As of May 01, 2026, the average salary for a Claim Representative I in the United States is $37,400 per year, which breaks down to an hourly rate of $18.
However, a Claim Representative I's salary can vary significantly. Here’s a look at the typical salary range:
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A Claim Representative I's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Claim Representative I's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Claim Representative I | 0-1 years | $37,309 |
| Claim Representative II | 1-3 years | $47,265 |
| Claim Representative III | 3-5 years | $52,589 |
| Claim Representative Supervisor | 5+ years | $74,646 |
| Claim Service Manager | 5+ years | $103,896 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Claim Representative Is. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Customer Service | 29.44% |
| Customer Contact | 2.46% |
| Insurance Policies | 1.43% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Gathering Information
|
$54,978 |
47%
|
|
Pricing
|
$54,604 |
46%
|
|
Initiative
|
$50,116 |
34%
|
|
Insurance Products
|
$46,002 |
23%
|
|
Time Management
|
$45,628 |
22%
|
|
Analysis
|
$44,506 |
19%
|
Understanding how a Claim Representative I's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on May 01, 2026For a Claim Representative I, the most direct path to higher earnings is advancing to the Claim Representative II role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $47,300 - a projected growth of 26% over your current level.
Salaries for a Claim Representative I can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $38,504 in 2023 to around $37,345 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Claim Representative I salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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|
| 2023 | $38,504 |
| 2024 | $37,814 |
| 2025 | $37,345 |
| 2026 |
View More
|
| 2027 |
View More
|
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The highest paid insurance agent is Gideon du Plessis, who, despite failing in the 10th standard and not attending college, earns significantly. While the average salary for a Claim Representative ranges from $35,700 to $40,700, Gideon's annual commissions amount to an impressive Rs 7 crore (Rs 70 million) plus, showcasing his exceptional success in the industry.
A claims representative is a professional who works for insurance companies, investigating claims made by policyholders to verify their accuracy and determine appropriate payouts and reimbursements. The salary for this role typically ranges from $35,700 to $40,700, with a mid-range salary of $38,300.
UnitedHealthcare offers a flat commission rate of 10% to brokers for all OBM plans, based on paid premium. Brokers not appointed by UnitedHealthcare will not receive commissions. The salary range for a Claim Representative is between $35,700 and $40,700, with a midpoint of $38,300, reflecting the compensation structure within the organization.
A Claims Representative in the USA typically earns between $35,700 and $40,700 annually. The average salary falls around $38,300. This translates to an hourly wage of approximately $17.14 to $19.57, with the average being about $18.41.
To become an Insurance Claims Representative, you'll need strong customer service, negotiation, and problem-solving skills. Being thorough, analytical, methodical, confident, and decisive is essential. Excellent verbal and written communication skills are also crucial. The salary for this role ranges from $35,700 to $40,700, with a midpoint of $38,300.
The salary for a Claims Representative at Great American Insurance typically ranges from $35,700 to $40,700 annually, with a mid-range salary of approximately $38,300. This is significantly lower than the national average estimate of $67,178 per year for this role.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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