Ability Mortgage Salary

As of May 2026, the average annual salary for employees at Ability Mortgage in the United States is $87,587. This translates to an approximate hourly wage of $42. Salaries at Ability Mortgage typically range from $76,807 to $99,414 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Ability Mortgage Pay for Different Roles?

Explore detailed salary information for specific jobs at Ability Mortgage. Based on our data, the highest paying job is the Member Services Representative - Atascocita, with an annual salary of $148,610. The table below outlines the annual salary ranges for most popular roles within the company.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Ability Mortgage.
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About Ability Mortgage: Company Profile

Website
www.abilitymortgage.com
Founded In
1989
Employees
25 - 50 employees
Industry
Financial Services
Headquarter Location
RIPON
Revenue
<$5 Million
Phone Number
-
Social Media

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Ability Mortgage's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Hiring practices promote equal opportunity. Employees are expected to follow procedures closely, and there isn’t much deviation from set protocols. There’s a focus on doing things the traditional way. The company offers competitive benefits but salaries are average for the industry.
Respectful management and open-door policy. Wellness programs, including mental health resources and fitness reimbursements, show genuine care for employee wellbeing. This company rewards diligence and integrity. Ideas are welcomed, and you can really make an impact on processes. I’ve found this organization to be a fantastic place to develop a career in finance. The culture is formal and hierarch...
That makes it easier to stay motivated and proud of the work we do every day. Leaders are approachable and genuinely interested in employee feedback. Professional membership fees are covered.

Is Ability Mortgage’s Pay Competitive? Salary Benchmarking Analysis

How does Ability Mortgage's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
ABA ADVISORS $79,834
-8.9%
ABA ADVISORS focuses strategically on recruiting and training entry-level apprentices.
ACCESS AMERICAN MORTGAGE LLC $80,738
-7.8%
ACCESS AMERICAN MORTGAGE LLC may offer non-monetary perks in lieu of competitive base salaries.
ABADI MORTGAGE TEAM - USA MORTGAGE $80,714
-7.8%
Reflects market rates for standard general contracting, differing from specialized roles.
ACCELERATE MORTGAGE $86,864
-0.8%
Confirms ACCELERATE MORTGAGE is a direct competitor vying for the exact same talent pool.
Financial Services Industry $121,514
+38.7%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Stockton?

Understanding the cost of living near Stockton is key to truly evaluating a salary offer or your current compensation at Ability Mortgage.
Stockton's Cost of Living Index is approximately 112.7 (12.7% more expensive than US average; 19.4% less than CA average). Central Valley port city, more affordable than coastal CA but housing costs are still above US average and have been rising. When planning your budget based on a salary from Ability Mortgage, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,400 - $2,000+ A significant portion of Ability Mortgage salary. Location choices impact this heavily.
Utilities (Basic) $200 - $330 Electricity, Heating, Cooling, Water etc.
Public Transportation $64 (RTD monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $410 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $300 - $600+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $680+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,744 - $4,214+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Ability Mortgage

FAQ 1: What is the typical salary range (low to high) for most roles at Ability Mortgage?
The typical annual salary range for most roles at Ability Mortgage is approximately from $76,807 to $99,414. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: How much does Ability Mortgage pay compared to ABA ADVISORS?
The average annual salary at Ability Mortgage is $87,587, or an hourly wage of $42, in comparison to ABA ADVISORS which pays $79,833 per year or $38 per hour.
FAQ 3: How does experience level affect salary at Ability Mortgage?
Experience level is a significant factor in determining salary at Ability Mortgage, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.
FAQ 4: How can I determine if a salary offer from Ability Mortgage in Stockton is fair given the local cost of living?
To determine if a salary offer from Ability Mortgage in Stockton is fair, first compare the gross salary to our data for similar roles at Ability Mortgage and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Stockton" to understand its purchasing power.
FAQ 5: Are the salaries listed for Ability Mortgage on Salary.com pre-tax or after-tax?
All salary figures displayed for Ability Mortgage, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.