Golden State Home Loans Salary

As of October 2026, the average annual salary for employees at Golden State Home Loans in the United States is $96,103. This translates to an approximate hourly wage of $46. Salaries at Golden State Home Loans typically range from $84,295 to $108,904 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Golden State Home Loans Pay for Different Roles?

Explore detailed salary information for specific jobs at Golden State Home Loans. Based on our data, the highest paying job is the Junior Loan Officer, with an annual salary of $47,216. The table below outlines the annual salary ranges for most popular roles within the company.
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Is Golden State Home Loans’s Pay Competitive? Salary Benchmarking Analysis

How does Golden State Home Loans's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Military Family Home Loans LLC $86,525
-10.0%
Military Family Home Loans LLC operates with a leaner overhead structure, impacting base wage offers.
Esaac $88,709
-7.7%
Esaac focuses strategically on recruiting and training entry-level apprentices.
Wilcox County State Bank $81,726
-15.0%
Reflects market rates for standard general contracting, differing from specialized roles.
ACG Advisory Services Inc $89,299
-7.1%
ACG Advisory Services Inc may offer non-monetary perks in lieu of competitive base salaries.
Financial Services Industry $121,514
+26.4%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Golden State Home Loans

Considering a career at Golden State Home Loans? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Cultural awareness training is meaningful, not just checkbox compliance. Team members are helpful and hardworking. I’ve never felt more aligned with an organization’s mission and values. Change happens Managers are practical, not personable.
The financial tools are advanced, and coworkers collaborate effectively. Opportunities to lead and innovate are abundant, and leadership remains open to feedback and improvement ideas. Fair promotions and evaluations. Work is steady with routine tasks.
Digital workflows have eliminated most paper processes. Training is available but sometimes lacks depth. Training and development are available but lack consistency. It’s an environment that encourages learning and celebrates achievements. There's a strong balance between delivering results and maintaining well-being. The ability to maintain a fulfilling personal life while excelling professionall...

Golden State Home Loans Overview

Website
www.goldenstatehls.com
Founded In
2016
Employees
<25 employees
Industry
Financial Services
Headquarter Address
10076 Alta Sierra Dr Grass Valley California CA 95949
Revenue
<$5 Million
Phone Number
+1 5302370512
Social Media
About Golden State Home Loans
Grass Valley Mortgage Broker | Golden State Home Loans Grass Valley Mortgage Broker | Golden State Home Loans

What Benefits Does Golden State Home Loans Offer Beyond Salary?

A competitive compensation package is more than just a salary. Golden State Home Loans offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Sacramento?

Understanding the cost of living near Sacramento is key to truly evaluating a salary offer or your current compensation at Golden State Home Loans.
Sacramento's Cost of Living Index is approximately 118.8 (18.8% more expensive than US average; 15.0% less than CA average). State capital, more affordable than coastal CA but housing costs have risen significantly. When planning your budget based on a salary from Golden State Home Loans, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,500 - $2,200+ A significant portion of Golden State Home Loans salary. Location choices impact this heavily.
Utilities (Basic) $170 - $280 Electricity, Heating, Cooling, Water etc.
Public Transportation $100 (SacRT monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $680+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,800 - $4,480+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Golden State Home Loans

1. What is the typical salary range (low to high) for most roles at Golden State Home Loans?

The typical annual salary range for most roles at Golden State Home Loans is approximately from $84,295 to $108,904. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Golden State Home Loans pay compared to Military Family Home Loans LLC?

The average annual salary at Golden State Home Loans is $96,103, or an hourly wage of $46, in comparison to Military Family Home Loans LLC which pays $86,525 per year or $42 per hour.

3. How does experience level affect salary at Golden State Home Loans?

Experience level is a significant factor in determining salary at Golden State Home Loans, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from Golden State Home Loans in Sacramento is fair given the local cost of living?

To determine if a salary offer from Golden State Home Loans in Sacramento is fair, first compare the gross salary to our data for similar roles at Golden State Home Loans and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Sacramento" to understand its purchasing power.

5. What factors influence salary increases at Golden State Home Loans?

Salary increases at Golden State Home Loans are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.