Providential Mortgage Salary

As of August 2026, the average annual salary for employees at Providential Mortgage in the United States is $112,558. This translates to an approximate hourly wage of $54. Salaries at Providential Mortgage typically range from $98,728 to $127,536 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Providential Mortgage Pay for Different Roles?

Explore detailed salary information for specific jobs at Providential Mortgage. Based on our data, the highest paying job is the Senior Loan Officer, with an annual salary of $97,252. The table below outlines the annual salary ranges for most popular roles within the company.
How accurate does the salary look to you?

Current Job Openings at Providential Mortgage

Ready for your next career move? Explore current job openings at Providential Mortgage. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Providential Mortgage’s Pay Competitive? Salary Benchmarking Analysis

How does Providential Mortgage's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Intrinsic Capital Partners $94,078
-16.4%
Normalized for lower cost-of-living zones where Intrinsic Capital Partners primarily operates.
Go Finance LLC $85,840
-23.7%
Typical compensation structure for smaller regional agencies like Go Finance LLC.
Columbus Citizens Foundation Inc $105,923
-5.9%
Columbus Citizens Foundation Inc focuses strategically on recruiting and training entry-level apprentices.
CryptoTotem $97,337
-13.5%
CryptoTotem likely leverages performance bonuses over the high base salary shown here.
Financial Services Industry $121,514
+8.0%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Providential Mortgage

Considering a career at Providential Mortgage? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
It feels like a family here, not just a workplace, fostering strong bonds among colleagues. There’s little to disrupt the daily grind. The break room is well-stocked and inviting. With professionals united by this mission, every decision is made with clients' best interests in mind. Diversity and inclusion aren’t just buzzwords here—they’re embedded in the company’s DNA.
A lot of financial companies feel cold, but this one is refreshingly human. Mentorship programs, tuition reimbursement, and leadership training are just a few ways they invest in their workforce. Regular training programs enhance skills and knowledge. It’s a great environment for career-minded professionals. Collaboration is encouraged it is consistent. It’s a stable, future-forward company with ...
It's inspiring to work for an organization that values and leverages differences to drive better business outcomes. A truly empowering work environment. Mentorship happens organically across levels.

Providential Mortgage Overview

Website
www.providentialmortgage.com
Founded In
2000
Employees
<25 employees
Industry
Financial Services
Headquarter Address
42808 Christy St Fremont California CA 94538
Revenue
<$5 Million
Phone Number
+1 8778557334
Social Media
About Providential Mortgage
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional Contact Providential Mortgage today to discuss your mortgage loan options, and find out which

What Benefits Does Providential Mortgage Offer Beyond Salary?

A competitive compensation package is more than just a salary. Providential Mortgage offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
Work at Providential Mortgage?
Share your experience
How Much Should You Be Earning?

Get an estimated calculation of how much you should be earning and insight into your career options.

illustration

What Is the Cost of Living Near Fremont?

Understanding the cost of living near Fremont is key to truly evaluating a salary offer or your current compensation at Providential Mortgage.
Fremont's Cost of Living Index is approximately 201.5 (101.5% more expensive than US average; 44.1% more than CA average). East Bay/Silicon Valley periphery, extremely high housing costs driven by tech industry and Bay Area desirability. BART access. When planning your budget based on a salary from Providential Mortgage, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,700 - $4,000+ A significant portion of Providential Mortgage salary. Location choices impact this heavily.
Utilities (Basic) $190 - $310 Electricity, Heating, Cooling, Water etc.
Public Transportation $90 (AC Transit/BART varies) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $500 - $750 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $950+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $430 - $800+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,410 - $6,810+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Providential Mortgage

1. What is the typical salary range (low to high) for most roles at Providential Mortgage?

The typical annual salary range for most roles at Providential Mortgage is approximately from $98,728 to $127,536. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Providential Mortgage pay compared to Intrinsic Capital Partners?

The average annual salary at Providential Mortgage is $112,558, or an hourly wage of $54, in comparison to Intrinsic Capital Partners which pays $94,078 per year or $45 per hour.

3. Do salaries differ significantly between departments at Providential Mortgage?

Yes, salaries often differ between departments at Providential Mortgage due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Providential Mortgage?

Experience level is a significant factor in determining salary at Providential Mortgage, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Providential Mortgage in Fremont is fair given the local cost of living?

To determine if a salary offer from Providential Mortgage in Fremont is fair, first compare the gross salary to our data for similar roles at Providential Mortgage and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Fremont" to understand its purchasing power.

6. What are the key factors that influence salary levels at Providential Mortgage?

Several key factors influence salary levels at Providential Mortgage. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: Providential Mortgage likely benchmarks its salaries against other companies in the Financial Services sector. You can explore how these factors play out in our detailed salary data.