| Competitor / Benchmark | Avg. Salary | Variance | Primary Market Influence Factor & Explanation |
|---|---|---|---|
| Team Insurance Services Inc | $90,660 |
-6.5%
|
Team Insurance Services Inc likely leverages performance bonuses over the high base salary shown here. |
| Complete Insurance Services Inc | $93,065 |
-4.0%
|
Complete Insurance Services Inc operates with a leaner overhead structure, impacting base wage offers. |
| Comprehensive Benefits Inc | $90,723 |
-6.4%
|
Typical compensation structure for smaller regional agencies like Comprehensive Benefits Inc. |
| Texas Associated Underwriters Inc | $78,118 |
-19.4%
|
Normalized for lower cost-of-living zones where Texas Associated Underwriters Inc primarily operates. |
| Insurance Industry | $123,858 |
+27.8%
|
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors. |
$90,660 / year
Salary Range: $79,769 - $102,514
San Juan, PR
$93,065 / year
Salary Range: $81,885 - $105,221
Keego Harbor, MI
$90,723 / year
Salary Range: $79,824 - $102,575
Southfield, MI
$78,118 / year
Salary Range: $68,736 - $88,333
Harlingen, TX
$94,932 / year
Salary Range: $83,526 - $107,331
Dover, DE
$96,430 / year
Salary Range: $84,845 - $109,026
Georgetown, DE
$95,027 / year
Salary Range: $83,608 - $107,453
Wilmington, DE
$97,949 / year
Salary Range: $86,174 - $110,745
Rehoboth Beach, DE
$96,008 / year
Salary Range: $84,479 - $108,562
Wilmington, DE
Get an estimated calculation of how much you should be earning and insight into your career options.
| Expense Category | Estimated Monthly Cost | Key Considerations / Notes |
|---|---|---|
| Housing (1-BR Apt Rent) | $1,100 - $1,600+ | A significant portion of Surplus & Excess Lines Ltd salary. Location choices impact this heavily. |
| Utilities (Basic) | $170 - $280 | Electricity, Heating, Cooling, Water etc. |
| Public Transportation | $60 (DART 30-day pass) | Essential for most commuters; car ownership is costly. |
| Groceries (Single Person) | $400 - $580 | Can be higher with more dining out or specialty stores. |
| Personal & Leisure | $300 - $600+ | Dining out, entertainment, shopping. Highly variable. |
| Healthcare (Individual) | $370 - $690+ | Varies significantly by plan & employer contribution. |
| Subtotal (Excluding Taxes) | $2,400 - $3,750+ | This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay. |
Surplus & Excess Lines Ltd pays its employees an average of $96,947 per year. The average salary at Surplus & Excess Lines Ltd range from $85,294 to $109,611 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
The salary at Surplus & Excess Lines Ltd is higher than the similar company. The average annual salary at Surplus & Excess Lines Ltd is $96,947, or an hourly wage of $47, in comparison to Team Insurance Services Inc which pays $90,660 per year or $44 per hour.
A President at Surplus & Excess Lines Ltd typically earns an average annual base salary of around $750,452, with a general range of $574,456 to $945,688.
In many roles at Surplus & Excess Lines Ltd, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.
Smyrna's Cost of Living Index is approximately 97.5 (2.5% less expensive than US average; 5.2% less than DE average). This significantly impacts the purchasing power of a salary from Surplus & Excess Lines Ltd based there. Our "Cost of Living Insights for Smyrna" module details this impact, helping you assess the 'real feel' value of your compensation.
Surplus & Excess Lines Ltd generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Surplus & Excess Lines Ltd" section on this page.
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