Spencer Financial Inc Salary

As of August 2026, the average annual salary for employees at Spencer Financial Inc in the United States is $85,207. This translates to an approximate hourly wage of $41. Salaries at Spencer Financial Inc typically range from $74,976 to $96,344 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Spencer Financial Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at Spencer Financial Inc. Based on our data, the highest paying job is the President, with an annual salary of $659,575. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Spencer Financial Inc

Ready for your next career move? Explore current job openings at Spencer Financial Inc. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Spencer Financial Inc’s Pay Competitive? Salary Benchmarking Analysis

How does Spencer Financial Inc's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Collinsworth Insurance and Risk Management Services $87,358
+2.5%
Suggests Collinsworth Insurance and Risk Management Services utilizes a highly similar base-plus-benefits compensation model.
JM HARLAN Benefit Advisors LLC $98,191
+15.2%
Influenced by prevailing union wage agreements specific to JM HARLAN Benefit Advisors LLC's sector.
Lincoln Insurance Agency $86,093
+1.0%
Confirms Lincoln Insurance Agency is a direct competitor vying for the exact same talent pool.
Pratt Insurance Agency LLC $83,065
-2.5%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
Insurance Industry $123,858
+45.4%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Spencer Financial Inc

Considering a career at Spencer Financial Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The company offers great benefits, including health coverage and performance bonuses. This company stands out in the insurance sector for its employee-centric policies. Working here has been fulfilling—great leadership and a strong team spirit. The insurance products we work with are diverse, keeping the job engaging. Training programs are available, though more specialization options would be ben...
A reliable employer for steady career growth. Benefits are standard for the insurance industry. The work culture is inclusive, and everyone’s contributions are valued. This company provides stability and growth opportunities in the insurance sector. Great learning opportunities.
It’s a reliable employer for those seeking a steady role in the insurance field. With thousands of employees, there’s diversity in teams, which enhances creativity. The insurance training programs are top-notch, and leadership is invested in employee success. The leadership team is supportive, and the work culture is inclusive. There’s occasional flexibility in scheduling, which is appreciated. Th...

Spencer Financial Inc Overview

Website
www.spencer-financial.com
Founded In
2003
Employees
<25 employees
Industry
Insurance
Headquarter Address
3901 N Blvd Tampa Florida FL 33603
Revenue
<$5 Million
Phone Number
+1 8135144400
Social Media
About Spencer Financial Inc
Spencer Financial, Inc is an independently owned and locally operated insurance agency in Tampa, Florida. We help people across the state find affordable and reliable insurance products from a variety of trusted carriers. As an independent agency, we can help you find the perfect combination of coverage and price to fit your unique needs. What Does Independent Mean? "Independent" means we're not t

What Benefits Does Spencer Financial Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spencer Financial Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Tampa?

Understanding the cost of living near Tampa is key to truly evaluating a salary offer or your current compensation at Spencer Financial Inc.
Tampa's Cost of Living Index is approximately 100.1 (0.1% more expensive than US average; 2.9% less than FL average). Growing Gulf Coast city, housing costs near US average but have risen. HART bus/streetcar. When planning your budget based on a salary from Spencer Financial Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,400 - $2,100+ A significant portion of Spencer Financial Inc salary. Location choices impact this heavily.
Utilities (Basic) $160 - $260 Electricity, Heating, Cooling, Water etc.
Public Transportation $65 (HART monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,775 - $4,345+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spencer Financial Inc

1. How much does a Spencer Financial Inc employee make?

Spencer Financial Inc pays its employees an average of $85,207 per year. The average salary at Spencer Financial Inc range from $74,976 to $96,344 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Spencer Financial Inc?

The salary at Spencer Financial Inc is lesser than the similar company. The average annual salary at Spencer Financial Inc is $85,207, or an hourly wage of $41, in comparison to Collinsworth Insurance and Risk Management Services which pays $87,358 per year or $42 per hour.

3. Do employees with advanced degrees (Master's, PhD) earn more at Spencer Financial Inc?

In many roles at Spencer Financial Inc, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

4. How does the cost of living near Tampa affect the perceived value of a Spencer Financial Inc salary?

Tampa's Cost of Living Index is approximately 100.1 (0.1% more expensive than US average; 2.9% less than FL average). This significantly impacts the purchasing power of a salary from Spencer Financial Inc based there. Our "Cost of Living Insights for Tampa" module details this impact, helping you assess the 'real feel' value of your compensation.

5. What kind of benefits does Spencer Financial Inc typically offer employees?

Spencer Financial Inc generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Spencer Financial Inc" section on this page.