Universal Lending Salary

How Much Does Universal Lending Pay for employees?

As of August 2026, the average hourly salary for employees at Universal Lending in the United States is $43. This translates to an approximate annual wage of $89,469. Salaries at Universal Lending typically range from $38 to $49 hourly, reflecting the diverse roles and experience levels within the company. Universal Lending’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Universal Lending Pay for Different Roles?

The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Universal Lending.
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About Universal Lending: Company Profile

Website
www.ulc.com
Founded In
1981
Employees
200 - 500 employees
Industry
Financial Services
Headquarter Location
ARVADA
Revenue
<$5 Million
Phone Number
-
Social Media
About UNIVERSAL LENDING
Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care, and educate and empower each potential home buyer throughout the entire process, so they m

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Universal Lending's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Beyond the financial aspects, the company fosters a high-performance culture balanced with initiatives for employee well-being, demonstrating a holistic approach to staff satisfaction. Management is polite but often distant from frontline employees. Positive, motivating culture boosts productivity daily. Processes are well-documented, and expectations are clear. I’ve switched departments twice wit...
It's a great place to learn from experienced professionals in the financial field. The roadmap balances ambition with realism. Pay and benefits are competitive and it is somehow outstanding.
Buddies provide peer support beyond HR training. The company offers meaningful work, steady professional development, and competitive compensation. Dynamic workplace with constant learning. Ideal for those who enjoy consistency and prefer working within defined boundaries.
This environment works well for those who appreciate routine and job security but may frustrate employees seeking dynamic challenges. Career progression is transparent, with clear paths to promotion. Ethical values guide daily operations. I’ve received valuable mentoring, and career conversations happen regularly. Overall, it’s a stable workplace that prioritizes routine over rapid change. Project...
There’s an impressive balance of challenge and support. Regular updates and open forums ensure we are all informed and aligned, fostering a strong sense of trust and shared purpose. This culture of respect, trust, and innovation makes it an excellent place to work.

Is Universal Lending’s Pay Competitive? Salary Benchmarking Analysis

How does Universal Lending’s compensation stack up against the market? This analysis visualizes their average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
180k
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90k
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0
Average Salary ($/year)
Universal Lending
Financial Services
IMH
TENNESSE DEPARTMENT OF HEALTH
Industry Comparison
Our data shows that, on average, compensation at Universal Lending is below the average for the U.S. Financial Services industry by approximately 26%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Universal Lending average annual salary with several similar companies. Universal Lending average salary of $89,469 is higher than IMH, which has an average salary of $86,671. It is higher than TENNESSE DEPARTMENT OF HEALTH, with their average salary at $75,197. This places Universal Lending in a competitive position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

What Is the Cost of Living Near Arvada?

Understanding the cost of living near Arvada is key to truly evaluating a salary offer or your current compensation at Universal Lending.
Arvada's Cost of Living Index is approximately 113.2 (13.2% more expensive than US average; 7.5% more than CO average). Denver suburb, historic Olde Town, housing costs above US average. RTD G Line. When planning your budget based on a salary from Universal Lending, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,600 - $2,300+ A significant portion of Universal Lending salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $114 (RTD regional pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $720+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,044 - $4,634+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Universal Lending

FAQ 1: How much does Universal Lending in the United States pay?
Universal Lending pays its employees an average of $43 per hour. The average salary at Universal Lending range from $38 to $49 per hour. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills and location.
FAQ 2: Do Universal Lending employees get a higher salary than its peer company?
The salary at Universal Lending is higher than its peer company. The average annual salary at Universal Lending is $89,469, or an hourly wage of $43, in comparison to IMH which pays $86,671 per year or $42 per hour.
FAQ 3: How much does salary increase with years of experience at Universal Lending?
Salary progression with years of experience at Universal Lending is typical. Generally, as employees gain more relevant experience, develop more skills, and take on greater responsibilities, their earning potential increases. For example, a role with 5-7 years of experience will usually pay more than the same role requiring 0-2 years.
FAQ 4: Do salaries at Universal Lending vary by office location?
Yes, it's very likely that salaries at Universal Lending vary by office location. Companies often adjust pay based on local market rates, cost of living, and talent competition in different geographic areas. For instance, a role in a high-cost city like New York City may offer a higher nominal salary than the same role in a lower-cost city like Omaha, NE. Our Cost of Living Insights for Arvada section provides more context.
FAQ 5: Does Universal Lending offer good benefits?
Universal Lending typically offers a comprehensive benefits package that adds significant value to an employee's total compensation. Common benefits include health, dental, and vision insurance, a 401(k) plan often with a company match, paid time off. For example, a strong 401(k) match or excellent, low-cost health insurance can be worth thousands of dollars annually, effectively increasing your overall earnings beyond your base salary. For a more detailed list of benefits, please see our "Employee Benefits at Universal Lending" section on this page.