Richard K Gaines Inc Salary

As of August 2026, the average annual salary for employees at Richard K Gaines Inc in the United States is $90,892. This translates to an approximate hourly wage of $44. Salaries at Richard K Gaines Inc typically range from $79,970 to $102,770 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Richard K Gaines Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at Richard K Gaines Inc. Based on our data, the highest paying job is the Broker and Consultant, with an annual salary of $76,916. The table below outlines the annual salary ranges for most popular roles within the company.
How accurate does the salary look to you?

Current Job Openings at Richard K Gaines Inc

Ready for your next career move? Explore current job openings at Richard K Gaines Inc. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Richard K Gaines Inc’s Pay Competitive? Salary Benchmarking Analysis

How does Richard K Gaines Inc's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Van Gundy Insurance $87,411
-3.8%
Van Gundy Insurance focuses strategically on recruiting and training entry-level apprentices.
ASAP Insurance $93,624
+3.0%
Influenced by prevailing union wage agreements specific to ASAP Insurance's sector.
Ziskowski Insurance LLC $92,559
+1.8%
Suggests Ziskowski Insurance LLC utilizes a highly similar base-plus-benefits compensation model.
Victoria Insurance $90,555
-0.4%
Confirms Victoria Insurance is a direct competitor vying for the exact same talent pool.
Insurance Industry $123,858
+36.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Richard K Gaines Inc

Considering a career at Richard K Gaines Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The work-life balance is excellent, with flexible hours and remote options. Management is approachable and encourages professional development. The company’s emphasis on work-life balance is commendable. The company provides a standard corporate experience.
Benefits like health plans and retirement options are excellent. A solid choice for professionals. The insurance industry can be tough, but this company makes it enjoyable.
It’s a great place for long-term career growth. Happy to be here. Colleagues are professional, though interactions are mostly task-focused. The benefits package is generous, including health coverage and paid time off. It is dynamic, it’s a reliable employer with reasonable expectations. Strong company culture with growth opportunities. I’m satisfied with my role and the opportunities available h...

Richard K Gaines Inc Overview

Website
www.richardkgainesinc.com
Founded In
1982
Employees
<25 employees
Industry
Insurance
Headquarter Address
2324 N Florissant Ave St. Louis Missouri MO 63106
Revenue
$5 Million - $10 Million
Phone Number
+1 3148811969
Social Media
About Richard K Gaines Inc
Richard K. Gaines, Inc., established in 1982 by owner Richard K. Gaines, provides diversified insurance brokerage and consultative services to a wide range of public and private sector clients. Richard K. Gaines, Inc. was developed to become a "One Stop" insurance brokerage firm. We offer the most up-to-date, comprehensive and professional insurance services available. We understand the specialize

What Benefits Does Richard K Gaines Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. Richard K Gaines Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
Work at Richard K Gaines Inc?
Share your experience
How Much Should You Be Earning?

Get an estimated calculation of how much you should be earning and insight into your career options.

illustration

What Is the Cost of Living Near Saint Louis?

Understanding the cost of living near Saint Louis is key to truly evaluating a salary offer or your current compensation at Richard K Gaines Inc.
Saint Louis' Cost of Living Index is approximately 83.8 (16.2% less expensive than US average; 5.8% less than MO average). Major city, Gateway Arch, affordable housing, MetroLink/Bus. When planning your budget based on a salary from Richard K Gaines Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $900 - $1,400+ A significant portion of Richard K Gaines Inc salary. Location choices impact this heavily.
Utilities (Basic) $140 - $230 Electricity, Heating, Cooling, Water etc.
Public Transportation $78 (Metro monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $560 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $680+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $670+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,208 - $3,548+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Richard K Gaines Inc

1. How much does a Richard K Gaines Inc employee make?

Richard K Gaines Inc pays its employees an average of $90,892 per year. The average salary at Richard K Gaines Inc range from $79,970 to $102,770 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Richard K Gaines Inc?

The salary at Richard K Gaines Inc is higher than the similar company. The average annual salary at Richard K Gaines Inc is $90,892, or an hourly wage of $44, in comparison to Van Gundy Insurance which pays $87,411 per year or $42 per hour.

3. How much does a Broker and Consultant typically earn at Richard K Gaines Inc?

A Broker and Consultant at Richard K Gaines Inc typically earns an average annual base salary of around $76,916, with a general range of $67,329 to $91,924.

4. Do employees with advanced degrees (Master's, PhD) earn more at Richard K Gaines Inc?

In many roles at Richard K Gaines Inc, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

5. How does the cost of living near Saint Louis affect the perceived value of a Richard K Gaines Inc salary?

Saint Louis' Cost of Living Index is approximately 83.8 (16.2% less expensive than US average; 5.8% less than MO average). This significantly impacts the purchasing power of a salary from Richard K Gaines Inc based there. Our "Cost of Living Insights for Saint Louis" module details this impact, helping you assess the 'real feel' value of your compensation.

6. What kind of benefits does Richard K Gaines Inc typically offer employees?

Richard K Gaines Inc generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Richard K Gaines Inc" section on this page.