F&M Mortgage Salary

As of July 2026, the average annual salary for employees at F&M Mortgage in the United States is $75,191. This translates to an approximate hourly wage of $36. Salaries at F&M Mortgage typically range from $65,937 to $85,344 annually, reflecting the diverse roles and experience levels within the company.

How Much Does F&M Mortgage Pay for Different Roles?

Explore detailed salary information for specific jobs at F&M Mortgage. Based on our data, the highest paying job is the Business Anaylst, with an annual salary of $136,585. The table below outlines the annual salary ranges for most popular roles within the company.

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at F&M Mortgage.
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About F&M Mortgage: Company Profile

Website
www.fmbankva.com
Founded In
1908
Employees
25 - 50 employees
Industry
Financial Services
Headquarter Location
ROCKINGHAM
Revenue
<$5 Million
Phone Number
-
Social Media

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into F&M Mortgage's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Workload is manageable and performance expectations are clear. You’ll know what’s expected each day. What stands out is the company’s genuine care for its employees, evident not just in competitive compensation but also in thoughtful wellness initiatives and a supportive atmosphere. Beyond the financial aspects, the company fosters a high-performance culture balanced with initiatives for employee ...
That’s beneficial in finance, but it sometimes hinders agility. I’m proud to work at a company that prioritizes both results and people. Flexible schedules and great benefits. Leaders are approachable, team members are collaborative, and the organization values high standards and continuous improvement. The technology and tools provided are up-to-date. Feedback is specific and constructive. There'...
There are ample opportunities for career advancement, supported by comprehensive training and mentorship programs. This environment works well for those who appreciate routine and job security but may frustrate employees seeking dynamic challenges. Workloads are balanced thoughtfully, preventing burnout common in financial services. Board leadership inspires confidence.

Is F&M Mortgage’s Pay Competitive? Salary Benchmarking Analysis

How does F&M Mortgage's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
FIRST WISCONSIN FINANCIAL $85,313
+13.5%
Reflects a supply-demand imbalance for the specific talent FIRST WISCONSIN FINANCIAL targets.
FAMFUNDING $94,052
+25.1%
Adjusted for higher cost-of-living indices in FAMFUNDING's primary metro hubs.
FCBCAMORTGAGE $77,996
+3.7%
Reflects structural premiums typical of FCBCAMORTGAGE's large-cap national operations.
FEDERATED MORTGAGE GROUP $85,445
+13.6%
Driven by niche technical certifications required for FEDERATED MORTGAGE GROUP's specialized projects.
Financial Services Industry $121,514
+61.6%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Richmond?

Understanding the cost of living near Richmond is key to truly evaluating a salary offer or your current compensation at F&M Mortgage.
Richmond's Cost of Living Index is approximately 95.8 (4.2% less expensive than US average; 8.0% less than VA average). State capital, historic, arts/food scene, affordable housing. GRTC bus. When planning your budget based on a salary from F&M Mortgage, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,100 - $1,600+ A significant portion of F&M Mortgage salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $60 (GRTC monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $580 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,440 - $3,790+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About F&M Mortgage

FAQ 1: What is the typical salary range (low to high) for most roles at F&M Mortgage?
The typical annual salary range for most roles at F&M Mortgage is approximately from $65,937 to $85,344. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: How much does F&M Mortgage pay compared to FIRST WISCONSIN FINANCIAL?
The average annual salary at F&M Mortgage is $75,191, or an hourly wage of $36, in comparison to FIRST WISCONSIN FINANCIAL which pays $85,313 per year or $41 per hour.
FAQ 3: How does experience level affect salary at F&M Mortgage?
Experience level is a significant factor in determining salary at F&M Mortgage, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.
FAQ 4: How can I determine if a salary offer from F&M Mortgage in Richmond is fair given the local cost of living?
To determine if a salary offer from F&M Mortgage in Richmond is fair, first compare the gross salary to our data for similar roles at F&M Mortgage and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Richmond" to understand its purchasing power.
FAQ 5: What factors influence salary increases at F&M Mortgage?
Salary increases at F&M Mortgage are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.