As of March 01, 2026, the average salary for a Commercial Lending Officer V in the United States is $162,900 per year, which breaks down to an hourly rate of $78.
However, a Commercial Lending Officer V's salary can vary significantly. Here’s a look at the typical salary range:
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A Commercial Lending Officer V's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Lending Officer V's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Senior Commercial Loan Officer | 4-7 years | $115,888 |
| Specialist Commercial Loan Officer | 7+ years | $129,867 |
| Commercial Lending Officer V | 7-10 years | $162,819 |
| Commercial Lending Group Manager | 10+ years | $164,062 |
| Commercial Lending Regional or Industry Segment Manager I | 10+ years | $198,924 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Lending Officer Vs. For example, consider the average annual salaries in these key locations:
Understanding how a Commercial Lending Officer V's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on March 01, 2026For a Commercial Lending Officer V, the most direct path to higher earnings is advancing to the Commercial Lending Operations Supervisor role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $147,800 - a projected growth of -9% over your current level.
Salaries for a Commercial Lending Officer V can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $142,047 in 2023 to around $139,290 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Commercial Lending Officer V salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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| 2023 | $142,047 |
| 2024 | $141,941 |
| 2025 | $139,290 |
| 2026 |
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| 2027 |
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Employment of loan officers is projected to grow 1 percent from 2023 to 2033, which is slower than the average for all occupations. However, there will be about 22,900 openings for loan officers each year. The salary for a Commercial Lending Officer ranges from $142,000 to $198,000, with a median salary of $169,700.
How much does a Commercial Lending Officer make in Texas? Based on recent data, salaries range from a minimum of $142,000 to a maximum of $198,000 annually, with a mid-salary of $169,700. This reflects the competitive nature of the role in the state.
Becoming a commercial loan officer can be challenging, as it typically requires a bachelor's degree in business or finance. These professionals analyze the financial health of businesses seeking credit, necessitating a solid understanding of accounting and financial statements. The salary range for this role is between $142,000 and $198,000, with a median salary of $169,700.
Hard money loan officers typically earn between $142,000 and $198,000 annually, with a median salary of around $169,700. While some cities like Novato and Sunnyvale offer salaries around $132,000, the potential earnings for commercial lending officers are significantly higher, reflecting their specialized expertise in the lending market.
As of January 8, 2025, the salary for a Commercial Lending Officer in North Carolina ranges from a minimum of $142,000 to a maximum of $198,000 annually, with a midpoint of $169,700. This translates to approximately $68.27 to $95.19 per hour, depending on experience and qualifications.
A Commercial Lending Officer typically earns between $142,000 and $198,000 annually, with a median salary of around $169,700. In contrast, a Commercial Loan Assistant generally makes significantly less, with salaries around $52,000, depending on the state. This highlights the difference in compensation between the two roles in the lending industry.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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