Smartcu Salary

Smartcu Salary

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As of August 2026, the average annual salary for employees at Smartcu in the United States is $86,973. This translates to an approximate hourly wage of $42. Salaries at Smartcu typically range from $76,265 to $98,726 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Smartcu Pay for Different Roles?

Explore detailed salary information for specific jobs at Smartcu. Based on our data, the highest paying job is the Business Anaylst, with an annual salary of $136,585. The table below outlines the annual salary ranges for most popular roles within the company.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Smartcu.
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About Smartcu: Company Profile

Website
www.smartcu.org
Founded In
1934
Employees
100 - 200 employees
Industry
Financial Services
Headquarter Location
HOUSTON
Revenue
<$5 Million
Phone Number
-
Social Media
About SMARTCU
Smart Financial is a Houston-based, financial cooperative, owned and operated by its members. We are always focused on people, not profits. Our entire staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valued owners like you with your financial needs. Vision Statement: People. Passion. Purpose.

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Smartcu's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
From certification programs to sponsored conferences, I’ve had so many chances to learn. Benefits are comprehensive and competitive, with an emphasis on health and retirement plans. Feedback is specific and actionable. There's a strong emphasis on knowledge sharing and collective problem-solving, which is crucial in navigating complex financial markets.
Commented in March 01, 2025
24
3
The evaluation process feels designed to help me succeed. The overall atmosphere is collaborative rather than competitive. The company fosters a culture of continuous learning through access to industry certifications and workshops. This firm stands out for its employee-centric. The workplace culture is respectful but somewhat rigid. That makes a big difference day to day. I’ve never felt more eng...
Commented in January 29, 2025
30
2
Strong focus on client satisfaction and success. The work environment is collaborative, with strong support from management and peers. The benefits are generous, and the team culture promotes collaboration and respect, making it easy to stay motivated and engaged.
Commented in September 20, 2024
20
2
The culture can feel hierarchical, limiting open dialogue between employees and management. The firm’s financial stability ensures job security. The company's strong performance, even in challenging markets, speaks to leadership's effectiveness. Opportunities for internal mobility allow employees to explore different roles.
Commented in January 22, 2024
31
2

How Smartcu's Salaries Compare to Similar Companies?

The data below provides a snapshot of what comparable firms are paying, offering crucial context for evaluating Smartcu’s pay competitiveness. Click on a company for a deeper dive.

Is Smartcu’s Pay Competitive? Salary Benchmarking Analysis

How does Smartcu's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
COLUMBUS CAPITAL LENDING, LLC. $82,132
-5.6%
COLUMBUS CAPITAL LENDING, LLC. focuses strategically on recruiting and training entry-level apprentices.
NEW PROVIDENCE CAPITAL $85,040
-2.2%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
XCEED FINANCIAL CREDIT UNION $95,425
+9.7%
Reflects a supply-demand imbalance for the specific talent XCEED FINANCIAL CREDIT UNION targets.
HERITAGE FEDERAL CREDIT UNION $80,920
-7.0%
HERITAGE FEDERAL CREDIT UNION may offer non-monetary perks in lieu of competitive base salaries.
Financial Services Industry $121,514
+39.7%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Houston?

Understanding the cost of living near Houston is key to truly evaluating a salary offer or your current compensation at Smartcu.
Houston's Cost of Living Index is approximately 98.5 (1.5% less expensive than US average; 5.9% more than TX average). Major city, energy/medical hub, housing generally affordable for size, but varies. METRO bus/rail. When planning your budget based on a salary from Smartcu, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,800+ A significant portion of Smartcu salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 (High AC use) Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (METRO Q Card monthly) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,570 - $4,090+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Smartcu

FAQ 1: What is the average salary for employees at Smartcu?
The average annual total compensation for employees at Smartcu is approximately $86,973. However, this is an aggregate figure, actual salaries can range significantly, typically from $76,265 to $98,726, depending on factors like job role, experience, and location.
FAQ 2: How much does Smartcu pay compared to COLUMBUS CAPITAL LENDING, LLC.?
The average annual salary at Smartcu is $86,973, or an hourly wage of $42, in comparison to COLUMBUS CAPITAL LENDING, LLC. which pays $82,131 per year or $39 per hour.
FAQ 3: How does having a professional certification impact salary for relevant roles at Smartcu?
Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at Smartcu for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.
FAQ 4: Does Smartcu offer cost-of-living adjustments (COLA) for employees in high-cost areas like Houston?
While some companies offer formal COLA, many, including potentially Smartcu, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.
FAQ 5: What's the typical process for salary reviews and raises at Smartcu?
Most companies, likely including Smartcu, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.

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