Spectra Financial Inc Salary

Spectra Financial Inc Salary

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As of August 2026, the average annual salary for employees at Spectra Financial Inc in the United States is $94,700. This translates to an approximate hourly wage of $46. Salaries at Spectra Financial Inc typically range from $83,058 to $107,306 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Spectra Financial Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at Spectra Financial Inc. Based on our data, the highest paying job is the Mortgage Loan Processor, with an annual salary of $38,384. The table below outlines the annual salary ranges for most popular roles within the company.
How accurate does the salary look to you?

Current Job Openings at Spectra Financial Inc

Ready for your next career move? Explore current job openings at Spectra Financial Inc. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Spectra Financial Inc’s Pay Competitive? Salary Benchmarking Analysis

How does Spectra Financial Inc's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
AutoPayPlus $85,217
-10.0%
AutoPayPlus operates with a leaner overhead structure, impacting base wage offers.
Rockport Healthcare Group Inc $91,768
-3.1%
Normalized for lower cost-of-living zones where Rockport Healthcare Group Inc primarily operates.
SellerMotor Inc $100,227
+5.8%
Reflects a supply-demand imbalance for the specific talent SellerMotor Inc targets.
Richmond County Financial Corp $109,551
+15.7%
Reflects structural premiums typical of Richmond County Financial Corp's large-cap national operations.
Financial Services Industry $121,514
+28.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

How Spectra Financial Inc's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Spectra Financial Inc. Click a company name to learn more.

Employee Reviews: Working at Spectra Financial Inc

Considering a career at Spectra Financial Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
A strong emphasis on client service drives excellence. Flexible work arrangements help maintain work-life balance. Goals align with both company objectives and personal growth. Benefits and compensation packages are very competitive. From AI-driven analytics to seamless digital platforms, we have the tools to excel in our roles.
Commented in May 11, 2025
32
2
Important updates come through multiple channels. Teamwork drives strong performance. Innovative approach to finance and technology. The company offers a dynamic, fast-paced environment that challenges employees while providing strong support systems.
Commented in July 05, 2024
10
3
Internal promotions are common, with clear paths for advancement. Advancement opportunities are present and tied to tenure. My experience has been nothing short of positive. The workload is steady but may lack variety. Fast-paced environment with challenging, meaningful projects.
Commented in May 19, 2024
47
0

Spectra Financial Inc Overview

Website
www.spectrafinancial.com
Founded In
2002
Employees
<25 employees
Industry
Financial Services
Headquarter Address
750 S Plaza Dr Saint Paul Minnesota MN 55120
Revenue
$5 Million - $10 Million
Phone Number
+1 6519941900
Social Media
About Spectra Financial Inc
At Spectra Financial , we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

What Benefits Does Spectra Financial Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spectra Financial Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
Work at Spectra Financial Inc?
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What Is the Cost of Living Near Saint Paul?

Understanding the cost of living near Saint Paul is key to truly evaluating a salary offer or your current compensation at Spectra Financial Inc.
Saint Paul's Cost of Living Index is approximately 101.5 (1.5% more expensive than US average; 4.5% more than MN average). State capital, slightly more affordable housing than Minneapolis. Metro Transit. When planning your budget based on a salary from Spectra Financial Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $1,900+ A significant portion of Spectra Financial Inc salary. Location choices impact this heavily.
Utilities (Basic) $130 - $230 (Heating significant) Electricity, Heating, Cooling, Water etc.
Public Transportation $120 (Metro Transit monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,750 - $4,200+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spectra Financial Inc

1. What is the estimated average total compensation at Spectra Financial Inc?

Salary.com estimates that the average total compensation package at Spectra Financial Inc, which can include base salary, potential bonuses, and benefits, is around $94,700 annually . Total compensation provides a more holistic view of an employee's earnings.

2. How much does Spectra Financial Inc pay compared to AutoPayPlus?

The average annual salary at Spectra Financial Inc is $94,700, or an hourly wage of $46, in comparison to AutoPayPlus which pays $85,217 per year or $41 per hour.

3. What's the typical salary progression for an employee moving from an entry-level to a senior role at Spectra Financial Inc?

Salary progression from an entry-level to a senior role at Spectra Financial Inc can be significant, often involving several promotions and substantial pay increases. For example, an entry-level Analyst might see their salary potentially double or more as they progress to a Senior Manager or Director position over several years, assuming strong performance and development.

4. How can I determine if a salary offer from Spectra Financial Inc in Saint Paul is fair given the local cost of living?

To determine if a salary offer from Spectra Financial Inc in Saint Paul is fair, first compare the gross salary to our data for similar roles at Spectra Financial Inc and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Saint Paul" to understand its purchasing power.

5. Are promotions at Spectra Financial Inc usually accompanied by a significant salary increase?

Yes, promotions at Spectra Financial Inc are generally accompanied by a salary increase. The amount of the increase typically reflects the greater responsibilities, skills, and scope of the new role. The percentage increase can vary widely depending on the level of promotion and the company's compensation structure.

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