First Southern Financial Inc Salary

As of August 2026, the average annual salary for employees at First Southern Financial Inc in the United States is $81,578. This translates to an approximate hourly wage of $39. Salaries at First Southern Financial Inc typically range from $71,558 to $92,442 annually, reflecting the diverse roles and experience levels within the company.

How Much Does First Southern Financial Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at First Southern Financial Inc. Based on our data, the highest paying job is the Manager, with an annual salary of $83,709. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at First Southern Financial Inc

Ready for your next career move? Explore current job openings at First Southern Financial Inc. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is First Southern Financial Inc’s Pay Competitive? Salary Benchmarking Analysis

How does First Southern Financial Inc's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Ciri Foundation $99,489
+22.0%
Reflects structural premiums typical of Ciri Foundation's large-cap national operations.
Alpine Funding Partners $107,400
+31.7%
Driven by niche technical certifications required for Alpine Funding Partners's specialized projects.
The Howard Gilman Foundation $106,714
+30.8%
Supported by The Howard Gilman Foundation's high-margin contracts allowing higher overhead.
HAO Capital $105,005
+28.7%
Influenced by prevailing union wage agreements specific to HAO Capital's sector.
Financial Services Industry $121,514
+49.0%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at First Southern Financial Inc

Considering a career at First Southern Financial Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Job roles can be repetitive with limited variety. Training accompanies new initiatives. I’ve worked here for several years, and the culture has remained strong. Performance feedback is constructive and frequent.
The company invests in training and development, allowing me to constantly expand my financial services knowledge. The company supports ethical practices but doesn’t always recognize individual achievements. The daily routine rarely changes, and new ideas take time to implement. Colleagues are smart and helpful. Office locations are convenient and accessible. I feel empowered to bring ideas forwar...
I feel valued here and proud to contribute to innovative financial solutions that impact clients positively every day. It demonstrates a true investment in developing talent from within the company, which is greatly appreciated by all employees. That transparency helps me feel included in broader company goals. These thoughtful gestures create a human-centered workplace beyond just policies.

First Southern Financial Inc Overview

Website
www.firstsouthernfinancial.com
Founded In
1998
Employees
<25 employees
Industry
Financial Services
Headquarter Address
1733 6th Ave SE Decatur Alabama AL 35601
Revenue
<$5 Million
Phone Number
+1 2563502727
Social Media
About First Southern Financial Inc
First Southern Financial has been serving North Alabama since 1993. We have made it our mission to stay locally owned and operated so that we may continue to offer our customers the best, most personable service possible. We know that life happens to good people, and sometimes you need a little financial help. We're here to see you through life's unexpected expenses and help you get to the other s

What Benefits Does First Southern Financial Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. First Southern Financial Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Decatur?

Understanding the cost of living near Decatur is key to truly evaluating a salary offer or your current compensation at First Southern Financial Inc.
Decatur's Cost of Living Index is approximately 78.1 (21.9% less expensive than US average; 5.1% less than AL average). Primary drivers for affordability are significantly lower housing costs. When planning your budget based on a salary from First Southern Financial Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $750 - $1,250+ A significant portion of First Southern Financial Inc salary. Location choices impact this heavily.
Utilities (Basic) $140 - $240 Electricity, Heating, Cooling, Water etc.
Public Transportation $20 - $30 (Decatur Public Transit) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $350 - $500 Can be higher with more dining out or specialty stores.
Personal & Leisure $250 - $500+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $300 - $550+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $1,810 - $3,070+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of First Southern Financial Inc

1. What is the typical salary range (low to high) for most roles at First Southern Financial Inc?

The typical annual salary range for most roles at First Southern Financial Inc is approximately from $71,558 to $92,442. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does First Southern Financial Inc pay compared to Ciri Foundation?

The average annual salary at First Southern Financial Inc is $81,578, or an hourly wage of $39, in comparison to Ciri Foundation which pays $99,489 per year or $48 per hour.

3. Do salaries differ significantly between departments at First Southern Financial Inc?

Yes, salaries often differ between departments at First Southern Financial Inc due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at First Southern Financial Inc?

Experience level is a significant factor in determining salary at First Southern Financial Inc, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from First Southern Financial Inc in Decatur is fair given the local cost of living?

To determine if a salary offer from First Southern Financial Inc in Decatur is fair, first compare the gross salary to our data for similar roles at First Southern Financial Inc and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Decatur" to understand its purchasing power.

6. Are the salaries listed for First Southern Financial Inc on Salary.com pre-tax or after-tax?

All salary figures displayed for First Southern Financial Inc, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.