Universal Lending Salary

As of August 2026, the average hourly salary for employees at Universal Lending in the United States is $43. This translates to an approximate annual wage of $89,469. Salaries at Universal Lending typically range from $38 to $49 hourly, reflecting the diverse roles and experience levels within the company.

How Much Does Universal Lending Pay for Different Roles?

Explore detailed salary information for specific jobs at Universal Lending. Based on our data, the highest paying job is the Business Anaylst, with an hourly wage of $66. The table below outlines the hourly wage ranges for most popular roles within the company.

Digital Services Specialist

$17 / hour

Salary Range: $15 - $19

Security Services

Contact Center Agent

$42 / hour

Salary Range: $36 - $48

Sales

Fraud and Security Specialist

$44 / hour

Salary Range: $38 - $51

Security Services

Digital Support Agent

$34 / hour

Salary Range: $30 - $38

Construction

Business Anaylst

$66 / hour

Salary Range: $55 - $75

Library

Digital Banking Agent

$34 / hour

Salary Range: $30 - $38

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Universal Lending.
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About Universal Lending: Company Profile

Website
www.ulc.com
Founded In
1981
Employees
200 - 500 employees
Industry
Financial Services
Headquarter Location
ARVADA
Revenue
<$5 Million
Phone Number
-
Social Media
About UNIVERSAL LENDING
Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care, and educate and empower each potential home buyer throughout the entire process, so they m

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Universal Lending's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Beyond the financial aspects, the company fosters a high-performance culture balanced with initiatives for employee well-being, demonstrating a holistic approach to staff satisfaction. Management is polite but often distant from frontline employees. Positive, motivating culture boosts productivity daily. Processes are well-documented, and expectations are clear. I’ve switched departments twice wit...
It's a great place to learn from experienced professionals in the financial field. The roadmap balances ambition with realism. Pay and benefits are competitive and it is somehow outstanding.
Buddies provide peer support beyond HR training. The company offers meaningful work, steady professional development, and competitive compensation. Dynamic workplace with constant learning. Ideal for those who enjoy consistency and prefer working within defined boundaries.
This environment works well for those who appreciate routine and job security but may frustrate employees seeking dynamic challenges. Career progression is transparent, with clear paths to promotion. Ethical values guide daily operations. I’ve received valuable mentoring, and career conversations happen regularly. Overall, it’s a stable workplace that prioritizes routine over rapid change. Project...
There’s an impressive balance of challenge and support. Regular updates and open forums ensure we are all informed and aligned, fostering a strong sense of trust and shared purpose. This culture of respect, trust, and innovation makes it an excellent place to work.

Is Universal Lending’s Pay Competitive? Salary Benchmarking Analysis

How does Universal Lending's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
IMH $42
-3.1%
Typical compensation structure for smaller regional agencies like IMH.
TENNESSE DEPARTMENT OF HEALTH $36
-16.0%
TENNESSE DEPARTMENT OF HEALTH operates with a leaner overhead structure, impacting base wage offers.
GLOBAL LENDING SERVICES LLC $40
-7.8%
GLOBAL LENDING SERVICES LLC likely leverages performance bonuses over the high base salary shown here.
SUCCESS MORTGAGE PARTNERS $43
+0.8%
Suggests SUCCESS MORTGAGE PARTNERS utilizes a highly similar base-plus-benefits compensation model.
Financial Services Industry $59
+35.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Arvada?

Understanding the cost of living near Arvada is key to truly evaluating a salary offer or your current compensation at Universal Lending.
Arvada's Cost of Living Index is approximately 113.2 (13.2% more expensive than US average; 7.5% more than CO average). Denver suburb, historic Olde Town, housing costs above US average. RTD G Line. When planning your budget based on a salary from Universal Lending, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,600 - $2,300+ A significant portion of Universal Lending salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $114 (RTD regional pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $720+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,044 - $4,634+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Universal Lending

FAQ 1: How much does Universal Lending in the United States pay?
Universal Lending pays its employees an average of $43 per hour. The average salary at Universal Lending range from $38 to $49 per hour. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills and location.
FAQ 2: Do Universal Lending employees get a higher salary than its peer company?
The salary at Universal Lending is higher than its peer company. The average annual salary at Universal Lending is $89,469, or an hourly wage of $43, in comparison to IMH which pays $86,671 per year or $42 per hour.
FAQ 3: How much does salary increase with years of experience at Universal Lending?
Salary progression with years of experience at Universal Lending is typical. Generally, as employees gain more relevant experience, develop more skills, and take on greater responsibilities, their earning potential increases. For example, a role with 5-7 years of experience will usually pay more than the same role requiring 0-2 years.
FAQ 4: Do salaries at Universal Lending vary by office location?
Yes, it's very likely that salaries at Universal Lending vary by office location. Companies often adjust pay based on local market rates, cost of living, and talent competition in different geographic areas. For instance, a role in a high-cost city like New York City may offer a higher nominal salary than the same role in a lower-cost city like Omaha, NE. Our Cost of Living Insights for Arvada section provides more context.
FAQ 5: Does Universal Lending offer good benefits?
Universal Lending typically offers a comprehensive benefits package that adds significant value to an employee's total compensation. Common benefits include health, dental, and vision insurance, a 401(k) plan often with a company match, paid time off. For example, a strong 401(k) match or excellent, low-cost health insurance can be worth thousands of dollars annually, effectively increasing your overall earnings beyond your base salary. For a more detailed list of benefits, please see our "Employee Benefits at Universal Lending" section on this page.