and insight into your career options.

illustration

What Is the Cost of Living Near Phoenix?

Understanding the cost of living near Phoenix is key to truly evaluating a salary offer or your current compensation at Smart Card Merchant Services.
Phoenix's Cost of Living Index is approximately 103.7 (3.7% more expensive than US average; 0.5% more than AZ average). Housing costs are the primary driver for being above US average, along with transportation. When planning your budget based on a salary from Smart Card Merchant Services, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $1,900+ A significant portion of Smart Card Merchant Services salary. Location choices impact this heavily.
Utilities (Basic) $170 - $280 Electricity, Heating, Cooling, Water etc.
Public Transportation $64 (Valley Metro Monthly Pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,664 - $4,244+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Smart Card Merchant Services

1. What is the typical salary range (low to high) for most roles at Smart Card Merchant Services?

The typical annual salary range for most roles at Smart Card Merchant Services is approximately from $76,836 to $99,271. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Smart Card Merchant Services pay compared to Xebec Holdings LLC?

The average annual salary at Smart Card Merchant Services is $87,601, or an hourly wage of $42, in comparison to Xebec Holdings LLC which pays $87,960 per year or $42 per hour.

3. Do salaries differ significantly between departments at Smart Card Merchant Services?

Yes, salaries often differ between departments at Smart Card Merchant Services due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Smart Card Merchant Services?

Experience level is a significant factor in determining salary at Smart Card Merchant Services, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Smart Card Merchant Services in Phoenix is fair given the local cost of living?

To determine if a salary offer from Smart Card Merchant Services in Phoenix is fair, first compare the gross salary to our data for similar roles at Smart Card Merchant Services and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Phoenix" to understand its purchasing power.

6. Why might an individual's actual salary at Smart Card Merchant Services differ from the ranges shown here?

An individual's actual salary at Smart Card Merchant Services can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.